Remove ACH Network Remove Request for Payment Remove Value Added Service
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Payments Rails, Laying New Tracks

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From an ACH networks standpoint, noted Estep, innovation may be “skinny,” but operations are ubiquitous, connecting all the bank accounts in the United States. This allows for innovation to be done on top of the ACH rails. “To To the extent that a payment rail allows others to innovate, it does support innovation,” said Estep.