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This involves transferring the approved funds from a customer’s bank to the merchant’s account, usually within one to two businessdays. Features like AddressVerificationSystems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks.
AddressVerificationSystem (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction. Batch A group of transactions that are processed together at the end of a businessday.
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