Stax

MARCH 13, 2025

Interchange fees (or swipe fees) might appear to be just a cost merchants pay to accept card payments. Every time a customer makes a payment with a credit or debit card, the merchants acquiring bank pays a fee to the customers card issuing bank. have higher fees compared to basic payment cards.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Payments Association

OCTOBER 23, 2024

Before joining LHV Bank, Mike led the global retail and marketplace vertical at Worldline and served as general manager for Ingenico in the EMEA region. His extensive background also includes managing global partnerships and alliances and optimising relationships with major acquiring banks, card schemes, and alternative payment providers.

Consulting 88

Consulting Volume Bank Card Authorization 88

Finextra

APRIL 3, 2024

Leading international Payment Service Provider and UK & Europe direct bank card acquirer Ecommpay has launched Direct Debit payments for UK and EU businesses in collaboration with bank payment company GoCardless.

International Payments 59

International Payments Bank Card Acquirers Service Provider 59

Payments Source

OCTOBER 5, 2016

Preventing fraud across multiple purchasing channels is the next major paradigm shift for bank card issuers and merchants.

Card Issuer 96

Card Issuer Consumer Security Issuers 96

The Fintech Times

MARCH 24, 2024

Bank cards will be accepted on the city’s bus and tram networks, and Orléans Métropole anticipates significant adoption by locals and visitors alike. The solution will be put into service this month to enable passengers to use their bank card, whether physical or on mobile, as a transport ticket.

Payments 64

Payments Bank Card Acquirers Payment Solutions 64

Stax

AUGUST 29, 2024

Learn More Understanding Payment Service Providers (PSPs) A payment service provider helps businesses with the acceptance and processing of payments made via electronic payment methods, including credit cards, debit cards, digital wallets, ACH transfers, and payment apps.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

The Paypers

SEPTEMBER 30, 2020

International payment service provider and direct bank card acquirer, ECOMMPAY , has launched its new payment system Open Banking by ECOMMPAY.

International Payments 40

International Payments Bank Card Acquirers Payments 40

PYMNTS

SEPTEMBER 30, 2019

PayPal has bought a majority stake in Chinese payments group Guofubao (NationPay), and has acquired a payments license in the country, according to a report by the Financial Times. . PayPal bought a 70 percent stake in the company for an undisclosed amount, and the country’s central bank approved the deal.

PayPal 67

PayPal Online and Mobile Banking Central Bank Cross-Border 67

PYMNTS

JUNE 15, 2020

Digital accounting platform Receipt Bank has acquired analytics firm Xavier to help boost services for accountants and bookkeepers, according to a press release. Receipt Bank also partnered with Capital on Tap , the U.S.-based By using this technology, bookkeepers can save money and time.

Accounts 56

Accounts Commercial Card Acquirers Small Business 56

Finextra

MARCH 12, 2024

Ecommpay, a leading international Payment Service Provider and UK and Europe direct bank Card Acquirer, has made the high-profile appointment of Miranda McLean as Chief Marketing Officer.

International Payments 40

International Payments Bank Card Acquirers Service Provider 40

Finextra

MARCH 12, 2024

Ecommpay, a leading international Payment Service Provider and UK and Europe direct bank Card Acquirer, has made the high-profile appointment of Miranda McLean as Chief Marketing Officer.

International Payments 40

International Payments Bank Card Acquirers Service Provider 40

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Fintech Times

AUGUST 20, 2024

These include but are not limited to: bank cards Alipay+ WeChat Botim Wallets Apple Pay Samsung Pay Google Pay NFC payments The direct generation of payment links and QR codes from the terminal offers merchants ease and security in accepting payments from an array of domestic and global customers.

Process 59

Process Payments Payment Solutions Bank Card 59

Payments Source

JULY 10, 2016

What's most intriguing to payments industry insiders is what Walmart left on the table when designing Walmart Pay, and what those decisions could mean for retailers and bank card issuers.

