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Features like AddressVerificationSystems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks. This either approves or declines the transaction based on factors like available funds and creditlimits.
AddressVerificationSystem (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction. CreditLimit The maximum amount that a cardholder can charge within their credit range.
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