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Interchange-plus pricing – Involves interchange fees and cardassociation fees plus an agreed markup. Optional add-ons include ACHprocessing, next-day settlement, and customer branding. However, it might only be suitable for smaller transaction volumes. The higher the amount, the higher you pay.
With Stax, we’re proud to ensure PCI compliance, which means we meet the Payment Card Industry Data Security Standards, created by cardassociations like Visa, Mastercard, and American Express to ensure sensitive payment data is securely processed , transmitted, and stored.
In addition to online payments, if an organization wants to accept offline donations via credit cards, a merchant account is used alongside a hand-held credit card reader. A cardassociation is a group of banks that sets the terms for all credit card transactions.
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