FICO

DECEMBER 18, 2019

“Siri, do you have any thoughts on stuff that might happen in the telecommunications industry in 2020?”. The ability to offer financial products where there is little to no credit bureau, yet almost ubiquitous phone ownership, offers opportunity for both CSPs, financial services institutions and consumers. Yes, please”.

AI 52

AI SDN Ubiquitous Financial Inclusion 52

PYMNTS

NOVEMBER 27, 2020

Overtaxing the royal attention span — that of the consumer — is a mistake, so multifactor authentication (MFA) processes are morphing in various ways to reduce onboarding frictions while maintaining rigorous multifactor authentication (MFA) and other fraud-fighting tools. Taking Authentication To The Streets.

Multifactor Authentication 107

Multifactor Authentication Authentication Security MFA 107

PYMNTS

SEPTEMBER 8, 2020

Other devices and features to be targeted include TVs, windows and shades and as-yet-unspecified “additional consumer electronics products and the commercial industry.”. The move to a standard is tied to an open-source approach.

Ubiquitous 85

Ubiquitous Automation Consumer Product 85

PYMNTS

JUNE 26, 2019

In payments, 10 years is a long time — where everything can change, and where once fanciful notions can become ubiquitous new ways of transacting. The particular innovations spotlighted were varied as well, tied to, say, consumer-specific or B2B-specific cases. Hindsight may be 20/20, but it’s crucial as we get ready for 2020.

Innovation 82

Innovation Zelle Payments Ubiquitous 82

Fintech Finance

MAY 17, 2024

Aplazo has now secured more than $100 million in equity financing and $75 million in committed debt funding since launching in late 2020. This behavior has been common practice in Mexico over the past decades, and we put the consumer at the core of our fair payment solutions offering.

BNPL 52

BNPL FinTech Security Payment Solutions 52

PYMNTS

JULY 8, 2020

According to Tencent’s 2020 Pandemic and the QR Code Economy Report , released in May, “In the first quarter, the WeChat QR code economy increased by 25.86 During the pandemic period (including data from 2020 Jan. During the pandemic period (including data from 2020 Jan.

Posting 117

Posting Point-of-Sale (POS) Contactless Payments PayPal 117

Faster Payments Council

JUNE 22, 2021

Published the last two years, the Faster Payments Barometer, an online survey of industry professionals, offered insights from businesses, financial institutions (FIs), consumer organizations, and payment providers. This flexibility may prove to be a critical component for faster payments to become ubiquitous in the United States."

Interoperability 68

Interoperability Faster Payments FPC Research 68

Fintech Labs Insights

DECEMBER 3, 2020

Breach Clarity’s FinovateFall 2019 demo (2020 coming soon). The startup looks at each breach and assigns a score of 1 to 10 so consumers can better understand its severity. But general educational guidelines can only take a consumer so far. Bottom line : Security is the number one concern of digital consumers.

NOV 15

NOV Breach Data Breach FinTech 15

PYMNTS

NOVEMBER 12, 2020

consumers will likely start rising again as a result of the pandemic recession. Keeping these consumers engaged in the broader financial system is essential to the collective good. Supplying a much-needed conduit and line of communication with the unbanked and underbanked is the ubiquitous smartphone. What are those challenges?

Online and Mobile Banking 81

Online and Mobile Banking Financial Inclusion PayPal FDIC 81

PYMNTS

DECEMBER 16, 2019

“Mobile and digital wallets are becoming increasingly important alternative payment methods for our clients as they respond to changing consumer payment preferences. Consumers are increasingly turning to mobile devices and digital wallets to manage and move their money.

PayPal 53

PayPal Cross-Border Payments Cross-Border Alternative Payment Methods 53

PYMNTS

DECEMBER 16, 2019

“Mobile and digital wallets are becoming increasingly important alternative payment methods for our clients as they respond to changing consumer payment preferences. Consumers are increasingly turning to mobile devices and digital wallets to manage and move their money.

PayPal 52

PayPal Cross-Border Payments Cross-Border Alternative Payment Methods 52

PYMNTS

OCTOBER 1, 2020

That in a nutshell is Salesforce’s take on Holiday 2020, which it delivered in a press event on Wednesday (Sept. The combination of Amazon’s Prime Day event in mid-October and consumers eager to ensure their packages arrive on time will lead to an earlier start in the holiday shopping season,” according to the company’s report.

