ACH and ACH Origination - Payments Space

What’s an ACH Originator? Responsibilities & Benefits

Paystand

AUGUST 28, 2024

Responsibilities of an Originator Benefits of ACH Payments for Enterprise Originators Forms of Authorization Required for ACH Transactions Frequently Asked Questions Conclusion and Call to Action What Is a Receiver?

ACH Origination

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New Data Security Requirements for ACH Originators

Agile Payments

MAY 19, 2021

As of June 30, 2021, a new rule on supplementing data security requirements goes into effect for ACH originators that have an annual volume of 6 million transactions or greater. The rule requires the originators (and third party service providers) to protect bank account information unreadable when it's stored electronically.

ACH Origination

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Nacha Unveils Top 50 ACH Originating and Receiving Financial Institutions for 2023

NACHA

MARCH 19, 2024

HERNDON, Virginia, March 20, 2024 – Nacha’s Top 50 ranking of financial institution originators and receivers of ACH payments for 2023 was released today. The Top 50 originating institutions had total ACH Network volume of nearly 27.7 of the ACH Network’s total commercial payments volume. They accounted for 93.1%

ACH Origination

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ACH Tokenization

Agile Payments

APRIL 10, 2020

PCI compliance doesn't apply to ACH Payment Processing , but to utilize a processing platform that is PCI DSS Level 1 certified certainly doesn't hurt security measures around your ACH origination method.

ACH

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Top US banks prepping for same-day ACH transactions

Payments Dive

APRIL 8, 2016

In a NACHA survey, 95 percent of respondents indicated that they will offer their clients same-day ACH origination services by year-end.

Same Day ACH

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ACH Fraud Is Rising - And New NACHA Measure Leaves Gaps

FICO

JULY 28, 2021

If your institution saw an increase in ACH transactions last year, you’re not alone. NACHA, the payments clearing house through which ACH transactions flow, reported a banner year in 2020, posting an 8.2% Additionally, ACH internet transactions rose 15% from 2019 to 2020. As it happens, 2020 was a banner year for ACH fraud, too.

NACHA

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B2B Payments Explores An Alternative Path To ACH Adoption

PYMNTS

DECEMBER 17, 2019

The other strategy is to migrate to another payment rail, likely Automated Clearing House (ACH), which is quickly climbing the B2B payment ranks. Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. The Check-To-ACH Migration.

ACH

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Speeding Along To Same Day ACH Payments

PYMNTS

APRIL 6, 2016

The biggest firms in the nation are gearing up for same day ACH payments – an eventuality that could hit in September of this year. As reported by NACHA, the electronic payments association, the readiness was disclosed in a survey that had been conducted by the association, with the two strongest use cases identified across same day ACH.

Same Day ACH

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90 percent of banks report higher than anticipated same day ACH origination volume - report

The Paypers

FEBRUARY 9, 2017

(The Paypers) Around 90% of the surveyed banks report that the origination volume of the same day ACH has been higher than anticipated,a recent research study reveals.

Same Day ACH

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With Same-Day ACH, You’d Better Have Same-Day Fraud Detection

PYMNTS

MAY 7, 2018

With Same-Day ACH now a reality in the U.S., In its analysis of the Same-Day ACH rollout, NACHA found no evidence that it led to an increase in fraud attempts or successful breaches. That doesn’t mean that fraud linked to ACH transactions is nonexistent, however. FIs are kept on their toes to mitigate this risk.

Same Day ACH

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How B2C Companies Tap Into Integrated Receivables

PYMNTS

JULY 5, 2019

If companies offer payments through, say, a portal, funds typically come through an automated clearing house ( ACH ) transaction or a credit card (if those types of transactions are allowed). However, as check volumes are now on the decline, B2C companies are receiving payments from other channels, such as bill payment sites.

B2C

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Mastercard Send Trials Metabank’s New Faster Payments Platform

PYMNTS

FEBRUARY 12, 2019

The Metabank payments platform also includes wire transfers, ACH origination and other payment services. Metabank provides financial solutions to customers and businesses in what it considers niche and underserved markets, with a belief in financial inclusion for everyone.

Faster Payments

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New NACHA Rule Could Catch Payment Processors, Merchants, FIs Off-Guard

PYMNTS

MAY 10, 2019

In a new PYMNTS interview, David Barnhardt, executive vice president of product at GIACT , which offers fraud detection and account validation tools, talks about an upcoming change by NACHA, national administrator of the ACH network, to make internet-initiated debit transactions (WEB debits) safer and more seamless. New NACHA Rule.

Nacha Rules

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Collaborations Bringing Faster Payments Up To Speed

PYMNTS

MAY 4, 2016

Challenges and solutions continue to emerge surrounding NACHA’s recent move toward establishing Same Day ACH payments, which are due to arrive as soon as September 2016. Companies said they were also interested in how ACH might impact expedited bill pay, person-to person functionality, and payment options. More than 93 percent of U.S.

Faster Payments

Faster Payments Same Day ACH NACHA ACH

What’s an ACH Originator? Responsibilities & Benefits

New Data Security Requirements for ACH Originators

Nacha Unveils Top 50 ACH Originating and Receiving Financial Institutions for 2023

Webinars

ACH Tokenization

Top US banks prepping for same-day ACH transactions

ACH Fraud Is Rising - And New NACHA Measure Leaves Gaps

B2B Payments Explores An Alternative Path To ACH Adoption

Speeding Along To Same Day ACH Payments

90 percent of banks report higher than anticipated same day ACH origination volume - report

With Same-Day ACH, You’d Better Have Same-Day Fraud Detection

How B2C Companies Tap Into Integrated Receivables

Mastercard Send Trials Metabank’s New Faster Payments Platform

New NACHA Rule Could Catch Payment Processors, Merchants, FIs Off-Guard

Collaborations Bringing Faster Payments Up To Speed

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