FICO

DECEMBER 8, 2022

Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022). Building portfolio risk resilience into customer acquisition. Thu, 12/08/2022 - 16:00. FICO® Scores, often an important contributor to underwriting risk management strategies, are designed to provide valuable risk rank-ordering through all economic cycles.

Addressing 52

Addressing Risk Underwriting Risk Management 52

FICO

APRIL 28, 2023

Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.

Credit Risk 52

Credit Risk Risk Risk Assessment Assessments 52

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. million previously “unscorable” consumer files.

BNPL 52

BNPL Posting Underwriting Credit Risk 52

FICO

NOVEMBER 23, 2021

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Paul Deall, head of risk, mortgages at Westpac (previous winner).

Regulatory Compliance 52

Regulatory Compliance Financial Inclusion Risk Management Consulting 52

Finovate

APRIL 10, 2024

To better help marginalized consumers access the credit they need, the company doesn’t require them to have a credit score to qualify for the card. Instead, Petal leverages users’ open banking data as underwriting data to offer them credit and help them establish a credit history. credit card market.

Credit Cards 52

Credit Cards Underserved Underwriting Credit Risk 52

CB Insights

AUGUST 25, 2022

As digital lending services continue to gain traction, lenders are prioritizing technology solutions for automated underwriting, fraud prevention, loan application, and credit risk analysis. download the STATE OF FINTECH Q2 2022 report. download the STATE OF FINTECH Q2 2022 report. hbspt.forms.create({.

Origination 36

Origination Automation Underwriting Fraud Prevention 36

FICO

OCTOBER 10, 2022

A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting. Tue, 07/19/2022 - 16:11. Mon, 10/10/2022 - 15:00. We all know that having a higher credit score helps a consumer gain access to credit and get better terms from a lender.

Consumer 52

Consumer Underwriting Credit Risk Risk Assessment 52