PYMNTS

OCTOBER 20, 2016

Connecting and simplifying payments across sales channels through a single integration point, Worldpay Total delivers end-to-end payment processing by combining point-of-sale (POS), integrated payments and acquiring for integrated software vendors (ISVs) and merchants. 2014 for its largest U.K.

PCI DSS 69

PCI DSS Payment APIs and Integration ISVS Point-of-Sale (POS) 69

PYMNTS

MARCH 8, 2017

Through the partnership , Bluefin’s PCI-validated point-to-point encryption (P2PE) solution will be used to help expand the data security for companies utilizing FAC’s payment gateway. PYMNTS: Why was it important for Bluefin to make its solutions available to merchants and acquiring banks in the LAC region?

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40

Clearly Payments

FEBRUARY 14, 2024

From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. Acquiring Banks: Acquiring banks act as the conduit for funds to reach merchants, these banks provide the infrastructure for card payments.

Payments 104

Payments Value Added Service ISOs Payment Gateways 104

Stax

APRIL 18, 2024

Acquiring Bank (Merchant Bank): The financial institution that establishes and maintains the merchant’s account, enabling them to accept credit card payments. Visa, Mastercard): The intermediary networks facilitating transactions between acquiring and issuing banks. Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

VISTA InfoSec

NOVEMBER 9, 2023

SAQ C: SAQ C is for merchants operating via a point-of-sale (POS) system or other payment application systems connected to the internet, without storing electronic account data. If you’re still unsure, you can seek advice from your acquiring organization, merchant bank, payment brand, or a Qualified Security Assessor (QSA).

PCI DSS 130

PCI DSS Assessments Compliance Credit Cards 130

Stax

SEPTEMBER 17, 2024

Most payment gateways come with features like fraud detection and data encryption that are specifically geared towards keeping your customers’ payment information secure. A payment processor is a company that acts as the intermediary or middleman between the two banks: the issuing bank and the acquiring bank.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details. The payment could also be made via digital means. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

SEPTEMBER 17, 2024

Protect Stored Cardholder Data Organizations must protect stored cardholder data and other credit card information using encryption, masking, hashing, or other methods to make the data unreadable to unauthorized individuals. Additionally, sensitive authentication data must never be stored after authorization, even if encrypted.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

FEBRUARY 26, 2024

Because the transaction takes place through a payment gateway that utilizes data encryption or tokenization to secure sensitive information during transmission, accepting payments using a virtual terminal from Stax (which is PCI compliant) is secure. A contactless virtual terminal can also serve as a backup to your point of sale (POS) system.

Credit Cards 88

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 88

Clearly Payments

APRIL 3, 2024

Transaction Initiation Customer Payment: The process begins when a customer makes a payment using a credit/debit card or other payment methods at a merchant’s point of sale (POS) system or online checkout. Encryption: Strong encryption protocols should be in place to secure data during transmission and storage.

Process 59

Process Processors Online and Mobile Banking Payments 59

Stax

DECEMBER 6, 2024

In June 2019, Fidelity National Information Services ( FIS ) acquired Worldpay in a massive $35 billion deal, making it the largest financial technology merger at the time. They also offer fraud protection, risk management, Omnishield Assure to decrease fraud liability, and point-to-point encryption for optimal security.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

Payment Savvy

JULY 3, 2024

The cardholder swipes, dips, or taps their debit card at the merchant’s physical point of sale (POS) terminal. Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. This information is then sent securely to the acquiring bank.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Segpay

FEBRUARY 24, 2025

A Payment Gateway is the digital equivalent of a point-of-sale (POS) terminal in a physical store. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data. The payment gateway encrypts the information and forwards it to the payment processor. What is a Payment Gateway?

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

Evolve Payment

MARCH 21, 2024

Gateways securely pass sensitive customer data from your website or point-of-sale (POS) system to your payment processor. Payment processors take the encrypted payment information from the gateway and exchange it with the card networks and banks. This is your bank, the bank that’s responsible for your merchant account.

Process 52

Process Gateways Processors Credit Cards 52

Clearly Payments

DECEMBER 5, 2023

This comprehensive guide aims to unravel the complexities and distinctions among three primary types of payment processors: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

EBizCharge

APRIL 25, 2024

Apply for a merchant account A merchant account is typically set up through a payment processor or acquiring bank. This account serves as an intermediary between the business and the payment processor or acquiring bank, facilitating the secure processing of credit and debit card transactions, among other forms of payment.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Credit Cards Contactless Payments 52

PayHawk

APRIL 18, 2023

A Acquirer The financial institution that processes payments on behalf of merchants. Clearing The process of exchanging payment information between the card issuer and the acquirer to settle a transaction. Discount Rate The percentage of each transaction that the merchant must pay the acquirer for processing the transaction.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

CB Insights

JUNE 17, 2020

For example, Zoom has been criticized for critical vulnerabilities in its security protocols, including video calls being hacked, lack of end-to-end encryption, and in-app surveillance. Businesses that had not already incorporated contactless payment options into their point-of-sale (POS) systems prior to Covid-19 have moved to do so.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

The Fintech Times

MARCH 22, 2025

Larger stores that need full inventory management, loyalty program integrations, or in-depthreporting will probably stick with more complex POS solutions. “For instance, small coffee shops have gone fully Tap to Pay, whilst large retail chains are still operating rich POS systems to handle complex back-end operations.

Contactless Payments 82

Contactless Payments Point-of-Sale (POS) Security Transactions 82