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ACH Payment vs Wire Transfer: What’s the Difference and Which Payment Method Should You Use?

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Some people refer to ACH payments as direct debit, direct deposit, or auto-transfer. ACH is also the technology behind most peer-to-peer money transfer services in the US, including Paypal, Zelle, Cash App, and Venmo. Some bills you can pay include mortgage, credit card, utility, merchandise, and auto loan payments.