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In particular, merchants must be sensitive to the local payroll, payment rail and industry norms that affect customers’ fundavailabilities, then use this information as guidance for when to charge their users’ accounts. Europeans, by contrast, are paid once per month.
the financial services industry has worked itself into a lather to move heaven, earth and 13K banks toward a faster payments solution — or should I say solutions — that would allow originating banks to move money to a receiving bank and for that receiving bank to make those fundsavailable to those consumers instantly.
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