ACH Funds Availability Good Funds 
PYMNTS
SEPTEMBER 17, 2018
The notion of moving those funds faster between the bank accounts of those trading partners is driving a slew of innovation and investment across bank and non-bank network rails today. Certainty of good funds is what they need to plan their cash position, as is the certainty that the funds moving across the networks are secure.
PYMNTS
OCTOBER 8, 2019
However, enablers of instant money assume the risk between the time when they make funds available and when settlement happens later.”. That’s particularly true when funds are truly instant — meaning they are irrevocable. “In either case, the consumer is going to say, “oh, cool, I got my money right away.”
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