PYMNTS

JANUARY 8, 2019

When Chime ’s Co-founders Chris Britt (CEO) and Ryan King (CTO) first set out to start a web bank, it was with one idea in mind: offering middle-class consumers a good deal. Chime also offers no-fee paycheck advances that make funds available to workers as soon as the deposit is initiated by the payroll provider and the bank is alerted.

Debit Card 64

Debit Card Push-to-Card Funds Availability Payroll 64

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. And finally, that the banks and the card networks are the big losers.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

APRIL 18, 2019

Until recently, “now” was almost never an option, since it was always based on when the funds had cleared, regardless of how that payment was made. Now, Wave’s small business customers can access their sales instantly, using Visa Direct rails and their debit cards. “When do you want to get paid?”

Debit Card 90

Debit Card Small Business Push-to-Card Instant Payments 90

PYMNTS

JANUARY 3, 2020

Driven by faster phones, ingenious apps and sheer market force, the move to instant is pushing the boundaries of what’s possible with payments, opening up new worlds of risk and reward. That number is even higher (nearly 62 percent) when counting people who received an instant disbursement, like ACH , from government or other sources in 2019.

Instant Payments 60

Instant Payments Payments Ubiquitous Push-to-Card 60