FICO

AUGUST 7, 2019

That’s the key question the 2019 Non-Prime Automotive Finance Survey sought to answer. The 2019 report represents 34 financing sources and $20.4 Originations Accelerated. The average FICO ® Score for originations in the non-prime market dropped 13 points YoY. Automotive finance is a cyclical industry. Losses Improved.

Finance 60

Finance Non-Bank Returns Best Practices 60

FICO

JANUARY 7, 2020

The average FICO® Score ticked up to 706 in 2019, and the blog post where we covered the news continues to be one of the most popular posts on the FICO blog. Here are the 5 FICO® Score posts from 2019 with the most views on the FICO blog. FICO® Score hit 706 in 2019. FICO Score Research: Explainable AI for Credit Scoring.

Posting 52

Posting Innovation AI Risk 52

PYMNTS

MARCH 12, 2020

The hack was discovered in October, but researchers say the actual breach happened a month earlier, in September. The code was found in 6,589 stores, but was originally thought to have affected 20,000 stores. The stolen card data was uploaded about one month later, on a dark web hacking forum, and it’s been for sale since then.

Payments Data 62

Payments Data Breach Data Breach Compromise 62

FICO

JANUARY 6, 2020

Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Consumer Banking Predictions 2019: Four Trends to Watch. In 2019, it will become increasingly clear that these transformation projects require more than just new technology, they also require significant organizational changes.”. .

Posting 52

Posting AI Online and Mobile Banking Real Time Payments 52

FICO

FEBRUARY 8, 2019

Present original research or industry studies. The post Success Stories Wanted for FICO World 2019 appeared first on FICO. We are especially interested in presentations that: Show how companies have competed more successfully using FICO technology. Free hotel stay at the conference hotel for the duration of the conference.

Origination 40

Origination Innovation Research Technology 40

The Finance Weekly

MARCH 6, 2022

According to , research from New York University, Bucknell University, and a Prudential Financial Inc subsidiary, female CFOs are more likely to give straight answers. The research analyzed around 106,000 conference calls from close to 5,000 U.S. More Straightforward.

Research 105

Research Origination Authorization Continuity 105

PYMNTS

OCTOBER 23, 2018

In fact, Head Blockchain Engineer Stan James at decentralized blockchain marketplace provider Origin told PYMNTS in a recent conversation that the central locus of the pre-digital gig economy was the community bulletin board. Today, transactions are paid in Ethereum. they are able to build out their marketplace.”. Why Use The Service.

Blockchain 73

Blockchain Economy Origination Disputes 73

Fintech News

JUNE 18, 2024

Gen AI are AI systems designed to autonomously generate new, original content. In November, OCBC Bank followed suit, launching a gen AI chatbot for its 30,000 employees globally to assist them with writing, research and ideation. The document, updated in 2020, promotes the responsible use of traditional AI.

AI 103

AI Use Case Risk Deepfake 103

CB Insights

FEBRUARY 20, 2020

All told, they raised over $15B in 2019, in addition to forging new high-profile partnerships, spinning off new ventures, and evolving their products and strategies. GET THE 102-PAGE q4 2019 FINTECH TRENDS REPORT. Nearly 50% of 2019 funding was concentrated in 83 mega-rounds ($100M+) totaling $17.2B. Click to enlarge. .

FinTech 80

FinTech Debit Card Payment APIs and Integration Push-to-Card 80

PYMNTS

FEBRUARY 28, 2019

New funding generally targeting those connections, networks and infrastructure — along with fresh PYMNTS research — provide further evidence of the ongoing growth of the IoT, and where its development is headed. By 2020, according to a Gartner Research estimate , there will exist some 20.4 billion connected devices globally.

Security 79

Security Research Cybersecurity Use Case 79

PYMNTS

NOVEMBER 20, 2019

Investors in Hong Kong subscribed for 40 times the shares they were originally allotted, two sources with direct knowledge of the deal told Reuters. I was expecting it to be done at around 4 percent to 5 percent, so this is about right,” Sumeet Singh, head of research at Aequitas, told Reuters. percent they were originally allotted.

NOV 40

NOV Cross-Border Origination Governance 40

PYMNTS

DECEMBER 7, 2018

Not to ruin your holiday spirit, but let’s start this story with the cold and brutal truth: One of the largest risks that payments and commerce operators face in 2019 is being called to account by government officials, regulators or media about a failure to secure their organizations from cyberattacks.

