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But the renewed focus on security and dispute resolutions is a critical factor as McCarthy noted, “there’s a whole raft of merchants that are 20 years behind the curve that have quickly had to go online” and take transactions done in bits and bytes. That landscape had been scaling since before the pandemic occurred, he said.
Financial stability Financial stability is essential during the underwriting process, as this can dictate whether a business can acquire a merchant account. Merchant account providers review financial statements, bank statements, and other financial history documents to assess a company’s fiscal health.
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