PYMNTS

SEPTEMBER 7, 2020

The year 2020 began inconspicuously — but in a few short weeks, everything changed. For the corporate card, 2020 has been a season for dramatic shifts in how the payment tool is used and the value it adds to the enterprise. It’s a shift that will almost certainly continue into the autumn and winter months towards the closure of 2020.

Commercial Card 98

Commercial Card Push-to-Card Small Business Card Issuer 98

Fintech News

SEPTEMBER 4, 2024

Paywatch (Malaysia) Paywatch platform and illustration, Source: Paywatch Founded in 2020, Paywatch is a fintech company offering a debt-free earned wage access (EWA) solution, commonly known as on-demand pay. This solution allows workers to access a portion of their earned salary in real time, before the end of their payroll cycle.

FinTech 114

FinTech Cross-Border Payment APIs and Integration Credit Cards 114

Fintech News

MAY 28, 2024

Build Credit “On-Ramps” One of Nubank’s most impactful initiatives has been its credit “on-ramp” program, which helps customers with little or no credit history build their creditworthiness over time.

APACS 124

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 124

PYMNTS

JANUARY 14, 2021

Upgrade, a financial services platform that offers personal loans and an installment credit product tied to a credit limit, grew by 75 percent in 2020 as it achieved profitability with a $160 million annual revenue run rate. It also comes on the heels of what Laplanche described as a great year for the firm.

Mobile Banking 71

Mobile Banking Product Credit Cards Debit Card 71

FICO

MARCH 22, 2022

CIFAS This is Fraud Landscape 2021 (where ATO is referred to as facility takeover) reports that in 2020 there was a 21% increase over 2019 levels in the UK and in the first six months of 2021 a 13% increase over the same period in 2020 – three quarters of these cases are the takeover of bank accounts. Source: Cifas Fraudscape 2021.

Account Takeovers 52

Account Takeovers Accounts Authentication Data Breach 52

Fintech Labs Insights

NOVEMBER 9, 2020

More than half (55%) of Americans own stock (Source: Gallup , June 2020) while just 7% own rental real estate (Source: Arrived Homes), despite it being seen as one of the most promising investment alternative (Source: Gallup , May 2019). Status: First 2 properties are live, with “large credit limit” secured to buy more properties.

FinTech 15

FinTech Credit Limit P2P Returns 15

PYMNTS

AUGUST 23, 2018

According to Laplanche, Upgrade is on pace to have underwritten $2 billion this year and believes it is on a track to increase that to about $4 billion to $5 billion by 2020. The personal loan to refinance credit card debt — or fund other projects — is a great product, Laplanche noted.

Consumer 41

Consumer Credit Cards Product P2P 41