The Fintech Times

MARCH 25, 2024

This movement isn’t simply about the adoption of cutting-edge technologies; it signifies a profound reimagining of financial services provision aimed at cultivating innovation, driving efficiencies and addressing the evolving needs of consumers.

Finance 115

Finance Regulatory Compliance Compliance On-Demand 115

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks. The due diligence doesn’t stop at onboarding.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

VISTA InfoSec

FEBRUARY 13, 2024

In jurisdictions where regulatory compliance is stringent, such as in Singapore, audits are an indispensable part of the cybersecurity framework. Developers typically release updates to address any new threats they identify, which makes it crucial for organizations to apply these updates promptly. 5/5 - (1 vote)

Cybersecurity 130

Cybersecurity Audit Best Practices Mitigation 130

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Regulatory Compliance 80

Regulatory Compliance Payment APIs and Integration Cross-Border Payments Fraud Prevention 80

Fintech News

DECEMBER 11, 2024

This focus aims to address financing gaps and enhance operational efficiency for businesses. New Product Offerings in 2024 Innovation continues to define Singapore’s digital banks. Regulatory compliance and cybersecurity are significant hurdles, especially as digital threats evolve.

Underserved 102

Underserved Regulatory Compliance Innovation Financial Inclusion 102

Fintech Review

JUNE 25, 2024

Traditionally, such transactions are marred by high fees, lengthy processing times, and inherent complexities due to different regulatory frameworks and currencies. Blockchain technology addresses these challenges by enabling direct peer-to-peer transactions across borders.

Blockchain 95

Blockchain Technology Innovation Cross-Border 95

The Fintech Times

OCTOBER 18, 2024

Law and regulation risks : The risk of financial, reputational, or litigation damage resulting from a failure to monitor, control, and reduce regulatory compliance risks. Continuous monitoring and adaptation : The fintech landscape is fast-paced and constantly changing.

Risk 108

Risk FinTech Risk Management Cybersecurity 108

Fintech Review

JANUARY 9, 2024

Prioritize Regulatory Compliance Photo by Sora Shimazaki on Pexels.com For fintech founders, one of the primary areas of focus should be regulatory compliance. Navigating this regulatory landscape can be challenging, but it’s paramount for success.

FinTech 64

FinTech Regulatory Compliance Compliance Regulations 64

The Fintech Times

OCTOBER 1, 2024

Designed with scalable implementation in mind, the solution offers the potential to expand and develop as Cardaq grows in the future – through the possibilities of deeper integration, more advanced reporting capabilities, and continuous support for regulatory and compliance needs.

Reconciliation 69

Reconciliation Compliance Automation Regulatory Compliance 69

The Fintech Times

DECEMBER 9, 2024

Mike Camerling, CEO, Aevi Mike Camerling , CEO said: “The incident has underscored the critical need for resilience, especially in industries like payments, where operational continuity and consumer trust are paramount. ” EV payment anxiety continues to be a concern. How should businesses address this?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

The Fintech Times

NOVEMBER 16, 2024

Through a recent survey, payabl found that 81 per cent of merchants expect to see growth in digital wallet usage, while 69 per cent expect open banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59

The Fintech Times

OCTOBER 12, 2024

Although this may not become a direct customer differentiator, challenger banks have increasingly come under the scrutiny of the FCA , meaning regulatory compliance and security will remain essential as they grow.

AI 109

AI Addressing On-Demand Blockchain 109

PYMNTS

DECEMBER 15, 2020

Tipalti Chief Customer and Operating Officer Manish Vrishaketu said in the announcement that Acuant comprehended its need for automation and addressed its fast-growing business with safe and “user-friendly technology.”.

Automation 75

Automation Transactions Verification Regulatory Compliance 75

The Fintech Times

APRIL 30, 2024

Andy Davies, senior global payments specialist at Endava “Last year, EY conducted a survey of 20 global financial technology leaders of whom 94 per cent ‘believe the key to success is the relevance of a financial product in addressing customers’ real-time needs’. Customer centricity will be at the centre of the favoured innovations.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

Fintech News

NOVEMBER 20, 2024

Featuring a live discussion featuring leaders from Amazon Web Services (AWS), EFG and Nomura, the session provided a roadmap for financial institutions to capitalise on AI’s benefits while ensuring regulatory compliance.

AI 99

AI Finance APACS Regulatory Compliance 99

PYMNTS

MARCH 2, 2018

That will continue to position FinTechs for a vital role in helping reshape the financial services landscape. This week, a breakdown of B2B venture capital funding rounds offers support that the growing interest in the B2B business model continues into 2018. For markets like the U.K., For markets like the U.K., Alternative Lending.

B2B 47

B2B Continuity FinTech Blockchain 47

Fintech Review

NOVEMBER 20, 2024

Almond’s blockchain-driven Settlement Optimization Engine (SOE) addresses critical speed, transparency, and cost challenges in cross-border payments. What specific challenges in the cross-border payments industry does Almond FinTech aim to address, and how? Today, moving funds across borders is still incredibly inefficient.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

Fintech Review

DECEMBER 3, 2024

Educating users about encryption and tokenisation can help address these concerns. Regulators also address emerging concerns, such as cryptocurrency adoption. Emerging Payment Technologies Technological advancements continue to reshape the payment landscape. Conversely, security concerns can deter adoption.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Fintech News

JULY 24, 2024

The financial sector is on the edge of a major transformation powered by continuous technological advancements. Banks must, therefore, prioritise resilience and continuity as never before. Zero Downtime ensures continuous service availability, eliminating the concept of ‘offline’ in financial services.