Returns 88

Returns Ubiquitous Product Volume 88

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. consumers — 47.2

CHIPS 91

CHIPS NOV Online and Mobile Banking Contactless Payments 91

PYMNTS

NOVEMBER 12, 2020

The year 2020 has been big for “un” words: unprecedented, unknown, unforgettable and (of course) unending. I think there are a lot of things that 2020 taught us for sure,” Kress said. “We We learned resilient businesses were the ones that knew how to adapt to the new consumer needs [and] all the new commerce contexts.

PayPal 73

PayPal Economy BNPL Consumer 73

PYMNTS

DECEMBER 29, 2020

Consumers, as PYMNTS data has repeatedly shown are hesitant to set foot in stores out of concern of exposing themselves and their loved ones to COVID-19. Unsurprisingly, curbside pickup has been a hit during the pandemic period, particularly among American consumers. Consumers never had to use curbside before, and so many didn’t.

RTP 75

RTP Ubiquitous Consumer ACH 75

Fintech Labs Insights

NOVEMBER 23, 2020

A new employee benefit that helps cash-strapped consumers? Reference: – Geekwire (23 Nov 2020). Unicorn watch : Who will be the first fintech founded in 2019 or 2020 to become a unicorn? Unicorn watch : Who will be the first fintech founded in 2019 or 2020 to become a unicorn? Remote services? Low-cost subscription model?

Ubiquitous 15

Ubiquitous Security FinTech NOV 15

PYMNTS

JULY 24, 2020

PYMNTS’ July 2020 Merchants Guide To Navigating Global Payments Regulations done in collaboration with Ekata , tracks the regulatory landscape for financial institutions (FIs) and merchants involved in cross-border trade, with an eye this edition on how COVID-19 is shaping developments in Latin American (LATAM) markets.

Online and Mobile Banking 67

Online and Mobile Banking Regs Regulations Cross-Border 67

PYMNTS

JANUARY 18, 2021

Contactless payments have surged in popularity over the past year, fueled by both an increased reliance on digital banking as well as the effort to contain COVID-19’s spread by preventing consumers and workers from having to touch point of sale (POS) system surfaces or handle cash. Challenges In Deploying QR Codes. despite the pandemic.

Contactless Payments 83

Contactless Payments Security Point-of-Sale (POS) Payments 83

PYMNTS

JUNE 1, 2020

When the very first one appeared at a Barclays branch in London back in 1967, who could have imagined that the clever Automated Teller Machine (ATM) would emerge decades later as a hero of the great COVID-19 pandemic of 2020? It’s unquestionably a turning point for this ubiquitous technology, and for its uses going forward.

Credit Union 57

Credit Union ATM Posting Void 57

PYMNTS

AUGUST 6, 2020

Just as businesses are reevaluating supply lines, consumers too are considering their own retail mix, and figuring out where convenience stores fit into their reformulating post-pandemic lifestyles. New Consumer, New Convenience Store. Credit the COVID-19 shift — digital and otherwise — with a renewed interest in convenience stores.

Ubiquitous 59

Ubiquitous Consumer Innovation Mobile Payments 59

PYMNTS

APRIL 29, 2020

The April 2020 New Payment Flows edition of PYMNTS’ Credit Union Innovation Playbook series, a PSCU collaboration, looks into the credit union (CU) space at a pivotal moment: Many concepts, from eating to shopping to traveling and, of course, how we pay, have changed forever. A Members-First Mentality. Our research shows 58.3 percent and 39.4

Credit Union 61

Credit Union Innovation P2P Credit Union Service Organization 61

PYMNTS

JULY 14, 2020

With existing home sales tumbling by almost 27 percent in May 2020 year over year, the pandemic has walloped real estate on several fronts and like few other sectors. Many markets’ stay-at-home orders led consumers looking for new homes to rely on digital tools. The Absence of Options’.

Ubiquitous 52

Ubiquitous Blocks Consumer Authentication 52

PYMNTS

JULY 21, 2020

That can bring more customers to local merchants by upping a transaction’s appeal while making a credit union’s card “top of wallet” for consumers shopping locally. That’s critical for CUs taking on national banks that are advertising their nearly ubiquitous reach. The Bumpy Road Ahead.

Credit Union 83

Credit Union Economy Small Business Push-to-Card 83

PYMNTS

FEBRUARY 13, 2020

For a great example of an attempt at security that does much more to annoy legitimate consumers than to actually fend off fraudsters, look no further than CAPTCHA. As any consumer who has ever cursed their way through a series of CAPTCHA tests can attest, they aren’t always that easy to solve. Theoretically – but not actually.

