Trending Articles

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Interflora Achieves Highest Ever Acceptance Rate of 95.4% With Checkout.com Ahead of Mother’s Day Surge

Fintech Finance

As flower orders surge ahead of Mothers Day, global digital payments company Checkout.com is supporting Interflora to deliver high performing payments at scale. The partnership has enabled a 95.4% acceptance rate across Interfloras European markets – their highest ever – helping the international flower delivery network meet peak demand with confidence.

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Creditspring Reveals Affordable Credit Options Needed as 2 Million UK Adults Turn to Illegal Lenders

The Fintech Times

New research from lending firm, Creditspring has been published during Debt Awareness Week to shed light on the fact that two million UK adults have borrowed from illegal lenders in the last 12 months. Given that 15 per cent (7.6) million of the population will need to borrow to get by over the next six months, Creditspring is calling for more affordable borrowing options.

Research 101
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VISTA InfoSec Achieves CREST Membership a Milestone in Cybersecurity

VISTA InfoSec

We are excited to announce that VISTA InfoSec has achieved CREST membership , a new recognition joining the list of our diverse array of global certifications and accreditations. This new milestone not only marks our ongoing dedication to excellence but also strengthens our standing as a trusted partner for all the organizations seeking comprehensive and reliable security solutions.

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HSBC Shifts Investment Banking Focus to Asia, Middle East Amid Global Restructuring

Fintech News

HSBC Holdings plans to ramp up investment banking efforts in Asia and the Middle East following a strategic retreat from the US and Europe, CEO Georges Elhedery told Bloomberg Television. Georges Elhedery Elhedery, who took over in September, said the bank is reallocating US$1.5 billion in cost savings toward areas of growth. The focus includes strengthening debt and financing capabilities globally, while sharpening its presence in Middle Eastern equity capital markets and M&A advisory.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Simplified Integration with Paytiko

The Payments Association

To remain competitive in the rapidly evolving digital environment, businessesmust respond quickly to technological developments. One key transition is integrating digital solutions into current platforms, which, while improving operational efficiency and customer experience, is typically a complex process requiring extensive technical expertise. However, with the correct tools and solutions, such as Paytiko’s payment gateway, businesses can integrate digital payments without requiring soph

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EU orders Apple to provide iPhone NFC access to third-party connected devices

NFCW

A new European Commission ruling will require Apple to open up a range of iOS connectivity features to third-party devices so that, for example, an iPhone owner will be able to use their choice of NFC-enabled wearable to make a payment using a card they have stored on their smartphone. The move follows last year’s deal between Apple and the EU to open up access to the iPhones NFC functionality so that third-parties can offer iOS users a host card emulation-based alternative to Apple Pay.

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commercetools’ New Payment Hub Puts Enterprises in Charge of Payment Strategy and Costs

Fintech Finance

commercetools, the most versatile platform for enterprise commerce innovation, has introduced commercetools Payment Hub , a new destination that gives enterprises full control over their payment strategy–without the excessive fees charged by other commerce platforms that double as payment providers. commercetools has also expanded its partnership with Stripe, a financial infrastructure platform for businesses, as the first of several global payment service providers (PSPs) to integrate wit

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Podcast: Citizens moves from scraping to APIs for payments

Bank Automation

Citizens Bank is advancing its digital payments strategy in 2025, with a focus on embedded finance and omnichannel capabilities. For example, Citizens is moving from screen scraping to an API-enabled environment, allowing it to use insights from its private banking segment in other segments, such as SMB, mid-market and commercial, Taira Hall, executive vice president […] The post Podcast: Citizens moves from scraping to APIs for payments appeared first on Bank Automation News.

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Fintech Mercury lands $300M in Sequoia-led Series C, doubles valuation to $3.5B

TechCrunch Fintech

Digital banking startup Mercury has raised $300 million in primary and secondary funding at a $3.5 billion post-money valuation, the company confirmed to TechCrunch on Wednesday. The valuation is more than double the startups valuation when it last raised capital a $120 million Series B round in 2021 that valued the company at $1.

