What Are ACH Prenotes and How Do They Work?
EBizCharge
OCTOBER 25, 2023
While some account verifications require a micro-deposit to verify funds can be transferred appropriately, ACH prenotes use $0 deposits. So, no money is needed for a prenote, meaning verification can be accomplished without using any funds for the test transaction. That said, there are a few reasons why an ACH prenote may fail.
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