Authentication 98

Authentication Bots Identity Theft Mitigation 98

PYMNTS

FEBRUARY 18, 2020

Apple said it won’t meet its projected revenue for the first quarter of 2020 because of the coronavirus outbreak, which has forced the tech giant to limit sales in China and production for worldwide sales. Card-based rewards points are so ubiquitous these days, consumers are becoming increasingly immune to their charms.

Push-to-Card 52

Push-to-Card Ubiquitous Payments Product 52

PYMNTS

DECEMBER 1, 2020

We discover a basic truth upon reading PYMNTS November 2020 CFO’s Guide To Digitizing B2B Payments done in collaboration with Comdata : many treasury operations need digital triage. Companies shifting to digital payment methods are overcoming many of the challenges that have historically plagued business-to-business (B2B) transactions.

Process 64

Process Payment APIs and Integration Treasury Automation 64

Fintech News

JANUARY 18, 2024

The bank’s free messaging app, Kakao Talk, is used by nearly 90 percent of South Korea’s population, making it a ubiquitous platform. Paytm Bank is India’s largest digital ecosystem for merchants and consumers. Kakao Bank’s primary strength lies in its ability to leverage an ultra-sticky ecosystem.

APACS 107

APACS Finance Cross-Border Ubiquitous 107

PYMNTS

NOVEMBER 14, 2017

has been notably slower — four years ago the Fed began officially turning to banks, financial technology companies, businesses and consumer groups to encourage to find ways to speed payments. But the RTP systems — while running and tested a little — will not be “ubiquitous” until 2020 — a goal they describe as “ambitious.”.

Real Time Payments 77

Real Time Payments RTP Irrevocability Faster Payments 77

PYMNTS

FEBRUARY 4, 2019

Twenty-five of them were operational worldwide in 2017, and that number had swelled to 40 by September 2018, with 16 more expected to debut by 2020. million Australian consumers — more than 5 percent of the population — registered with the service within its first month. . Payments: Consumer Preferences. State of U.S.

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

PYMNTS

MARCH 3, 2020

As of early 2020, however, Google Pay is only officially integrated with a handful of airlines for ticketing, as opposed to Apple, which is integrated with nearly all of them. The new feature will work by allowing consumers to take a screenshot of their barcode boarding pass, from which it will be sent to their mobile wallet.

Payments 72

Payments Ubiquitous Wires Wire 72

PYMNTS

OCTOBER 13, 2017

faster payments safer and more efficient, addressing the rising demand from consumers and businesses for faster payment solutions, and to help guide banks and other financial organizations as they moved forward with efforts to offer faster payment capabilities. Path to Faster Payments.”.

Federal Reserve 41

Federal Reserve Faster Payments Governance Government 41

Nanonets

APRIL 14, 2023

Documents are ubiquitous in business and serve as the foundation for data, information, and knowledge. zettabytes in 2020. Looking ahead, from 2020 to 2025, the projection indicates that global data creation will grow to more than 180 zettabytes. It is forecasted to have reached 64.2

Process 98

Process Automation Database Legal 98

PYMNTS

DECEMBER 13, 2018

“We are committed to developing further partnerships around the world to build global, ubiquitous, real-time payments.”. For one thing, consumers are partial to paying with credit cards that offer rewards , and may be hesitant to adopt other payment methods.

Payment APIs and Integration 53

Payment APIs and Integration SWIFT Interbank Settlement Faster Payments 53

PYMNTS

DECEMBER 12, 2018

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience. As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

FinTech 84

FinTech Credit Union Mobile Banking On-Demand 84

PYMNTS

SEPTEMBER 3, 2020

SPACs have raised more than $33 billion so far in 2020 through 84 IPOs, compared to just 59 SPAC IPOs that took in $13.6 And you no doubt know Zoom Video Communications, used almost ubiquitously for face-to-face video meetings these days. billion for 2019 as a whole, according to SPAC Research.

Risk 43

Risk Ubiquitous SWIFT Returns 43

PYMNTS

FEBRUARY 15, 2019

To stand out from the ubiquitous ridesharing giants of the world, on-demand startups are putting a new spin on transportation services with premium membership-based offerings. From there, it seeks to grow into other cities and enter additional markets later this year or in very early 2020.

On-Demand 43

On-Demand Ubiquitous Consumer Continuity 43

FICO

NOVEMBER 1, 2022

Our survey shows that if you make it too difficult or time-consuming, it can end the relationship before it has started. For some products almost 1 in 5 people say they have abandoned opening an account because they found identity checks too difficult or time-consuming. per 100,000 in 2020. So, what can be done?

Checks 52

Checks Risk Identity Theft Accounts 52