Card Issuer 60

Card Issuer Issuers Bank Card Payments 60

Fintech Finance

MARCH 12, 2024

Ecommpay , a leading international Payment Service Provider and UK and Europe direct bank Card Acquirer, has made the high-profile appointment of Miranda McLean as Chief Marketing Officer. As part of her remit, Miranda will be responsible for determining the global strategic direction for marketing.

FinTech 52

FinTech Alternative Payment Methods BNPL Fraud Prevention 52

PYMNTS

SEPTEMBER 14, 2020

Card issuers that are convinced of their customers’ truthfulness ask merchant acquirers to extract money from sellers’ accounts, which can then be used to refund consumers for disputed purchases.

AI 70

AI Disputes Push-to-Card Acquirers 70

CB Insights

JUNE 5, 2018

In the scenario below, five middlemen — the issuing bank, payment gateway (or point-of-sale terminal provider), payment processor, card network, and acquiring bank — establish trust and take a cut. The issuing bank maintains the customer’s credit account and issues the credit card.

Online and Mobile Banking 68

Online and Mobile Banking Debit Card Credit Cards Payment Gateways 68

PYMNTS

OCTOBER 27, 2019

The operation will carry an enhanced, innovative Payroc brand, offering full-service global merchant acquirer services and payments processing in 46 countries. The newly formed enterprise will service more than 55,000 merchants, processing $23 billion in annual bank card volume. .

Processors 40

Processors Acquirers Volume Process 40

Finovate

JULY 24, 2024

Introduced in partnership with Visa in 2018, BPN links suppliers to buyers via connectivity to their preferred bank and payables providers. Headquartered in Hamilton Township, New Jersey, and founded in 2001, Billtrust was acquired by EQT Private Equity for $1.7 Bank most recently demoed its technology at FinovateFall in 2021.

Accounts 59

Accounts Payment APIs and Integration Treasury Management Automation 59

Finovate

JULY 24, 2024

Introduced in partnership with Visa in 2018, BPN links suppliers to buyers via connectivity to their preferred bank and payables providers. Headquartered in Hamilton Township, New Jersey, and founded in 2001, Billtrust was acquired by EQT Private Equity for $1.7 Bank most recently demoed its technology at FinovateFall in 2021.

Accounts 59

Accounts Payment APIs and Integration Treasury Management Automation 59

PYMNTS

DECEMBER 3, 2019

Shift4 Payments, which has offices in Europe and the United States, first launched as United Bank Card Inc., And in 2017, it established a parent company called Lighthouse Network, which became Shift4 last year after the company acquired Shift4 Corp. offering free point-of-sale terminals to merchants using its services.

Payments 53

Payments ISOs Processors Volume 53

The Paypers

NOVEMBER 26, 2020

International payment service provider and direct bank card acquirer ECOMMPAY has announced the expansion of its payment system Open Banking by ECOMMPAY to Europe.

Payment Solutions 31

Payment Solutions International Payments Bank Card Payments 31

PYMNTS

MAY 21, 2020

The firms will also connect joint FinTech partners to a white-labeled payments solution, a press release noted, adding that Varengold Bank clients will be brought “closer to Wirecard’s Banking-as-a-Service expertise” across banking, card issuing, acquiring and lending operations.

FinTech 69

FinTech Payment APIs and Integration Treasury Small Business 69

The Fintech Times

MARCH 12, 2024

emerchantpay , a global payment service provider and acquirer, joins forces with Brazil-based fintech company FitBank  to reinforce emerchantpay’s payment proposition in Latin America. Company updates fscom, a governance risk and compliance consultancy, has acquired risk and compliance solutions provider FMConsult.

FinTech 69

FinTech Non-Bank Cross-Border Payments ISVS 69

Fintech Finance

MARCH 7, 2024

Ecommpay , a leading international Payment Service Provider and UK and European direct bank card Acquirer, is gearing up for a remarkable debut at the Merchant Payments Ecosystem (MPE) event, taking place from March 12-14, 2024, in Berlin.

