Clearly Payments

MARCH 14, 2025

Acquiring Bank The acquiring bank processes the transaction on behalf of the merchant. Payment Processor Facilitates communication between acquiring and issuing banks. PCI DSS Compliance : Merchants and payment providers must adhere to Payment Card Industry Data Security Standards (PCI DSS) to protect cardholder data.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

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PCI DSS Compliance Encryption Assessments 88

Fintech News

NOVEMBER 6, 2024

The platform adheres to industry security standards and is both PCI DSS and ISO 27001 certified. By serving as a switch, we are enabling connections among various e-wallets, merchant acquirers, and national networks, allowing anyone to participate and be recognized within the network.

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PCI DSS Cross-Border Payments Interoperability Push-to-Card 108

The Payments Association

APRIL 17, 2025

With PCI DSS certification, a focus on 360-degree user trust, and advanced tech capabilities, Paysecure empowers merchants to optimise their payment operations with full control and transparency. “Its an incredible honour to be recognised at SiGMA Americas, especially amongst such outstanding peers.”

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PCI DSS Risk Mitigation Payments Mitigation 88

Fi911

MAY 7, 2024

Alternatively known as the MATCH List, seeks to safeguard banks from extending acquiring services to high-risk enterprises. Acquirers and processors within the Mastercard network routinely consult the TMF or MATCH List prior to onboarding a new merchant. This blacklist is maintained by Mastercard. Why Was a Merchant Added to the TMF?

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PCI DSS Processors Compromise Identity Theft 95

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Interchange fees are fees your bank (acquirer) pays to the cardholder’s bank (issuer) in a credit card transaction. Enter the PCI DSS compliance. Interchange fee management.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

The Paypers

SEPTEMBER 26, 2017

(The Paypers) Ingenico has announced that Lidl France acquired the PCI DSS certification for its payment acceptance system using Ingenico’s P2PE solution.

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PCI DSS Acquirers Payments 28

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

APRIL 8, 2025

Acquiring bank – The merchants bank that receives and disburses the funds. PCI compliance fee – This fee is usually charged by the payment processor or acquiring bank to ensure the business follows Payment Card Industry Data Security Standard ( PCI DSS ) requirements to protect customer data.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Its also not an option to have them; you must ensure PCI compliance.

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Credit Card Payment Processing Credit Cards Process Payment Gateways 88

The Fintech Times

APRIL 10, 2024

PXP Financial , the global acquiring, payment, fraud, and data analysis service provider, has received accreditation from Mastercard to become a Token Service Provider. Accreditation was supported by the Mastercard Digital Enablement Service (MDES), a single integrated platform enabling the digitation of supported Mastercard card types.

Visa 105

Visa PCI DSS Accreditation Identity Theft 105

Clearly Payments

SEPTEMBER 22, 2024

The MATCH (Member Alert to Control High-risk) list is a tool used by acquiring banks and payment processors to manage risk. Only acquiring banks have the authority to add or remove a merchant from this list, making it a powerful tool in the payments industry. What Is the MATCH List? How Do Merchants Get on the MATCH List?

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Processors PCI DSS Credit Cards Non-Bank 102

Stax

MARCH 11, 2025

The acquiring bank : the is the financial institution that issued the merchant account and receives the funds from the transaction into that merchant account until the payout date. The PCI DSS is the most important industry regulation relating to financial data security and you want to ensure the provider you are evaluating is PCI compliant.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Fintech Times

DECEMBER 14, 2023

Cross-border payments consultancy FYST has revealed the biggest trends in acquiring, including how the sector is tapping into artificial intelligence to boost fraud detection and optimise payment authorisation. For card acquiring specifically, the volume of transactions grew at 23 per cent over the same period.

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Acquirers PCI DSS Fraud Detection Cross-Border 59

Fintech Finance

JULY 10, 2024

Breakthrough payment orchestration provider BR-DGE has today announced the launch of its white-label payment orchestration solution, which is set to propel payment acquirers, gateways, platforms and other ecosystem players with agile and customisable modular tech to stand out in a fiercely competitive market.

Gateways 52

Gateways PCI DSS Acquirers Value Added Service 52

PYMNTS

JANUARY 19, 2021

When you have local bank accounts, you can have local acquire, which will increase your acceptance rate,” Schott said. As the seller of record, we manage the filing, the collection and the remittance of taxes in every jurisdiction.”.

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Cross-Border PCI DSS Fraud Prevention Regulations 128

Payments Source

JUNE 2, 2016

The National Retail Federation wants the Federal Trade Commission to do more than merely check up on the companies that routinely assess merchants for compliance with the Payment Card Industry Data Security Standards (PCI DSS).

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PCI DSS Federal Trade Commission Legal FTC 62

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech Finance

APRIL 8, 2025

BPC boosted its issuing and acquiring capabilities with SmartVista through modern card management and switching solutions, allowing ACLEDA to offer debit, credit and innovative virtual cards of international and local schemes quickly. Over the years, the bank greatly enhanced its ability to deliver digital innovations.