Finance 100

Finance Risk Mitigation Automation AI 100

The Fintech Times

AUGUST 13, 2024

PwC UK , the professional services leader, is joining forces with Cockroach Labs , a cloud-native SQL database provider for modern cloud applications, in a move to reduce the risks, costs, and complexity of regulatory compliance and mainframe modernisation.

Compliance 64

Compliance Risk Database Due Diligence 64

Fintech News

FEBRUARY 26, 2024

Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development. The regulatory environment presents a nuanced picture for fintechs.

FinTech 125

FinTech Consumer Financial Inclusion On-Demand 125

PYMNTS

APRIL 29, 2020

The volatility of cryptocurrencies and their existence in what’s often a grey area of regulatory compliance make businesses operating in this sector an unattractive target for traditional financial institutions. ius, “but also understanding if the business model is rational, or just another get-rich-quick scheme.”

Cryptocurrency 113

Cryptocurrency Cross-Border Compliance AML 113

Fintech News

JUNE 12, 2024

Integration with digital wallets The integration of credit cards with digital wallets is crucial for their continued relevance. As digital wallet usage continues to grow, especially among younger generations, credit card issuers must prioritise this integration to stay competitive.

Credit Cards 91

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 91

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats.

Privacy 88

Privacy AI Payment Security Security 88

Nanonets

DECEMBER 13, 2023

When errors occur, the system can adapt and improve over time through continuous learning, ultimately enhancing the accuracy of future data extractions. This includes tracking changes in regulations and immediately flagging any discrepancies or potential non-compliance issues.

AI 102

AI Process Fraud Detection Compliance 102

PYMNTS

FEBRUARY 25, 2020

Yet when Tipalti Co-founder and CEO Chen Amit stepped into the ecosystem to tackle accounts payable (AP) friction, he was frankly surprised that there hadn’t already been a solution designed to address the multitude of pain points businesses faced back in 2010 – and continue to face today.

Regulatory Compliance 73

Regulatory Compliance Cross-Border B2B Compliance 73

Finovate

OCTOBER 1, 2024

“The partnership between Kani Payments and Cardaq addresses significant industry challenges, including the implementation of automating reconciliations at pace, effective regulatory compliance, and fee apportioning. ” The solution, which will initially be available to Cardaq’s U.K.

Acquirers 52

Acquirers Reconciliation Regulatory Compliance Compliance 52

The Fintech Times

JUNE 25, 2024

By catering to the specific needs of a diverse customer base, Mama Money continues to dismantle financial barriers and promote inclusivity.” Simplifying access to finance The new card makes it much easier than traditional banks that often require proof of address to get a bank card.

Bank Card 64

Bank Card Finance Cross-Border Regulatory Compliance 64

Tearsheet

JULY 1, 2024

Gen Z’s payment preferences will continue to drive the way the merchant community invests in and adopts financial and POS technologies. This reduces fraud risk and addresses data privacy concerns, which, again, helps to build trust between merchants and consumers. Continuous monitoring. Data shows nearly 32.8 Stand your post.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

The Fintech Times

DECEMBER 28, 2023

Today our leaders address escalating challenges related to fraud and the need for businesses to take proactive measures to address these issues and maintain customer trust and regulatory compliance. As APP continues to grow, consumers will expect tech companies to provide safeguards at the source of most scams.

Fraud Prevention 81

Fraud Prevention Scams Fraud Detection Regulatory Compliance 81

The Payments Association

OCTOBER 11, 2024

The reforms aim to address weaknesses in safeguarding practices, reduce consumer fund risks, and enhance regulatory compliance, particularly in preventing fund shortfalls. The Financial Conduct Authority’s (FCA) proposed reforms to strengthen consumer fund safeguarding in the payments and e-money sectors.

Due Diligence 88

Due Diligence Audit Reconciliation Compliance 88

Seon

JUNE 24, 2024

Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity. Factors like regulatory compliance obligations and the potential financial or reputational repercussions are also considered during this assessment.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

The Payments Association

DECEMBER 10, 2024

It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. This allows them to automate attacks and continuously adapt their tactics in real time, staying one step ahead of static security protocols. Why is it important?

AI 88

AI Fraud Detection Deepfake Fraud Prevention 88

Neopay

DECEMBER 6, 2023

Skilled person reviews are an integral component of the FCA’s regulatory toolkit, initiated to obtain an independent and expert assessment of a firm’s activities. These reviews play a crucial role in identifying potential risks, ensuring regulatory compliance, and safeguarding the integrity of financial markets.

Audit 59

Audit Regulatory Compliance Financial Crimes Compliance 59

PYMNTS

NOVEMBER 26, 2019

Particularly amid the continuing uncertainty surrounding Brexit, FinTechs are turning to Lithuania to retain their European footholds and operate in a country that supports their innovative ambitions. But financial regulatory compliance can be a headache for any market. An Opportunity for Collaboration.

Compliance 73

Compliance Regulations FinTech Cross-Border Payments 73

Fintech News

JANUARY 16, 2024

Banks must assess their readiness to address interest rate-related risks and potential economic challenges. Monitoring and addressing this risk are essential for stabilising banks, insurance companies, and pension funds. However, many of these regulations have not directly addressed the root causes of bank failures.

AI 96

AI Risk Non-Bank On-Demand 96

PYMNTS

APRIL 30, 2020

Cash continues to play a vital role in the space, however, even with rising bankability. ” This categorization of the marijuana market as high risk is also likely to continue to act as a barrier for companies in the space that seek financial services and products beyond the basics, even if and when federal legalization occurs.

Legal 78

Legal Credit Union Cannabis Banking Non-Bank 78