FICO

SEPTEMBER 13, 2021

Consumer habits have shifted to online shopping for goods and services and the impact for merchant acquirers is the need for faster onboarding of new merchants and effective ongoing monitoring to minimise fraud and compliance risk. Automate as much of the underwriting process as possible. Gather actionable and objective data.

Risk 52

Risk Micro-Entry Underwriting Acquirers 52

CB Insights

FEBRUARY 13, 2020

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. ‘PayFac’ technology simplifies underwriting and onboarding. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. TABLE OF CONTENTS. Focus on developers.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

CB Insights

DECEMBER 4, 2019

In the last year, Amazon has been investing in growing Amazon Pay’s marketplace, including forming its first partnership with an acquiring bank Worldpay. That same year, the company acquired TextPayMe , a peer-to-peer (P2P) mobile service that was relaunched as Amazon Webpay in 2011.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

CB Insights

JUNE 17, 2020

In May 2020, micro-investing app Acorns followed suit, adding a Spend Account alongside its investment and retirement products. Parametric insurance policies have historically been challenging to underwrite due to the difficulties inherent in accurately modeling financial risk during natural catastrophes. Source: Recorded Future.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101