PYMNTS

JANUARY 31, 2019

31) after an announcement by the company of earnings that beat expectations, but also of low growth in payments volume and cross-border transactions, according to reports. Payments volume and processed transactions both went up 11 percent year over year; however, analysts had expected payments volume to increase by 12.4

Volume 57

Volume Cross-Border Cross-Border Payments Adjustments 57

CB Insights

APRIL 11, 2019

But in 2019, it looks like Theranos’ patent activity is still very much alive: Since March, the company has been granted 5 new patents. Systems, devices, and methods for bodily fluid sample collection, transport, and handling (Granted: April 2, 2019). want to know THE TOP 20 REASONS STARTUPS FAIL? This patent (No.10,233,480)

Volume 77

Volume Research Technology Innovation 77

PYMNTS

JANUARY 29, 2020

Supplemental materials from the company show that gross dollar volumes were up 12 percent year on year to $1.7 billion in the fourth quarter of 2019. Cross-border volumes were up 16 percent, continuing a trend of mid-teens percentage growth, and representing a revenue contribution of $1.4

Volume 53

Volume Cross-Border Visa B2C 53

PYMNTS

MAY 2, 2019

The company said that gross payment volume (GPV) surged 27 percent to $22.6 Getting a bit more granular, Square CFO Amrita Ahuja noted on the conference call with analysts that 51 percent of the company’s gross payment volume came from larger sellers, which the company has traditionally noted as doing annual volumes of at least $125,000.

Volume 56

Volume Debit Card Point-of-Sale (POS) Push-to-Card 56

PYMNTS

AUGUST 22, 2019

22) that showed double-digit percentage gains in volumes, driven by online commerce and increased traction among mid-market firms doing business and taking payments across the globe. Continuing a trend seen in past quarters, volume churn was less than 1 percent, said management. million euros. million euros.

Volume 66

Volume Process Processors Cross-Border 66

The Fintech Times

MAY 26, 2024

In September 2019, Konsentus started reporting on the number of regulated open banking third parties in the European Economic Area (EEA). Konsentus’ data reveals that in September 2019, 34 per cent of the total number of EEA TPPs could passport their open banking services to other EEA markets.

Cross-Border 129

Cross-Border Non-Bank Regulations Payments 129

FICO

APRIL 28, 2020

The winners of the 2019 FICO® Decisions Awards can now be formally announced. The 2019 FICO Decisions Award winners have demonstrated what is possible with a clear business objective, innovative use of technology and a great partnership. We thank the 2019 judges for their help in identifying the best nominations.

Financial Inclusion 52

Financial Inclusion Fraud Detection Regulatory Compliance Non-Bank 52

PYMNTS

FEBRUARY 26, 2020

As its gross merchandise volume (GMV) topped $1 billion for 2019, The RealReal Inc. In a call with analysts, CEO and Founder Julie Wainwright noted that the company generated a GMV of $1.008 billion for the full year 2019. reported a contribution profit per order of $19.72 and buyer acquisition cost (BAC) of $114 for the year.

Adjustments 52

Adjustments Non-Bank Volume Continuity 52

The Paypers

AUGUST 5, 2020

PPRO , a payments platform-as-a-service, has reported an 85% increase in transaction volume from 2019, highlighting the opportunities for cross-border ecommerce amidst the pandemic.

Volume 28

Volume Transactions Cross-Border Payments 28

PYMNTS

JANUARY 14, 2021

percent year-over-year debit and credit overall same-store sales volume growth among its owner credit unions over the 2020 holiday season, according to a press release emailed to PYMNTS. Payments credit union service organization (CUSO) PSCU reported 11.4

Volume 62

Volume Credit Union Credit Union Service Organization NOV 62

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. Against that backdrop, spot markets, which comprise about 10 percent to 15 percent of volumes, have been tight. The DAT Truckload Volume Index, which exists as a measure of dry van, refrigerated freight and flatbed loads, was up 1.1

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

APRIL 16, 2019

However, the bank’s trading desks were sluggish, weighed down by the early 2019 U.S. The use of Zelle for business-to-consumer “digital disbursements” also grew by 135 percent between 2018 and 2019. On the debit front, BoA reported first-quarter debit purchase volume of $78.5 credit card file posted a volume of $62.8

