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A Complete Guide to Acumatica Credit Card Processing

EBizCharge

Merchants can process credit cards and Automated Clearing House (ACH) payments or eChecks directly inside Acumatica to accelerate and improve their invoicing operations and overall finances. Another crucial component of integrating credit card and ACH/eCheck payments into Acumatica is its compliance with industry security standards.

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Accepting Online Payments with Internet Merchant Accounts

EBizCharge

Features like Address Verification Systems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks. How do payment gateways work?

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How Much Do Credit Card Companies Charge Merchants?

Stax

In some cases, surcharging can encourage customers to use alternative payment methods that incur lower fees for the merchant, such as cash, debit cards, or ACH. Tools such as Address Verification System (AVS) and CVV checks help to prevent fraudulent chargebacks by ensuring that the cardholder’s provided details are authentic.

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Understanding Payment Processing Terminology Glossary for Merchants

PayHawk

Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts. Address Verification System (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction.

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Reasons Why Credit Cards Get Declined

Clearly Payments

Example : A shopper entering their address incorrectly during an online checkout process. Use address verification systems (AVS) to prompt customers to correct mismatches. Offer alternative payment options, such as ACH transfers or digital wallets. What Should a Merchant Do if a Card is Declined?