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Interchange-plus pricing – Involves interchange fees and cardassociation fees plus an agreed markup. This model is more transparent and cost-effective for businesses with higher sales volumes. Optional add-ons include ACHprocessing, next-day settlement, and customer branding.
However, the percentage markup rate does not give you a full picture of your processingcosts. Effective rates The effective rate is what you want to look at to truly understand how much you are paying for your credit cardprocessing.
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