Zelle 61

Zelle Transactions P2P Mobile Banking 61

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. Against that backdrop, spot markets, which comprise about 10 percent to 15 percent of volumes, have been tight. The DAT Truckload Volume Index, which exists as a measure of dry van, refrigerated freight and flatbed loads, was up 1.1

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

FEBRUARY 13, 2020

Payment processing was good to financial transaction provider WEX in 2019, as the company reported double-digit growth for the year in its earnings report today. On the travel side, purchase volume grew 17 percent to $9.6 healthcare payments business over the past year. Both helped create Q4 and full-year increases. billion from $8.2

Volume 60

Volume B2B Caps Transactions 60

FICO

JANUARY 18, 2019

What will happen in 2019: I foresee that the pressure from regulatory fines and the publications of leaks will force financial institutions to enhance their KYC processes. What’s happening now: Banks are being overwhelmed by a huge volume of false positive alerts. The post Financial Crime Compliance Predictions 2019: Stop the Scandals!

Financial Crimes 40

Financial Crimes Crime Compliance BSA 40

PYMNTS

OCTOBER 24, 2019

24), with a rise in loan origination volume. “We We had a solid third quarter as origination volume increased, credit quality improved and we commenced our share repurchase program, clearly steps in the right direction as we advanced our strategic initiatives,” Chief Executive Officer Noah Breslow said on a conference call with analysts.

Origination 40

Origination Volume Adjustments Small Business 40

CB Insights

FEBRUARY 12, 2019

Download the free report to learn about the biggest emerging trends in enterprise IT and strategies to watch for 2019. In 2019, one of the top enterprise IT trends will be accelerated SD-WAN adoption across industries. In 2019, one of the top enterprise IT trends will be accelerated SD-WAN adoption across industries.

Database 55

Database CHIPS Automation Origination 55

FICO

DECEMBER 20, 2018

Here’s my prediction for 2019: Machine learning will not only be critical in improving the accuracy of data models but also to driving data efficiency. Working with the volumes and variety of Big Data is taking valuable time away from analysts. Recently, I have had to rethink my response.

Automation 58

Automation On-Demand Volume Transactions 58

PYMNTS

DECEMBER 11, 2018

Give a deep and welcoming hello to the newest form of window shopping — a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate. percent innovating to improve business analytics.

Online and Mobile Banking 68

Online and Mobile Banking Blockchain Venmo P2P 68

Agile Payments

FEBRUARY 25, 2019

ACH payments have been around since 1974, and by the end of 2016, the total volume of ACH processing exceeded $40 trillion. ACH payments and disbursements aren’t new.

ACH 77

ACH ACH Processing Direct Deposit API 77

Neopay

AUGUST 22, 2024

The Report examines the total number of payment transactions and the subset of fraudulent transactions in terms of value and volume. SCA-authenticated transactions featured lower fraud rates than non-SCA transactions, especially for card payments, both in terms of values and volumes.

Central Bank 52

Central Bank Volume Payments Authorization 52

The Paypers

MAY 8, 2019

(The Paypers) NACHA has announced that the ACH Network’s number of payments in Q1 2019 increased 5.8% from 2018, and the daily average volume of payments increased 7.5%.

ACH Network 28

ACH Network ACH Continuity NACHA 28

PYMNTS

APRIL 9, 2020

exhashes per second that comprised for approximately 20 percent of the computing power growth of the bitcoin network in 2019. Canaan said it sold overall computer power of 10.5

Bitcoin 70

Bitcoin Returns Volume Consumer 70

FICO

JANUARY 30, 2019

As business volumes and data complexity increase exponentially, AML compliance has taken on a bigger role. Money Laundering Techniques: 5 Reasons Why Compliance is More Important Than Ever in 2019. In 2019, criminals are pioneering new ways to leverage technologies for their illegal activities.

AML 45

AML Money Laundering Financial Crimes Compliance 45

PYMNTS

DECEMBER 2, 2019

Looking back at 2019, and at cryptocurrencies, we may well make the declaration that fraudsters got a lot more brazen … which may mean 2020 is the year lawmakers and regulators clamp down through a global, concerted effort to root out financial crime. million, was the lowest tally seen in years.

