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Though usually just called ACH payments or ACH transfers, the term more specifically refers to a national payment network that banks and other institutions rely upon to process payments securely and accurately between parties. ACH payments are generally fast during the work week but aren’t instantaneous.
EFTs enable seamless direct payments for operations, including payroll, taxrefunds, and recurring bills. Whereas international wire transfers and remittance transfers cater to the need for cross-border payments, which are often integral to business operations and personal finance. Most other forms of EFT vary in speed.
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