PYMNTS

OCTOBER 3, 2017

Banks, when it comes to small business, just aren’t really paying too much attention to them … from a cost structure standpoint, they just don’t make enough money dealing with them,” he said. That sparks the goal to find a better way to acquire those customers and create an offering that actually speaks to their needs in context.

FinTech 43

FinTech Small Business Acquirers Addressing 43

Stax

NOVEMBER 29, 2023

The gross profit margin, calculated by subtracting COGS from revenue and dividing by revenue, indicates how efficiently a company produces or acquires its products. A higher gross profit margin reflects effective cost management, enhancing the company’s financial health.

Small Business 88

Small Business Accounts Assessments Risk 88

CB Insights

AUGUST 22, 2018

The individual analysis of AWS, Azure, and GCP will focus primarily on the infrastructure and platform layers of the cloud computing stack, while later analysis of third-party tools and acquired businesses will focus primarily on software-as-a-service businesses. in 2014 when it acquired Nokia’s handset business.

Acquirers 60

Acquirers Database Continuity Product 60

EBizCharge

MAY 8, 2024

Cost structure: PayFacs may offer competitive pricing models due to their aggregated volume and often cater to niche markets. ISOs act as intermediaries that work with merchant acquirers to set up individual merchant accounts, which can result in a longer setup process.

Facilitators 52

Facilitators ISOs Processors Payments 52

PYMNTS

APRIL 23, 2018

Traditional banks are starting to feel the disintermediation pinch by alternative lenders who lack their legacy infrastructure and cost structures and use digital-first, artificial intelligence-powered processes to underwrite risk and extend credit instantly.

Online and Mobile Banking 47

Online and Mobile Banking Consumer Product Point-of-Sale (POS) 47

CB Insights

JUNE 3, 2020

Payments companies focused on the restaurant industry are perhaps most at-risk, with merchant acquiring companies here hit particularly hard. Chime and Revolut have expressed their appetite for M&A targets; acquiring distressed lenders could be an opportunity to tack on a loan product at a discount to expand their product suites.

Online and Mobile Banking 75

Online and Mobile Banking Volume On-Demand Underwriting 75

PYMNTS

NOVEMBER 22, 2017

Two years after being acquired by PayPal , digital money transfer service Xoom has a story that it wants the world to know. “[It depends] on the specific cost structures – some corridors are going to move faster than others – but the value proposition is too strong overall to believe anything but that this is happening.”.

Cross-Border 46

Cross-Border PayPal Funds Transfer Caps 46