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How Adopting Stax Connect Plus Transformed Internal Lift & Customer Experiences for ClientTether

Stax

ClientTether is a top-rated franchise CRM purpose-built to support the entire franchise life cycle, from initial development to long-term success. Born out of real need, ClientTether unknowingly filled a critical gap, quickly becoming a trusted leader in meeting the unique challenges of franchise systems. By empowering corporate franchise teams to streamline both franchise development and ongoing unit support, ClientTether helps franchises grow smarter, faster, and more efficiently.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Trust Bank Adds New Security Feature ‘Trust Lock’ to Combat Scams

Fintech News

Singapores digital bank, Trust Bank , has introduced a new security feature called Trust Lock , designed to provide users with an added layer of protection against scams. The launch comes amid rising concerns over financial fraud, with at least S$1.1 billion reported lost to scams in Singapore last year. Locking your money Trust Lock allows customers to secure funds in a designated Savings Pot within the bank app.

Scams 101
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Fundiin Teams up With Visa to Enhance Credit-scoring Model

Fintech Finance

Fundiin , Vietnam’s leading Buy Now, Pay Later (BNPL) platform, has announced a strategic partnership with Visa to elevate its credit-scoring model to global standards. The partnership’s aim is to enhance Fundiin’s risk management capabilities, reduce costs, and expand credit opportunities for Vietnamese consumers, especially the unbanked and underbanked.

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Owning the customer relationship: How embedded finance is redefining corporate success

The Payments Association

Embedded finance and multi-banking give corporates greater control, new revenue streams, and stronger networks, unlocking value beyond traditional banking. In todays rapidly evolving financial landscape,disintermediation of finance, where financial services are embedded directly into non-financial platforms, presents a unique opportunity for corporates toown a bigger share of valueand gain control over the financial relationships with their customers to satisfy needs within their merchant networ

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Coffee with the Council Podcast: Guidance for PCI DSS E-commerce Requirements Effective After 31 March 2025

PCI Security Standards

Welcome to our podcast series, Coffee with the Council. I'm Alicia Malone, Director of Communications and Public Relations for the PCI Security Standards Council. As many of our listeners are aware, we are quickly approaching the deadline to adopt the future-dated requirements of PCI DSS version 4.0.1 on March 31st, 2025. Over the course of the last year, the Council has received feedback that more guidance was needed to properly implement some of the e-commerce security requirements in the stan

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

A cash shortage, a payment delay, and limited payment options. These three things can derail your cash flow and frustrate your customers at checkout. Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). Checks can bounce, and cash can get lost.

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Standard Chartered Deploys SC GPT GenAI Tool Across 41 Markets

Fintech News

Standard Chartered has launched SC GPT, a GenAI tool, across 41 markets worldwide as part of its strategy to integrate AI into its business. The tool is designed to improve operational efficiency and client engagement. SC GPT is expected to support over 70,000 employees globally by improving operations and productivity, tailoring sales and marketing efforts to drive revenue, advancing software engineering through automation, and enhancing the way risks are measured, managed, recorded, and report

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Scam Survey: UK Consumers Lack Confidence in Real-Time Payments Security

Fintech Finance

An international survey on the uptake, trust, and future of real-time payments (RTP) from global analytics software leader FICO highlights the need for UK banks to focus on building confidence in the security of the payment method. While three quarters of consumers in the UK say they have sent (79%) and received (73%) RTP, nearly a quarter (23%) say they do not know if RTP processes include enough security checks.

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ABI cuts biometric payment card adoption forecast

NFCW

“Despite significant investment, biometric payment cards continue to struggle with mainstream adoption,” ABI Research concludes in a new market forecast that predicts there could be as few as just 1.27m in circulation by 2029. “In a conservative scenario, biometric payment card shipments will grow from an initial base of 310,000 units in 2023 to 1.27m by 2029, with a more aggressive outlook projecting 43m units still far from initial market expectations,” ABI says. ̶

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Creditinfo Launches KYC Fraud Solution to Combat $5trillion Global Financial Crime Problem

The Fintech Times

According to the 2024 Nasdaq global financial crime report, fraud scams and bank fraud schemes alone cost have cost businesses across the globe $485.6billion. To help put a dent in this figure, Creditinfo , a global service provider for credit information and risk management solutions, has launched its global identity, know your customer (KYC), and fraud and ID solution.

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77% of FIs expect record fraud cases in 2025, study says

Bank Automation

Financial institutions are bracing for what could be a historical year in fraud cases. Fraud losses reached $12.5 billion in 2024, up 25% from 2023, according to a report released today by cloud-based digital banking solutions provider Alkami, referencing data from accounting firm KPMG. This year is expected to top 2024, with 77% of FIs […] The post 77% of FIs expect record fraud cases in 2025, study says appeared first on Bank Automation News.