Digital Currency 52

Digital Currency Crime Cryptocurrency Money Laundering 52

PYMNTS

JULY 28, 2020

For the current year, IATA’s forecasters see a decline in revenue passenger kilometers of 55 percent compared with 2019. Earlier forecasts from the industry organization, which is citing the data in calling for increased government assistance, estimated a recovery by 2023. June 2020 traffic was off 86.5

Volume 56

Volume On-Demand Economy Returns 56

The Fintech Times

JULY 31, 2024

per cent of the global real-time payments volume. India’s instant payment system, Unified Payments Interface (UPI), has seen a tenfold increase in volume over the past four years, increasing from 12.5 billion transactions in 2019 to 131 billion transactions in 2023 – 80 per cent of all digital payment volumes.

Real Time Payments 59

Real Time Payments Cross-Border Volume Financial Inclusion 59

PYMNTS

AUGUST 6, 2020

. “However, as a result of pausing purchasing operations and reducing production capacity at the onset of the pandemic, as well as ongoing COVID-19 related disruptions more recently, we are inventory-constrained and over the immediate term we expect our sales volumes to largely be dictated by our production capacity.”

Posting 61

Posting Volume Product Continuity 61

Payments Dive

FEBRUARY 12, 2020

In 2018 alone, ACH network volume reached nearly 23 billion payments –70 payments per person in the U.S. In the 12 months ending February 2019, payment volume across the ACH network increased 7.2%, reaching over 100 million ACH payments per banking day, a first for the ACH network.

Account Validation 109

Account Validation ACH Network Faster Payments Accounts 109

FICO

JANUARY 25, 2019

Understanding the volume/margin trade-off is vital when responding to changes in regulatory caps. In January 2019 APRA announced that they are going to cease actively monitoring the investor and interest-only lending caps. The post Australian Home Loans – Why Analytic Pricing is Essential in 2019 appeared first on FICO.

Caps 74

Caps Returns Governance Government 74

FICO

NOVEMBER 12, 2019

FICO World 2019 in New York captured those benefits in the context of our valued clients’ experiences and put them on display for the 1400+ attendees gathered at the conference.

Underwriting 40

Underwriting Compromise Processors Volume 40

Fintech News

JUNE 25, 2024

However, as the company’s user base skyrocketed and transaction volumes soared, it became evident that a robust and scalable technological foundation was crucial to sustain this meteoric rise. Zikry revealed that their initial setup using MySQL-like databases struggled to cope with the escalating transaction volumes during peak events.

Database 122

Database Volume On-Demand Disaster Recovery 122

PYMNTS

DECEMBER 8, 2020

Cash App’s gross payment volume was $2.9 billion in the third quarter, up 332 percent from 2019, the company said last month. By way of comparison, it closed out 2019 at $62.56. Third-quarter results released last month showed that gross payment volume (GPV) hit $31.7 billion during the same period in 2019.

Contactless Payments 90

Contactless Payments Volume Payments 90

PYMNTS

APRIL 12, 2019

Drilling down into the consumer unit, the company said core consumer loan volume was up 3 percent. The company’s card sales volume in the quarter was $172.5 billion, up 10 percent; merchant processing volume was $356.5 As had been widely expected, trading and markets revenue was down double digits, by 12 percent to $6.6

Volume 43

Volume Credit Cards Community Banks Consumer 43

Fintech Finance

MAY 23, 2024

Konsentus’ data reveals that in September 2019, 34% of the total number of EEA TPPs could passport their open banking services to other EEA markets however, in March 2024, this figure had reached 52% – an overall increase of 53%. In September 2019, the percentage of EEA TPPs who could initiate payments on an account holder’s behalf was 52%.

Cross-Border 52

Cross-Border Non-Bank Payments Regulations 52

PYMNTS

APRIL 8, 2020

200%: Minimum increase in online clothing shopping in March, compared to 2019. 74%: Increase of transaction volumes in most eCommerce retail sectors in March compared to 2019. Data: 210%: Increase in the dollar value of orders from full-assortment grocery merchants from March 12 to March 15, YOY.

Continuity 85

Continuity Volume Transactions Consumer 85

The Fintech Times

SEPTEMBER 7, 2024

Transaction volumes of inbound tourists using Ant Group-supported mobile payment services grew by sixfold between March and August 2024 year-on-year, according to Cyril Han , president and CFO of Ant Group. .” Both American Express and Alipay will share more information with our customers, stay tuned.”

Cross-Border 59

Cross-Border Mobile Payments Cross-Border Payments Payment Solutions 59