ACH Reversals vs. ACH Returns: What’s the Difference?
EBizCharge
OCTOBER 17, 2023
For example, an ACH return will be triggered if a user tries to process a $3,000 payment, but the account only contains a balance of $1,500. Unauthorized payment: Unauthorized payments occur when funds are withdrawn from an account without the account holder’s permission or authorization , such as phishing scams and fraud.
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