Fintech Finance

SEPTEMBER 5, 2024

Working together, Trustly and Newline will drive innovation across the money movement landscape, including payments via the Automated Clearing House (ACH) and Real Time Payments (RTP) networks, and Trustly’s pay-by-bank ecosystem. The Trustly team are pioneers in the payments industry and innovators in the pay-by-bank space.

RTP 96

RTP Innovation ACH Embedded Payments 96

Fintech Finance

JANUARY 23, 2025

Secure Payment Processing: With NMI Customer Vault and PCI-compliant tokenized transactions, merchants can securely accept credit card or ACH payments, including recurring and bulk transactions. Were thrilled to be driving this innovation forward.

Accounts 95

Accounts Embedded Payments Reconciliation ACH 95

PYMNTS

APRIL 22, 2020

While there has been some innovation in wage payment mechanisms as more employers shift away from the paper check toward direct deposit and payroll cards, little has changed about the timing of those payments. ACH Innovation Breaks The Mold. It’s also opened up conversations about how professionals get paid.

Payroll 62

Payroll ACH Same Day ACH Innovation 62

PYMNTS

OCTOBER 6, 2020

New payment rails are again in the spotlight, with commercial card and contactless payments emerging as the top focuses for innovators. This week's look at payment rail innovation is all about digitization and payments acceptance. Nacha Adopts Eight ACH Payment Updates. merchants accept touch-free payments.

Contactless Payments 96

Contactless Payments Innovation NACHA ACH 96

Fintech Finance

DECEMBER 19, 2024

Worldline [Euronext: WLN], a global leader in payment services, is proud to announce the launch of FlexPricing, a first-of-its-kind feature designed specifically for Independent Software Vendors (ISVs) to earn revenue in innovative and simple ways.

ISVS 98

ISVS Facilitators ACH Payroll 98

PYMNTS

DECEMBER 3, 2020

Payment innovators are embracing the opportunities to mix payment rails old and new in search of business-to-business (B2B) solutions that can tackle longstanding friction. Nacha Drives Corporate ACH Adoption. Nacha is rolling out a new resource center designed to help corporates embrace the ACH Network.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

PYMNTS

MAY 3, 2020

Payment solutions company GreenBox POS has announced a new Same Day ACH program to help businesses manage point of sale (POS) to business payments faster than usual, according to a press release. Usually, an ACH payment issued before the day’s 6 p.m. Usually, an ACH payment issued before the day’s 6 p.m. Eastern Standard Time.

Same Day ACH 69

Same Day ACH ACH Accounts Point-of-Sale (POS) 69

PYMNTS

DECEMBER 9, 2020

There’s a huge opportunity [in B2B payments] for businesses that have traditionally focused on the consumer,” David Disque , president of Corporate Spending Innovations (CSI), said in an interview with Karen Webster. While an attractive proposition, the shift into the B2B world can’t happen at the flip of a switch.

B2C 118

B2C B2B Innovation FinTech 118

Stax

JANUARY 21, 2025

We’ll cover our key offerings, including competitive pricing, innovative technology, and what sets us apart from other merchant service providers. Beyond credit cards, Stax supports ACH, mobile payments, and online invoicing, providing flexibility for your customers. TL;DR Looking for payment processing in Canada?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

PYMNTS

APRIL 30, 2020

This week’s examination of the latest in payments rails innovation finds financial service providers innovating on top of existing rails to address the friction of ACH, checks and other bank transfer infrastructure. ACH Gets A Boost In The Public Sector. Western Union Expands Real-Time Capabilities.

Innovation 73

Innovation Global Payments Cross-Border ACH 73

Fintech Finance

AUGUST 7, 2024

Nacha announced that Visa , a world leader in digital payments, has joined its Preferred Partner Program for ACH Experience, Open Banking and Account Validation. Once consumer-permissioned data is integrated, account and balance details can be instantly verified to facilitate faster ACH payment set-up and more seamless payment flows. “We

NACHA 97

NACHA ACH Network ACH Account Validation 97

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions.

ACH 63

ACH Debit Card Authentication Process 63

PYMNTS

JUNE 24, 2019

“The majority of our customers are using ACH,” he told PYMNTS in a recent interview. “People don’t know what ACH is, and people don’t know what their options are,” he said. With ACH use on the rise, small businesses are driving the growth of the data pool in the financial services market.

