Fintech Finance

SEPTEMBER 25, 2024

In 2024, to support the needs of its customers, Checkout.com added Visa and Mastercard direct acquiring in Japan and continued to grow its global payment method offering, with the notable addition of Bizum in Spain and Venmo in the United States.

Continuity 98

Continuity Product Payment APIs and Integration API 98

Fintech Finance

AUGUST 28, 2024

Understanding cross-channel loyalty with customer insights Utilizing Adyen’s single financial technology platform to gather customer payment data from both physical and digital channels enables partners to uncover holistic customer insights within their framework.

Global Payments 95

Global Payments Payments Settlement Payments Data 95

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. In fact, not doing so could lead to serious fines.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Fintech Finance

JULY 10, 2024

Breakthrough payment orchestration provider BR-DGE has today announced the launch of its white-label payment orchestration solution, which is set to propel payment acquirers, gateways, platforms and other ecosystem players with agile and customisable modular tech to stand out in a fiercely competitive market.

Gateways 52

Gateways PCI DSS Acquirers Value Added Service 52

Stax

APRIL 8, 2025

Credit card processor – The payment processing company that the merchant partners with. The credit card payment processor often provides the equipment and technology that allow businesses to process such payments. Acquiring bank – The merchants bank that receives and disburses the funds. Contact us

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

SEPTEMBER 18, 2024

Born out of a need to solve the cash flow problem many businesses experienced during COVID-19, Slope provides short-term financing and simple payment options for the B2B sector. Recognizing the need for robust, reliable payment infrastructure, Slope selected Checkout.com as its strategic partner.

B2B 98

B2B Reconciliation Payments Risk Assessment 98

PYMNTS

OCTOBER 7, 2020

When optimizing payment operations, “it can all boil down to: How do you help a merchant approve the most transactions at the lowest possible cost?” said Wimmer, who oversees the data and analytics efforts of firm’s payments-focused businesses. Payment data can be what they call ‘your canary in the coal mine,’” Wimmer said. “If

Transactions 103

Transactions Issuers Card Issuer Authorization 103

Payments Source

MAY 25, 2016

E-commerce is eroding the appeal of shopping malls, so the operators of some of the largest shopping centers are starting to dish out their own share of digital disruption.

Payments Data 65

Payments Data Payments Acquirers Risk 65

Fintech News

DECEMBER 10, 2023

Surprisingly, one of the most common reasons behind payment failures is incomplete or inaccurate data. To address this issue effectively, having a reliable source of truth for payment data is indispensable. This proactive approach eliminates the costly consequences of failed payments.

Addressing 117

Addressing Fraud Prevention Financial Inclusion Payments 117

Fintech Finance

SEPTEMBER 17, 2024

Kani Payments has been built by industry experts to remove the heavy lifting involved in simplifying and standardising complex payments data, helping fintechs, banks and payments companies alike to achieve effortless reconciliation and reporting while meeting scheme and industry regulations.

ISO 20022 105

ISO 20022 ISOs Reconciliation Message Standards 105

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

AUGUST 29, 2024

Learn More Understanding Payment Service Providers (PSPs) A payment service provider helps businesses with the acceptance and processing of payments made via electronic payment methods, including credit cards, debit cards, digital wallets, ACH transfers, and payment apps.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Fintech Finance

JANUARY 4, 2024

Their payments infrastructure includes in-person payments, e-commerce and apps for their 1700 merchants. The collaboration means that Adyen will act as the card acquiring bank for Straumur’s operations. Together, the parties will create simpler and more seamless payments for Straumur’s merchants and end-consumers.

Push-to-Card 64

Push-to-Card Payments Acquirers Process 64

PYMNTS

OCTOBER 16, 2018

In a press release, NMI said the solution enables the company’s partners to deliver a simpler payment platform to merchant clients that meets all the points of engagement. By using a unified token, NMI is able to provide a singular view of customer and payments data.

EMV 62

EMV Payments Processors ISOs 62

PYMNTS

DECEMBER 5, 2019

The PCI Security Standards Council has issued a new data security standard that will allow vendors to provide merchants with tap-and-go payment solutions that have been developed and lab-tested to protect payment data. Validated CPoC Solutions are listed on the PCI SSC website for merchants and acquirers to review.

Contactless Payments 56

Contactless Payments Request for Comment Payments Payments Data 56

Finovate

AUGUST 30, 2024

ValidiFI was acquired by alternative bank and payment data firm Ribbit last June. ” ValidiFI was acquired by alternative bank and payment data firm Ribbit last June. Greg Rable is CEO.

Community Banks 52

Community Banks Tax Refunds Accounts Risk Mitigation 52

The Fintech Times

AUGUST 5, 2024

Merchants are seeing a significant increase in the use of credit card-linked instalments, according to a new consumer survey from Splitit, an in stalments-as-a-service platform , and PYMNTS , the payments data, news and insights firm.

Risk 59

Risk Credit Cards BNPL Acquirers 59

Fintech News

MAY 28, 2024

By adopting cloud-native technologies and implementing comprehensive data management solutions, digital banks can improve operational efficiency, reduce costs, and scale rapidly to meet growing customer demand. The meteoric rise of Nubank in Latin America offers valuable lessons for digital banks in the APAC region.

