Payments Dive

JANUARY 10, 2025

The digital bank also said this month that it’s exploring strategic alternatives for its credit card business.

Credit Cards 142

Credit Cards 142

PCI Security Standards

JANUARY 14, 2025

Welcome DataStealth, a new Principal Participating Organization (PPO) at the PCI Security Standards Council! In this special spotlight edition of our PCI Perspectives Blog, DataStealths CEO, Ed Leavens, introduces us to his company and how they are helping to shape the future of payment security.

Participant 103

Participant Payment Security Security Payments 103

Fintech News

JANUARY 7, 2025

Cross-border payment firm XTransfer has received the Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS). The license, issued on 1 January 2025, allows XTransfer to offer services such as account issuance, domestic and cross-border money transfers, flexible top-up options, and e-money issuance in Singapore. The company, founded in 2017, specialises in cross-border payment solutions tailored to small and medium-sized enterprises (SMEs).

Cross-Border Payments 121

Cross-Border Payments Cross-Border Payments Settlement 121

Fintech Finance

JANUARY 8, 2025

dLocal , the leading payment platform connecting global merchants to emerging markets, has announced that it has been granted the Authorised Payment Institution license from the Financial Conduct Authority (FCA) in the United Kingdom. This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants.

Payments Institute 123

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

The Payments Association

JANUARY 13, 2025

Decoding the FCA's safeguarding reforms: Practical steps for payments and E-money firms January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. Why is it important? The reforms ensure robust safeguarding practices, bolster consumer trust, and address risks like fund shortfalls during insolvency.

Compliance 88

Compliance Audit Legal Reconciliation 88

Finextra

JANUARY 14, 2025

The Bank of England is to launch a Digital Pound Lab as it sets out its blueprint for the design phase of a future Britcoin.

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98

Fintech Finance

JANUARY 9, 2025

Adyen , the global financial technology platform of choice for leading businesses, announces the launch of Adyen Uplift. The AI-powered payment optimization suite will help businesses increase payment conversion, simplify fraud management, and reduce the cost of payments. Adyens customers can utilize data-driven, tailored performance recommendations and opportunities to test different payment configurations to maximize performance.

AI 97

AI Transactions Payment Solutions Payments 97

Payments Dive

JANUARY 14, 2025

Consumers who use BNPL take out multiple loans and have more personal debt than consumers who don’t use the payment method, according to a new report from the Consumer Financial Protection Bureau.

CFPB 88

CFPB BNPL Consumer Payments 88

The Payments Association

JANUARY 13, 2025

Unveiling digital fraud: Insights into scam trends and prevention in the UK payment sector January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? An examination of authorised push payments (APP) scams in 2023, their impact on victims, and the platforms most exploited. Why is it important? Over 340 million was lost to APP scams, affecting trust in payments and digital platforms.

Scams 88

Scams Romance Scams Phishing Volume 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Fintech News

JANUARY 12, 2025

Banking Circle, a Luxembourg-licensed bank specialising in next-generation banking services, is set to acquire Australian Settlements Limited (ASL), an authorised deposit-taking institution. The acquisition is subject to regulatory approvals and other closing conditions, marking a key step in Banking Circle s growth in the Australian market. ASL, a provider of settlement and processing services for banks and payment companies in Australia, will complement Banking Circles existing operations in t

Settlement 111

Settlement Acquirers Cross-Border Transactions 111

Finextra

JANUARY 7, 2025

Tietoevry Banking has registered with the European Payments Council as a provider of Routing and Verification Mechanisms (RVM) for Verification of Payee (VoP) as new instant payment regulations come into force across the Eurozone.

Payee 105

Payee Verification Instant Payments Regulations 105

Fintech Finance

JANUARY 7, 2025

Global payment solutions provider Checkout.com , has entered a strategic partnership with noqodi , a payment gateway and financial service provider, to elevate the payment experience for businesses and consumers in the UAE. As part of the collaboration, Checkout.com will integrate its cutting-edge payment technology with noqodis robust digital platform, offering seamless and secure payment solutions.

Payment Gateways 98

Payment Gateways Fraud Prevention Gateways Payments 98

Payments Dive

JANUARY 14, 2025

The card network entered the agreement to settle a proposed class action that alleged it discriminated against Black, Hispanic and female employees by underpaying them.

Visa 88

Visa Agreements 88

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The Payments Association

JANUARY 8, 2025

Skipify, a leading fintech company pioneering identity-powered payments, announced today that Cindy Turner has joined the board as a strategic advisor and observer. With a distinguished career spanning Fortune 500 companies and private equity, Turner is an expert on digital transformation with an exceptional track record of helping companies drive operational excellence and growth at scale.