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GXS Bank Ups Savings Limit to S$95,000 for Bigger Returns

Fintech News

GXS Bank has announced an increase in the maximum balance per GXS Savings Account, raising the limit to S$95,000 effective March 20, 2025. This enhancement provides customers with more room to grow their savings while continuing to benefit from the banks competitive interest rates and innovative features. With this adjustment, customers can now earn approximately S$2,288 in annual compounding interest on a S$95,000 balance within a Saving Pocket, compared to around S$1,806 previously when the ma

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UnaCash: One in Four Filipinos Have Used Buy Now, Pay Later Services; Unique Users Rose to 28.4 Million in 2024

Fintech Finance

The Buy Now, Pay Later (BNPL) market in the Philippines has seen significant growth in terms of unique users, with at least one out of four Filipinos having tried the service at least once between 2018 until the end of 2024. New insights from UnaCash reveal that 28.4 million Filipinos having used BNPL as of end-2024, displaying a 40% increase from the 20.3 million unique users tallied in 2023.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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RAIN Alliance to create new standard for RFID tag reading on mass market smartphones

NFCW

The RAIN Alliance is to create a new standard that will enable manufacturers to integrate support for Ultra High Frequency (UHF) tag reading into standard smartphones, making it possible for consumers and enterprises to interact with products containing RFID tags without needing specialist equipment. The move follows Qualcomms announcement that it is working to integrate RAIN functionality into its mobile device chipsets and Zebra’s January launch of an enterprise Android smartphone with b

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ADGM and Chainlink Sign MoU to Improve Utility of Tokenised Assets While Remaining Compliant

The Fintech Times

The International Financial Centre (IFC) of the UAE’s capital, ADGM has announced a new memorandum of understanding (MoU) with Chainlink , the onchain finance firm, to advance compliant tokenisation frameworks. The new collaboration will see projects under ADGM s Registration Authority leverage Chainlinks technical expertise, industry insights, and a suite of advanced services to maximise the utility of tokenised assets while ensuring regulatory compliance.

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YC alum Mendel, a ‘Ramp for LatAm enterprises,’ raises $35M Series B

TechCrunch Fintech

Mexico City-based Mendel has raised $35 million in a Series B round of funding, it tells TechCrunch exclusively. Corporate spend management platform Mendel last raised in December 2021 — a $15 million Series A round and $20 million in debt — after participating in Y Combinators Winter 2021 cohort.

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Key Differences of Payments for Small Businesses vs. Enterprises

Clearly Payments

Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments vary between small businesses (SMB) and large enterprises. This article explores these differences in the USA and Canada for small business vs enterprise payment processing.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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myPOS Acquires UTP, Strengthening Support and Payment Solutions for UK SMEs

Fintech Finance

Leading European fintech myPOS has acquired UK-based payment solutions provider UTP Group Ltd (UTP) , reinforcing its commitment to delivering advanced payment solutions to small and medium-sized enterprises (SMEs) across the UK and Europe. With over a decade of experience and backed by leading global private equity investor Advent, myPOS has consistently delivered innovative and scalable payment solutions that meet the evolving needs of SMEs and empower them with real-time access to funds.

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Manchester rolls out open loop contactless ticketing

NFCW

The UK city of Manchester has completed the rollout of open loop contactless ticketing across its entire bus and tram network and announced plans to integrate rail services into the system in three years’ time. “By introducing contactless tap and go across both Bee Network buses and trams, Greater Manchester has realised its long-held ambition of having a truly multi-modal, integrated and affordable transport system that is on par with other major cities around the world,” Tran

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15 Years of Accelerating Business Growth: FinTech Innovation Lab New York Releases Latest Cohort

The Fintech Times

Founded in 2010, the FinTech Innovation Lab New York, a 12-week programme founded and run by Accenture , the digital service provider, and the Partnership Fund for New York City , helps early- and growth-stage fintechs accelerate product and business development. Marking its 15th year, the latest 11 firms selected to take part in the programme have been announced.

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CFPB predicts late fee lawsuit settlement

Payments Dive

The agency’s new leadership believes it can settle a 2024 lawsuit banks and business groups filed over an $8 cap on credit card late fees.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.