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What’s an ACH Originator? Responsibilities & Benefits

Paystand

Key Takeaways An ACH Originator initiates ACH transactions, which can be a business, individual, or other entity Originators are responsible for maintaining compliance with NACHA rules, including obtaining and retaining authorizations ACH payments offer cost savings, improved cash flow management, and increased efficiency for enterprise originators (..)

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Nacha Unveils Top 50 ACH Originating and Receiving Financial Institutions for 2023

NACHA

HERNDON, Virginia, March 20, 2024 – Nacha’s Top 50 ranking of financial institution originators and receivers of ACH payments for 2023 was released today. The Top 50 originating institutions had total ACH Network volume of nearly 27.7 of the ACH Network’s total commercial payments volume.

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ACH Tokenization

Agile Payments

PCI compliance doesn't apply to ACH Payment Processing , but to utilize a processing platform that is PCI DSS Level 1 certified certainly doesn't hurt security measures around your ACH origination method.

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New NACHA Rule Could Catch Payment Processors, Merchants, FIs Off-Guard

PYMNTS

In a new PYMNTS interview, David Barnhardt, executive vice president of product at GIACT , which offers fraud detection and account validation tools, talks about an upcoming change by NACHA, national administrator of the ACH network, to make internet-initiated debit transactions (WEB debits) safer and more seamless. New NACHA Rule.

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Top US banks prepping for same-day ACH transactions

Payments Dive

In a NACHA survey, 95 percent of respondents indicated that they will offer their clients same-day ACH origination services by year-end.

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Speeding Along To Same Day ACH Payments

PYMNTS

The biggest firms in the nation are gearing up for same day ACH payments – an eventuality that could hit in September of this year. As reported by NACHA, the electronic payments association, the readiness was disclosed in a survey that had been conducted by the association, with the two strongest use cases identified across same day ACH.

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Collaborations Bringing Faster Payments Up To Speed

PYMNTS

In this month’s Faster Payments Tracker™ , powered by NACHA, payment providers, in efforts to keep up with modern behavior, are looking for new ways to streamline and quicken financial processing. The April edition of the Faster Payments Tracker ™ , powered by NACHA, also features the latest news and analysis from around the industry.