Cybersecurity 96

Cybersecurity Payments Privacy Breach 96

PYMNTS

OCTOBER 22, 2020

Secondly, its pipeline of original shows were mostly in post-production when COVID-19 shut down the entertainment industry. Same for other popular series, which are all slowly returning to the networks and studios from whence they originated. The service launched in November 2019 and reported 60.5 million subscribers.

Economy 70

Economy Origination On-Demand Returns 70

PYMNTS

AUGUST 29, 2019

Those mailed DVDs that were pretty much synonymous with Netflix now seem like a part of ancient history (ancient history in this digital and mobile world of 2019 pretty much being what happened 12 months or more ago, of course). In the second quarter of 2019 , the company posted an unusual loss of some 130,000 U.S in Q1 2019 to 63.2

Origination 71

Origination Consumer Research On-Demand 71

PYMNTS

NOVEMBER 13, 2020

Power research shows that the number of customers doing their credit applications online has kicked into high gear. The pandemic accelerated a trend toward digital auto loan origination that has been developing for some time," Patrick Roosenberg , director of automotive finance intelligence at J.D. Power found.

Consumer 85

Consumer On-Demand Origination Enrollments 85

PYMNTS

FEBRUARY 27, 2019

27), Anthony Barzilay Freund, editorial director and director of fine art at the retailer of antique and modern furniture, jewelry, fashion and art, talked about the role content — even long-form articles — can play in eCommerce in 2019. Even IKEA reportedly is reducing the print run of its 2019 catalog by 50 percent. Print Declines.

Consumer 85

Consumer Product Research Origination 85

PYMNTS

JANUARY 27, 2020

Fraudsters’ attempts to access systems and steal valuable information are becoming more innovative, and research suggests they are also increasingly successful. million in 2019 — a 1.5 The scheme originated from a number of phishing emails that targeted a handful of employees. percent increase from 2018.

Phishing 99

Phishing Data Breach Breach Fraud Prevention 99

FICO

MARCH 9, 2020

For its achievements, Banreservas won a 2019 FICO® Decisions Award for Customer Onboarding & Management. Banreservas changed the way it does business,” said Mike Gualtieri, VP & Principal Analyst at Forrester Research, one of the FICO Decisions Awards judges. “I Banreservas Automates Loan Applications.

Automation 52

Automation Origination Risk Assessment Assessments 52

FICO

NOVEMBER 20, 2020

According to research from Equifax, the 2008 recession had an unexpected and interesting effect on credit unions. While market volume was down across the board in auto loan and bank card originations: Credit unions increased their market share by about 15% in auto loan origination. Best practices for finding new customers.

Credit Union 52

Credit Union Best Practices Origination Volume 52

PYMNTS

OCTOBER 7, 2019

PYMNTS, of course, has documented these recent shifts , and the trends fueling them, through its own original research. Indeed, 5G will also be part of the emerging Internet of Things (IoT) ecosystem, and as PYMNTS research has documented, security is a significant issue all around the IoT world. But that means business, too.

Identity Theft 78

Identity Theft Research Procedures Mobile Payments 78

PYMNTS

NOVEMBER 10, 2020

The National Gift Card base, in addition, will have the ability to access Blackhawk's digital services and wide catalog of brands and original content, the release added. Together, we drove almost $3 billion in gift cards and prepaid products for loyalty, rewards and employee recognition programs in 2019 alone.”.

Origination 63

Origination Acquirers Research Product 63

PYMNTS

APRIL 22, 2020

For the first 12 days of April they dropped tumbled 63 percent vs. 2019. That’s good news for consumers who shop for cars online, which they did at an 86 percent rate during 2019. Even if someone doesn’t buy a car online, they are researching that purchase online,” said Russell. Online auto sales are the only game in town.

CRM 78

CRM Research Consumer Origination 78

PYMNTS

OCTOBER 5, 2020

The change comes slightly under one year since its November 2019 brand launch. New PYMNTS research conducted with Sticky.io Part of the reason for the reconsideration of the brand is to reach the millennial age range. At the same time, our brand is about people, and the people and the heart of the brand were missing.”. found that 54.6

Origination 73

Origination Consumer Product Consulting 73

PYMNTS

JANUARY 13, 2021

Investment firms Turnbridge Equities and Denali Properties bought the site for $31 million in 2019 after the mall had reportedly lost former anchor tenants Dillard’s and JCPenney, and was about 35 percent vacant. Local media reported that Epic paid $95 million for the mall, which was built in 1974 but has been struggling for years.