APACS 126

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 126

Stax

APRIL 18, 2024

Merchant: The business or entity selling goods or services and accepting credit card payments. Acquiring Bank (Merchant Bank): The financial institution that establishes and maintains the merchant’s account, enabling them to accept credit card payments. Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Fintech Finance

JANUARY 31, 2024

PXP Financial , the experts in payments, acquiring, fraud and data analysis services, today announces it has become a GooglePay Payment Service Provider (PSP). In addition, about 800,000 websites use it as their secure payment gateway, and about 20% of all mobile purchases are made with Google Pay.

Service Provider 52

Service Provider Payment Service Provider (PSP) Alternative Payment Methods Gateways 52

Finovate

JANUARY 24, 2024

Risk Signals leverages account, transaction, and payment data to help prevent fraud and lower settlement risk. Risk Signals leverages account, transaction, and payment data to help prevent fraud and lower settlement risk. The company was acquired by Visa in 2022 in a deal valued at $2.1. billion (€1.8

Settlement 64

Settlement Risk Payment Service Provider (PSP) Non-Bank 64

FICO

APRIL 28, 2022

Payment behavior on BNPL accounts: Consistent with all types of lending products reflected in the consumer credit file, the inclusion of BNPL loans that demonstrate on-time payment data and/or low utilization will be more likely to support a higher FICO® Score.

BNPL 98

BNPL Accounts Credit Cards Origination 98

Fintech Finance

MARCH 5, 2024

Viva.com ’s tailored working capital solution is linked to merchant acquiring data, enabling seamless instant access to financing for European merchants. With no paperwork required, immediate loan disbursement and revenue-based payment flexibility Merchant Advance allows businesses of all sizes to easily invest in their own growth.

Acquirers 52

Acquirers Finance Digital Payments Adjustments 52

International Payments Processing

DECEMBER 9, 2021

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. A reattempt action is permitted, but the payment data should be validated first.

Rules 88

Rules Disputes Issuers ISOs 88

International Payments Processing

DECEMBER 9, 2021

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. A reattempt action is permitted, but the payment data should be validated first.

Rules 88

Rules Disputes Issuers ISOs 88

Payments Source

AUGUST 21, 2016

With all the innovation and momentum around consumer wallets and payments, payment security is a huge concern to banks, merchants, issuers, payment networks and any new wallet provider. Tokenization promises to keep payment data safe in transit and at rest.

Issuers 69

Issuers Payments Payment Networks Payment Security 69

The Payments Association

JANUARY 15, 2025

By the 2000s, merchants were integrating directly with payment providers, creating a mix of acquirer and merchant tokens. By removing the need for merchants to store sensitive card details, network tokens mitigate the risk of data breaches. Then comes the cost-saving angle.

Security 88

Security Data Breach Payment Networks Interoperability 88

Stax

SEPTEMBER 17, 2024

It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting. The job of the payment gateway is to capture payment info securely, make sure that adequate funds are available in the customer’s account, and get the merchant paid.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

The Fintech Times

MARCH 6, 2024

Viva.com , Europe’s technology bank for payments powering card acceptance in 24 markets, has launched ‘Merchant Advance’; a new credit solution looking to solve critical cashflow issues for thousands of businesses across Europe, helping them invest in growth.

Acquirers 59

Acquirers Process Payment Issues Automation 59

PYMNTS

AUGUST 9, 2019

The second Payment Services Directive (PSD2) requires financial institutions (FIs) to provide third parties access to their payment data, but some countries and banks are implementing this faster than others. Merchants were still waiting for answers from card acquirers as to what they needed to do.”. Last week, U.K.-based

Authentication 61

Authentication Payment APIs and Integration Compliance Issuers 61

Stax

MARCH 18, 2025

With tokenization, cybercriminals cannot see actual card numbers to steal when payments are processed online or through wireless networks. Instead, the sensitive payment data is safe and sound in a secure token vault where it cannot be accessed. It is typically used to prevent credit card fraud from occurring.

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

EBizCharge

MAY 15, 2024

As technology advances, digital payment solutions and automation tools are increasingly adopted to streamline B2B payment workflows and improve efficiency and transparency in transactions. Merchant accounts are essential for businesses in online commerce or retail environments where card payments are prevalent.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

PYMNTS

APRIL 10, 2019

The (Temporary) Merchant Acquirer Disadvantage. At least for now, the more traditional merchant acquirers are at a disadvantage when it comes to Instant Deposits, according to Edwards. “So For those processors, the ecosystems represent a form of competitive advantage.

Settlement 67

Settlement Push-to-Card PayPal Processors 67

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. In order to receive card-based payments, businesses need to have a merchant account. Otherwise, they can also decline the payment.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

PYMNTS

JUNE 23, 2020

The company also said it has rebranded its Rambus Payments token services business (and Bell ID), which was acquired last year, to Token ID — A Solution. As most people reading this well understand, tokenization uses unique identifiers to replace sensitive payment data. Tokenization’s Impact On Conversion.

Credential 110

Credential Issuers Breach RTP 110

PYMNTS

SEPTEMBER 18, 2017

Accountability, according to Kent Kling, chief security officer at TNS, is key — from the customer to the acquiring banks. 70 percent | Percentage of respondents over age 45 who reported concerns about data security. 59 percent | Percentage of respondents aged 18 to 24 who reported concerns about data security.

Security 46

Security Data Breach Cybersecurity Breach 46

PYMNTS

FEBRUARY 26, 2020

Cross-border payments are a fragmented space with disparate standards, service levels, and compliance and reporting regulations varying from country to country. Richer Data With A Little Help From Our Friends . These infrastructures and processes form the backbone of the global correspondent banking model.

ISO 20022 104

ISO 20022 ISOs SWIFT Cross-Border Payments 104