EBizCharge

MARCH 11, 2025

As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. Understanding these costs empowers businesses to make smarter financial decisions.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JANUARY 21, 2025

The ideal payment gateway should match your business model, target audience, transaction volume, and nature of products or services. However, it might only be suitable for smaller transaction volumes. This model is more transparent and cost-effective for businesses with higher sales volumes.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Agile Payments

FEBRUARY 25, 2019

ACH payments and disbursements aren’t new. ACH payments have been around since 1974, and by the end of 2016, the total volume of ACH processing exceeded $40 trillion. In many cases ACH should be the defacto payment method for anything recurring.

ACH 77

ACH ACH Processing Direct Deposit API 77

Stax

DECEMBER 20, 2023

However, the percentage markup rate does not give you a full picture of your processing costs. Effective rates The effective rate is what you want to look at to truly understand how much you are paying for your credit card processing. As with Stax, this isn’t the best solution for extremely low-volume businesses.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

EBizCharge

MAY 8, 2024

NACHA ensures the reliability and security of these transactions, providing a backbone for the financial industry, where millions of payments are processed daily, ranging from payroll deposits to bill payments. What are ACH processing fees? flat fee whether it processes a $100 or a $10,000 transaction.

ACH 52

ACH Checks Process ACH Network 52

Stax

JANUARY 17, 2024

Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). In Q3 of 2023, the total volume of payouts on ACH networks reached 7.8 This was 3% higher than the volume from the same quarter in the previous year.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

EBizCharge

OCTOBER 17, 2023

Outside of commercial applications, ACH is also heavily used by the U.S. Many other countries have also created systems to mimic the ACH process. As a business, it’s critical to understand how ACH transactions work and their associated challenges. So, what are some of the most common reasons for initiating a return?

ACH 52

ACH Returns RDFI ODFI 52