ACH 74

ACH Payment APIs and Integration Business Payments Checks 74

Finovate

FEBRUARY 20, 2025

The bank featured direct connections to all payment networks, including ACH, wires, RTP, FedNow, and Swift, as well as a multi-currency general ledger, low-code customer-onboarding forms, online experiences, and more. Live Oak Bank is only the latest partnership announced by Finzly this year. billion in assets.

FedWire 114

FedWire ISO 20022 ISOs Payment APIs and Integration 114

Payment Savvy

SEPTEMBER 5, 2024

You’ve probably heard the term “ACH deposit,” but what does it really mean? ACH stands for Automated Clearing House, a network that handles electronic payments and transfers. So, what is an ACH deposit? ACH direct deposits are common. What Is an ACH Deposit? So, what does an ACH deposit mean?

ACH 52

ACH ACH Network Wire Transfer Direct Deposit 52

Fintech Finance

FEBRUARY 28, 2025

Nacha s newest Preferred Partner is ACI Worldwide , which joins as a Preferred Partner for ACH Experience/Fraud Monitoring/Risk and Fraud Prevention. Making the modern ACH Network even easier to use is a key priority at Nacha, said Jane Larimer, Nacha President and CEO.

NACHA 52

NACHA ACH Network ACH Fraud Prevention 52

PYMNTS

JULY 10, 2020

Just as in other markets, eChecks, ACH, paper checks, wires and credit cards all come with their various benefits, as well as their pain points, from high processing fees to a lack of security. Muller explained that the technology augments existing rails like eCheck and ACH to enhance data capture and transmission to complete a transaction.

B2B 84

B2B Innovation Non-Bank Payments 84

PYMNTS

OCTOBER 15, 2020

Moving Beyond ACH . ACH might be among the most readily visible paper check killers — and as Nacha’s Larimer noted, “we need more than just ACH to make huge inroads [against checks]. Real time and the ACH network can actually work together to displace paper checks.” There need to be governance models.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

MAY 6, 2019

Toronto is a powerhouse for financial innovation in Canada: The city has the most sizable ecosystem for FinTech in the country, with 185 startups per one count. Clients, in turn, receive debit cards and can move money through mobile check deposit, wire, BillPay and automated clearing house (ACH). that let them deposit cash and checks.

Innovation 76

Innovation FinTech Small Business Debit Card 76

PYMNTS

MARCH 13, 2020

The 4-year-old firm has always eschewed checks and provides SMB owners with 24-hour access to speedier disbursements through ACH and professional support. They carry their payment innovation expectations into the business world. “If Providers should consider innovations that fulfill those requirements.

Innovation 64

Innovation ACH Checks Tax Refunds 64

PYMNTS

DECEMBER 2, 2020

However, figures show that a majority of executives are in the midst of digital transformations, where 83 percent of financial services executives surveyed say that they’ve innovated with payments technology this year. Form factors (such as ACH and checks) create static economics. Addressing The Chokepoints .

B2B 79

B2B Innovation Commercial Card Push-to-Card 79

PYMNTS

MAY 1, 2019

Why is innovation for this crucial department often an afterthought, pushed aside in favor of more public-facing priorities, when automated solutions are available that can efficiently onboard customers, reduce errors and eliminate paper-based invoicing systems? Yet these firms were considerably more likely to embrace innovation.

Innovation 81

Innovation Automation Addressing Process 81

EBizCharge

JULY 18, 2024

Understanding an EDI payment and how it differs from Automated Clearing House (ACH) and Electronic Funds Transfer (EFT) is pivotal for efficient financial operations in an increasingly digital world. What are the differences between EDI, ACH, and EFT payments? What is an EDI payment?