Alternative Payment Methods 52

Alternative Payment Methods Fraud Prevention Service Provider Visa 52

PYMNTS

JANUARY 14, 2019

Customers can get an additional 10 percent discount if they use HDFC Bank cards. Last year, Amazon and private equity firm Samara Capital announced they were acquiring the Indian supermarket chain More for an undisclosed amount. 20 and running through Jan. Prime members will get a 12-hour head start on the sale.

Bank Card 46

Bank Card Acquirers Transactions Product 46

The Fintech Times

MARCH 25, 2024

Supporting ‘ongoing development’ The orchestrator aims to address a number of issues related to digital banking, such as costs, market scalability and migration problems. BKN301 explained its scalability saves almost 100 per cent of any future migration costs for core banking and payment processing.

Payment APIs and Integration 59

Payment APIs and Integration FinTech Online and Mobile Banking API 59

Payment Savvy

JULY 3, 2024

Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. These details include the card number, transaction amount, and merchant identification. This information is then sent securely to the acquiring bank. What’s the next step?

Debit Card 52

Debit Card Process PCI DSS Processors 52

Fintech Finance

MARCH 20, 2024

PayPoint Plc and Lloyds Bank are pleased to announce a major partnership expansion, which will see Lloyds Bank Cardnet become the main card acquiring partner across the PayPoint Group’s extensive network of over 60,000 SME and retailer partners.

Commercial Card 52

Commercial Card Acquirers Agreements Settlement 52

PYMNTS

JUNE 17, 2019

FPS was developed and piloted with the collaboration of a dozen Russian banks and payment service providers, including Alfa Bank, Gazprombank, Raiffeisenbank and TB, all of which belonged to the Fintech Association founded by the Central Bank of Russia.

Faster Payments 80

Faster Payments C2G Payments P2P 80

Fintech Finance

APRIL 30, 2024

The partnership combines Phos’ innovative SoftPoS technology with Silverflow’s modern payment processing platform, to offer a comprehensive and ready-to-deploy solution for banks, acquirers, payment service providers (PSPs), and independent sales organisations (ISOs).

Contactless Payments 52

Contactless Payments ISOs Payments Service Provider 52

Finovate

SEPTEMBER 20, 2024

A recent example of this was with Hungary’s OTP, which in June 2023 became the first international player to participate in the privatization of the Uzbek banking sector, acquiring former state-owned Ipoteka Bank.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

Fintech Finance

MAY 14, 2024

It serves as a single technological gateway into the BKN301 Banking-as-a-Service Platform (BaaS) and offers a developer-friendly API interface to create personalised banking and payment experiences best suited to the requirements of fintech companies. Furthermore, its scalability saves costs for core banking and payment processing.

Payment APIs and Integration 59

Payment APIs and Integration FinTech Online and Mobile Banking Financial Inclusion 59

CB Insights

DECEMBER 4, 2019

In the last year, Amazon has been investing in growing Amazon Pay’s marketplace, including forming its first partnership with an acquiring bank Worldpay. That same year, the company acquired TextPayMe , a peer-to-peer (P2P) mobile service that was relaunched as Amazon Webpay in 2011.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

JANUARY 18, 2019

Two giants in the payments space – that would be Fiserv and First Data – pair up in a $22 billion deal, where Fiserv is acquiring First Data, the largest in the space to date. Citi reports that active mobile customers were up 12 percent, and Bank of America’s mobile users were up 9 percent.

Zelle 63

Zelle P2P Online and Mobile Banking Venmo 63

The Fintech Times

MARCH 5, 2024

Ecommpay , an international payment service provider and UK and European direct bank card acquirer, has been shortlisted at the Merchant Payment Ecosystem (MPE) Awards in the Best Use of Open Banking for Payments category.

FinTech 59

FinTech Online and Mobile Banking Due Diligence Legal 59

BNG Payments

JANUARY 1, 2022

The more you know where and how to lower costs, the more money you make.   One way to keep your monthly costs down is by lowering credit card transaction costs. You will be charged transaction rates from your payment processor, merchant acquiring bank, card associations, and in some cases, even your merchant services provider.

Credit Cards 52

Credit Cards Processors Non-Bank Card Association 52