PYMNTS

OCTOBER 16, 2020

Interest in the Real-Time Payments (RTP) system from The Clearing House (TCH) is growing in the U.S., This form of fraud represented 60 percent of deposit account attacks in 2019, for example, and it cost businesses and banks $15.1 with only 9 percent of businesses in one study claiming they did not plan to integrate it.

Instant Payments 76

Instant Payments Treasury Real Time Payments Checks 76

PYMNTS

JANUARY 25, 2019

Citizens plans to provide greater payments speed to its clients this year by using the RTP rail developed by The Clearing House (TCH). The FI, one of TCH’s owner banks, aims to offer its customers real-time payments during the first half of 2019, and give them the ability in later months to send them. .

Real Time Payments 67

Real Time Payments Federal Reserve RTP TCH 67

PYMNTS

NOVEMBER 30, 2020

The recent pact between Zelle and The Clearing House (TCH) on real-time payments shows that “such moves will become more common as failing to support faster payments becomes more of a non-starter for consumers and businesses alike,” the Real-Time Payments Report states. With over 150 U.S.

Real Time Payments 68

Real Time Payments RTP Payroll P2P 68

PYMNTS

SEPTEMBER 5, 2019

As workers themselves get more attached to receiving instant payments, card networks and institutions like The Clearing House (TCH) and the Federal Reserve are all searching for ways to further innovate payments and disbursements. Nearly 40 percent of U.S.

AI 62

AI Instant Payments Federal Reserve Economy 62

PYMNTS

NOVEMBER 18, 2019

Since July 2019, businesses have been able to receive real-time payments. The RTP network was developed by The Clearing House (TCH) and HSBC has been working with it and other banks to modernize the U.S. This is the latest enhancement of HSBC’s implementation of the RTP network. Now, they can also send real-time payments. “As

Real Time Payments 40

Real Time Payments RTP TCH Cash Management 40

PYMNTS

JANUARY 23, 2020

More than 42 percent of consumers received at least one instant payment in 2019, but such disbursements have a way to go before they are as common as many would like. The Clearing House (TCH) has its Real-Time Payments (RTP) network, and the Federal Reserve is promoting its FedNow platform, which has yet to be released.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

JUNE 24, 2019

Earlier this month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payments technologies to the community banks. According to the organization, the RTP network currently reaches over 50 percent of U.S. transaction accounts. Adoption depends greatly on partnerships to make RTP more accessible.

Real Time Payments 65

Real Time Payments RTP Faster Payments Payments 65

PYMNTS

AUGUST 15, 2019

Federal Reserve and TCH, Europe’s Eurosystem and EBA CLEARING and the U.K.’s Craig Ramsey, head of real-time payments at payment systems company ACI Worldwide, asserted at an April 2019 industry conference that ISO 20022 is incompatible with another growing trend — application programming interface (API) usage and open banking. .

ISO 20022 58

ISO 20022 ISOs Interoperability Message Standards 58

PYMNTS

JULY 16, 2019

It is not only one of the major trends for 2019 but promises to take on increased importance in 2020 and beyond. Positive working relationships are vital for the further progress of real-time payments in 2019 and beyond. Significant challenges remain before the benefits of real-time payments (RTP) really start to show themselves.

Real Time Payments 40

Real Time Payments RTP Faster Payments P2P 40

PYMNTS

AUGUST 19, 2019

Venmo is using the JPMorgan connection to the TCH RTP rails to enable the instant account-to-account transfer option. PayPal-owned Venmo hit 40 million active users in Q1 of 2019. The new transfer option begins rolling out today and will be widely available in the coming weeks, so make sure to update your Venmo app!” the company said.

Venmo 51

Venmo Zelle P2P Underwriting 51

The Fintech Times

JANUARY 25, 2024

Mastercard and The Clearing House (TCH ) have extended their multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Distributed Ledger Technology (DLT) 59

Distributed Ledger Technology (DLT) FinTech RTP Multi-Currency 59