ACH Operations Encryption Privacy 
Nanonets
MARCH 30, 2023
The payment process using ACH transfers involves the payee creating a payment order which is received by the originator bank. The originator bank compiles all the POs and sends them to an ACH for processing. The ACH operator then approves and releases the PO amount to the recipient bank.
EBizCharge
JULY 18, 2024
ACH vs EFT ACH is a form of EFT, but EFT is a broad category encompassing different electronic payment types, including ACH. All ACH transactions are forms of EFTs, but not all EFTs are ACH transactions. Cybersecurity is critical, as financial data is particularly sensitive and attractive to cybercriminals.
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