ACH Reversals vs. ACH Returns: What’s the Difference?
EBizCharge
OCTOBER 17, 2023
Unauthorized payment: Unauthorized payments occur when funds are withdrawn from an account without the account holder’s permission or authorization , such as phishing scams and fraud. Account closed: In some cases, an ACH payment may be linked to an account that’s been closed or no longer exists, prompting an ACH return.
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