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PCI DSS ATM Debit Card Accreditation 87

Stax

JANUARY 22, 2024

The acquiring bank (or issuing bank or acquirer) is the financial institution that enables merchants to accept payments, transferring funds from customers to the merchant’s account. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

PYMNTS

OCTOBER 5, 2020

Transaction information is sent to acquiring and issuing financial institutions (FIs) so consumers’ card data can be verified and their purchases can be approved, with the funds then being transmitted to merchants. The regulations can be numerous, however, with PCI DSS including 246 nonwaivable requirements.

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Data Breach Breach PCI DSS Compliance 82

Stax

MARCH 18, 2025

Tokenization streamlines PCI DSS compliance, can improve customer retention, and provides an extra layer of security for payment collection. Before the PAN is sent to the acquirer, the token service generates a random string of numbers, referred to as the “token.” Q: What are tokenized payments?

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. The processor facilitates the transaction by communicating with the payment gateway, issuing bank, and acquiring bank.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

PYMNTS

OCTOBER 20, 2016

Connecting and simplifying payments across sales channels through a single integration point, Worldpay Total delivers end-to-end payment processing by combining point-of-sale (POS), integrated payments and acquiring for integrated software vendors (ISVs) and merchants. 2014 for its largest U.K.

PCI DSS 69

PCI DSS Payment APIs and Integration ISVS Point-of-Sale (POS) 69

Clearly Payments

JUNE 3, 2024

Tokenization not only enhances security but also helps businesses comply with regulatory standards, such as the Payment Card Industry Data Security Standard (PCI DSS) , by reducing the amount of sensitive data they store and handle. This makes network tokenization more secure than PCI tokenization.

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PCI DSS Payment Gateways Gateways Payments 59

EBizCharge

AUGUST 12, 2024

Intermediaries like merchant acquirers that facilitate these digital transactions play a crucial role. This article will outline a merchant acquirer’s specific functions and obligations and what businesses should consider when selecting one. What is a merchant acquirer? If approved, the merchant completes the sale.

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Credit Cards Acquirers Process Debit Card 52

Clearly Payments

DECEMBER 3, 2023

Credorax: Smart acquiring solutions (International). PCI DSS Compliance: Payment Card Industry Data Security Standard (PCI DSS) compliance is crucial for safeguarding cardholder data. Clearly Payments: Online credit card processing solutions using Fiserv, Elavon, Auth.net, and more (Canada & United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Fintech Finance

APRIL 16, 2024

By offering a PCI DSS certified, fully managed service for payments and network connectivity, Complete Commerce enables enterprises to accept virtually any type of payment method, online or in-person with TNS’ range of terminals – unattended, at the pump or in-store,” said John Tait, Global Managing Director of TNS Payments Market. “In

PCI DSS 52

PCI DSS Payment Solutions Payments Payment Message 52

Fintech News

FEBRUARY 21, 2024

Streamlined service delivery enhances speed-to-market and cost-effectiveness for launching innovative payment products such as BNPL , multi-channel acquiring, embedded finance, Card-as-a-Service , A2A, digital wallets, and instant payments, which require seamless integration with other business systems and partners. Compliance.

Payment APIs and Integration 108

Payment APIs and Integration PCI DSS Payments Compliance 108

PYMNTS

FEBRUARY 10, 2020

” The SAP add-on assists with digital payment types that have to comply with the Payment Card Industry Data Security Standard (PCI DSS). Fiserv acquired First Data in January 2019 and cloud-based point-of-sale firm Clover in July. “Brewster Home Fashions exemplifies how our continued commitment benefits customers.”

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B2B PCI DSS Payments Adjustments 67

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. These entities include the issuing bank, the acquiring bank, the card or digital payment company, and the payment processor.

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Process Online and Mobile Banking PCI DSS Debit Card 88

Clearly Payments

JUNE 7, 2024

Finally, the acquiring bank settles the funds with the merchant, completing the transaction cycle. Authorization : The API sends the transaction details to the acquiring bank (merchant’s bank), which forwards them to the issuing bank (customer’s bank) for authorization.

Payment Gateways 59

Payment Gateways Gateways API Payment APIs and Integration 59

Fintech Finance

MAY 24, 2024

Bluefin’s TECS payment platform provides omnichannel payment solutions to Acquirers, Payment Service Providers, POS system providers, Independent Software Vendors, and other merchant aggregators around the globe, offering a cloud-based Payments Platform-as-a-Service. It can also reduce the PCI DSS compliance burden by more than 90%.

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PCI DSS Encryption Payments Payment Solutions 52

Stax

AUGUST 29, 2024

The provider works behind the scenes with acquiring banks, card networks, issuing banks, and other financial institutions to ensure the seamless transfer of funds between buyers and merchants. The acquiring bank will check with the customer’s issuing bank to confirm that the customer holds sufficient funds to complete the transaction.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

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Process Security PCI DSS Encryption 88

The Paypers

OCTOBER 3, 2019

(The Paypers) Sysnet Global Solutions has announced the launch of its PCI DSS solution designed to help payment facilitators, their sub-merchants, and their acquirers with PCI compliance.

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PCI DSS Facilitators Compliance Acquirers 34

Paystand

SEPTEMBER 18, 2024

Payment Facilitator Payment Gateway Vs. a Payment Facilitator Key Takeaways Payment Facilitators Simplify Transactions : They allow sub-merchants to accept card payments without needing a direct relationship with an acquiring bank.

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Processors Facilitators PCI DSS Payment Gateways 40