Advisors 88

Advisors Product PayPal Innovation 88

Fintech News

JANUARY 12, 2025

Southeast Asias fintech industry is flourishing, driven by soaring adoption of digital payments, alternative lending, and wealthtech. The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says.

FinTech 99

FinTech Financial Inclusion BNPL Cross-Border 99

Finextra

JANUARY 9, 2025

De La Rue has received a preliminary takeover offer from the same group of investors which in December made a bid for up to 40% of the UK banknote printer.

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105

Fintech Finance

JANUARY 8, 2025

XTransfer , the World’s Leading & China’s No.1 B2B Cross-Border Trade Payment Platform , was granted the Major Payment Institution (MPI) License under the Payment Services Act 2019 by the Monetary Authority of Singapore (MAS). This significant milestone strengthens XTransfer’s leading position in the B2B cross-border payments industry.

Authorization 105

Authorization Cross-Border Cross-Border Payments Regulatory Compliance 105

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Payments Dive

JANUARY 10, 2025

The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

RTP 88

RTP Payments Transactions 88

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. The payments industry is evolving faster than ever, with trends like real-time payments, subscription innovations, and AI-powered tools redefining how businesses and consumers interact. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Fintech News

JANUARY 7, 2025

The Bank for International Settlements ‘ (BIS) Committee on Payments and Market Infrastructures (CPMI) has announced new measures to promote the adoption of its harmonised ISO 20022 data requirements. BIS aims to improve the efficiency of cross-border payments. These measures provide a clear path for the governance, management, and maintenance of these requirements as the world transitions to the ISO 20022 messaging standard.

ISO 20022 110

ISO 20022 Cross-Border Payments Cross-Border ISOs 110

Finextra

JANUARY 7, 2025

Lloyds Bank and Mastercard are to lead a new coalition formed by the Centre for Finance, Innovation and Technology CFIT), to help develop the technology, policy and regulatory solutions to help the UKs 5.6 million small businesses raise external finance more easily.

Visa 104

Visa Technology Small Business Finance 104

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech Finance

JANUARY 10, 2025

Bank Alfalah , a leading commercial bank in Pakistan with a network of over 1,000 branches, has announced its acquisition of a 9.9% equity stake in Jingle Pay , one of the fastest growing fintechs in the MENAP region. The Bank’s fintech investment underscores its commitment to driving digital transformation and fostering financial inclusion across key markets.

Cross-Border 98

Cross-Border Cross-Border Payments FinTech Acquirers 98

Payments Dive

JANUARY 9, 2025

Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.

Industry Trends 88

Industry Trends Stablecoins Payments Digital Payments 88

The Payments Association

JANUARY 13, 2025

Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs January 13 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The impact of the UK Digital Assets Bill on PSPs, highlighting legal uncertainties, operational challenges, and strategic opportunities. Why is it important? It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

JANUARY 12, 2025

Southeast Asias fintech sector recorded US$1.6 billion in funding in 2024, a 23% decline from US$2.1 billion in 2023 and a steep 75% drop from US$6.3 billion in 2022. The slowdown reflects the impact of macroeconomic pressures, rising interest rates, and geopolitical uncertainties, with funding levels returning to pre-pandemic norms. Y-o-Y Funding Trends Source: Tracxn Despite these challenges, the fintech industry emerged as one of the strongest performers in the regions tech startup ecosystem,

FinTech 105

FinTech Contactless Payments Cryptocurrency Returns 105

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Finextra

JANUARY 14, 2025

ClearBank, the enabler of real-time clearing and embedded banking, today announced its partnership with Airwallex, a leading global payments and financial platform for modern businesses.

Payments 84

Payments Global Payments 84

Fintech Finance

JANUARY 9, 2025

The Saudi Central Bank (SAMA) has announced the granting of a license to HyperPay Inc. Saudi Arabia for Information Systems Technology to operate digital payment services via an electronic wallet in the Kingdom. This license marks an important step in enhancing the companys position in the growing digital payments market in Saudi Arabia. HyperPay is a leading company in the financial technology sector, aiming to support the transition to a less cash-dependent society by offering innovative payme

Central Bank 93

Central Bank Digital Payments Financial Inclusion Payments 93

Payments Dive

JANUARY 9, 2025

The cash advance online platform called the lawsuit “a continued example of government overreach.

FinTech 88

FinTech Governance Government Continuity 88