ACH 52

ACH Transactions Payments Funds Transfer 52

PYMNTS

JANUARY 28, 2020

When it comes to payment rail innovation, transaction speed is often the catalyst driving change. Same-Day Boosts ACH Adoption. billion transactions were completed on the ACH Network in the fourth quarter of last year, an 8.1 billion transactions were completed on the ACH Network in the fourth quarter of last year, an 8.1

Same Day ACH 79

Same Day ACH RTP NACHA ACH 79

PYMNTS

AUGUST 6, 2020

The company highlighted the friction of the legacy ACH rail that can slow down transaction speeds, noting that its technology adds pre-authorization to ACH debit transactions and enables FIs to predict funds ability using intelligence technology. Plaid, Galileo Boost ACH Efficiency.

FinTech 110

FinTech Payment APIs and Integration ACH Online and Mobile Banking 110

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

B2B 89

B2B Same Day ACH NACHA ACH 89

PYMNTS

NOVEMBER 17, 2020

Maybe ACH ? Or maybe even fast ACH? Anderson described Mastercard's approach to driving change in the B2B payments arena as checks falling by the wayside, and how innovating upon existing rails can ease the digital transition for corporates looking to optimize their payment workflows. Does it do so by old-school wire transfer?

B2B 128

B2B Visa Cross-Border ACH 128

NACHA

MAY 6, 2024

Fast forward 50 years—today Nacha is not only known for governing the thriving ACH Network, but also for developing rules and standards, providing industry solutions, and delivering education, accreditation, and advisory services.

NACHA 57

NACHA ACH Network Accreditation Innovation 57

Fintech Finance

OCTOBER 24, 2024

” The innovative integration offers several key benefits: Comprehensive A2A Payment Solution: Dwolla’s Open Banking Services provides a single vendor and single API solution, simplifying the operational and technical aspects of implementing and maintaining payment systems. .

Risk Assessment 109

Risk Assessment Payment APIs and Integration Verification Assessments 109

Fintech Finance

MARCH 18, 2025

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and Ingo Payments , a leading provider of embedded banking and money mobility solutions, today announced a partnership to provide a flexible, fast and secure digital disbursements solution: ACI Speedpay Digital Disbursements.

Payments 52

Payments Venmo Embedded Payments Reconciliation 52

Clearly Payments

JANUARY 21, 2025

Features Government Agencies Should Look For When upgrading payment systems, government agencies should prioritize the following features: Multiple Payment Channels: Support for credit/debit cards, ACH transfers , mobile payments, and alternative methods like cryptocurrencies.

Government Payments 59

Government Payments Governance Government PCI DSS 59

Fintech Finance

MAY 10, 2024

Businesses can make fast and cost-effective transfers through ACH, mailed checks, and wire transfers. These platforms simplify payroll management and improve access to funds, fostering continuous innovation and adaptability. Zil US simplifies financial management by offering an all-in-one solution for various needs.

Facilitators 105

Facilitators Transactions Wire Transfer Cross-Border 105

Clearly Payments

DECEMBER 11, 2024

These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers. Popular Examples : SEPA in Europe, ACH in the U.S., The trend toward mobile-first solutions, AI-driven personalization, and a cashless society is driving innovation.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

PYMNTS

AUGUST 12, 2019

Senator Elizabeth Warren asks in a campaign ad, ignoring the fact that 93 percent of working Americans have their checks directly deposited into their bank accounts – ready for use on payday – using the ACH network. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

DECEMBER 31, 2019

The following Deep Dive further explores how paper-based methods can result in processing delays and how new, cutting-edge payment innovations can drive accounts payable (AP) automation. More than 40 percent are interested in same-day ACH, and over 30 percent are interested in blockchain technology. Manual processing challenges.

Process 61

Process Innovation Same Day ACH B2B 61

PYMNTS

MAY 27, 2020

This week’s look at the latest in payments rails innovation finds players including Mastercard, Aflex and Paycor targeting existing card and ACH rails to expand their use for corporates, with a focus on reconciliation, data capture and transparency. Paycor Certified By NACHA. CUs Move Closer to RTP.

Blocks 92

Blocks RTP NACHA Credit Union 92

Fintech Finance

OCTOBER 22, 2024

Over the last 12 months, Bank of America has seen a 51% increase in clients using APIs, with growth driven by innovations that have simplified onboarding and accelerated speed to transact. “APIs play a strategic role in positioning companies to act on information quickly, in a fully automated and secure manner.”

Treasury 97

Treasury API Zelle Treasury Management 97