Origination 65

Origination On-Demand Continuity Research 65

PYMNTS

JULY 23, 2019

PYMNTS, of course, has documented these recent shifts – and the trends fueling them – through its own original research. According to one estimate, worldwide shipments of wearable devices will reach 225 million in 2019 (not all of those devices are solely focused on health and fitness). billion of that amount on smartwatches.

Payments Trends 74

Payments Trends Procedures Payments Mobile Payments 74

FICO

MARCH 22, 2022

To better understand what was happening in the small business market FICO examined research conducted in 2019 and 2021 to provide a before and after comparison of lending demand and business sentiment in the two time periods. Small Business survey reveals issues with loan origination.

Posting 52

Posting Origination APACS Small Business 52

PYMNTS

JULY 8, 2020

Research shows that online health brokering could reach $31.3 In 2019, one third of all Medicare participants had been enrolled in Medicare Advantage plans, too, and as baby boomers start to retire in greater numbers, the number enrolled in those plans will likely increase by around 8 percent per year, Seeking Alpha says.

Enrollments 60

Enrollments Origination Participant Automation 60

PYMNTS

DECEMBER 1, 2020

percent year over year, short of Adobe’s original forecast of $12.7 It originally estimated online sales of $189 billion. The actual holiday is one in a series of digital-first sales wins that started in April, according to PYMNTS research , and continues through the current set of retail dynamics. Cyber Monday spending rose 15.1

NOV 61

NOV Origination Gateways Consumer 61

PYMNTS

APRIL 30, 2020

As PYMNTS research has shown — detailed in responses from more than 2,100 individuals — six in 10 consumers live paycheck to paycheck. The New York Fed reported earlier this year in its quarterly report on household debt and credit that household debt at the end of 2019 stood at $14.1 trillion, notably higher than the $12.7

Consumer 57

Consumer Fed Origination Social Security 57

CB Insights

OCTOBER 26, 2020

Even so, September 2020 was one of the strongest months for IPOs since Uber went public in May 2019. Investment banking revenues hit a 13-year-low in 2019. And across equity research and sales & trading, poor performances and new regulations have led to widespread layoffs as banks have figured out they can do more with less.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

PYMNTS

JULY 30, 2020

grocery stores since 2019, the company said, noting the product can be used in dishes such as stew, chili, meatballs and barbecue. Brown, a former Stanford University professor of biochemistry and medical researcher, founded Impossible Foods in Redwood City, California, in 2011. The Impossible Burger has been available in some U.S.

Origination 54

Origination Product Research 54

CB Insights

APRIL 17, 2019

Download the free report to learn about the biggest emerging trends in blockchain and strategies to watch for 2019. Then, beginning in December and continuing into 2019, deal volume plummeted. Download the free report to learn about the biggest emerging trends in blockchain and strategies to watch for 2019. Investment trends.

Blockchain 70

Blockchain Bitcoin Cryptocurrency Correspondent 70

Fintech News

AUGUST 19, 2024

David Hui, Chief Commercial Officer, DDex DDEx Chief Commercial Officer David Hui said in an interview with Fintech News Singapore that DBS had since 2019, recognised the potential digital ledger technology has to transform how value can be stored and transferred seamlessly around the world almost instantaneously.

Accreditation 101

Accreditation Bitcoin Cryptocurrency Best Practices 101

CB Insights

FEBRUARY 15, 2018

Billionaires are playing a big role in making space tourism more affordable: Richard Branson launched Virgin Galactic, Elon Musk founded SpaceX, and Jeff Bezos has been selling shares in Amazon to fund Blue Origin. Join us for a research briefing to see the startups disrupting the industry. How is Tech Disrupting the Travel Industry?

Origination 57

Origination Research Innovation 57

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. In August 2019, the company closed out its Series F funding round from Sequoia, Andreessen Horowitz, and General Catalyst at a $35B valuation.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

FICO

AUGUST 29, 2022

As the independent standard in credit scoring, FICO® Scores are the leading credit scores used extensively across the lending ecosystem ranging from originations, underwriting and account management to collections and asset-backed securitization. in management science/operations research from UC San Diego. Tue, 08/30/2022 - 12:00.

Consumer 98

Consumer Credit Cards Payments Governance 98

PYMNTS

JANUARY 25, 2021

According to Mansell, once the rejected goods arrive back in Italy or Germany or wherever they came from, new customs paperwork must be completed and fees must be covered, including export clearance charges, import arrival charges, import VAT charges and, depending on what is inside the box, rules of origin documents as well.

Returns 75

Returns Posting Rules Procedures 75