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What’s an ACH Originator? Responsibilities & Benefits

Paystand

Responsibilities of an Originator Benefits of ACH Payments for Enterprise Originators Forms of Authorization Required for ACH Transactions Frequently Asked Questions Conclusion and Call to Action What Is a Receiver?

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New Data Security Requirements for ACH Originators

Agile Payments

As of June 30, 2021, a new rule on supplementing data security requirements goes into effect for ACH originators that have an annual volume of 6 million transactions or greater. The rule requires the originators (and third party service providers) to protect bank account information unreadable when it's stored electronically.

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Nacha Unveils Top 50 ACH Originating and Receiving Financial Institutions for 2023

NACHA

HERNDON, Virginia, March 20, 2024 – Nacha’s Top 50 ranking of financial institution originators and receivers of ACH payments for 2023 was released today. The Top 50 originating institutions had total ACH Network volume of nearly 27.7 of the ACH Network’s total commercial payments volume. They accounted for 93.1%

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ACH Tokenization

Agile Payments

PCI compliance doesn't apply to ACH Payment Processing , but to utilize a processing platform that is PCI DSS Level 1 certified certainly doesn't hurt security measures around your ACH origination method.

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Top US banks prepping for same-day ACH transactions

Payments Dive

In a NACHA survey, 95 percent of respondents indicated that they will offer their clients same-day ACH origination services by year-end.

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90 percent of banks report higher than anticipated same day ACH origination volume - report

The Paypers

(The Paypers) Around 90% of the surveyed banks report that the origination volume of the same day ACH has been higher than anticipated,a recent research study reveals.

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ACH Fraud Is Rising - And New NACHA Measure Leaves Gaps

FICO

If your institution saw an increase in ACH transactions last year, you’re not alone. NACHA, the payments clearing house through which ACH transactions flow, reported a banner year in 2020, posting an 8.2% Additionally, ACH internet transactions rose 15% from 2019 to 2020. As it happens, 2020 was a banner year for ACH fraud, too.

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