The Fintech Times

AUGUST 15, 2024

In this week’s Behind the Idea , Chris Little, chief revenue officer at finova, discusses the company’s approach to addressing industry challenges and the technological advancements shaping the future of mortgage services. This naturally brings ‘growing pains’ as the company has scaled to accommodate demand.

Origination 59

Origination Payment APIs and Integration Addressing CRM 59

Fintech News

SEPTEMBER 17, 2024

But the power of ML is fettered by the complexity of the model; as the demands of the task increase, the number of dials to twiddle to fine-tune the algorithm explodes. If we are given multiple neural network models to choose from, and we have reasons to demand a certain level of explainability, how do we make the choice?”

Mitigation 52

Mitigation Risk Assessment On-Demand Research 52

PYMNTS

FEBRUARY 14, 2020

Agility is critical in today’s supply chains, considering the high volume of exceptions that managers must address in the freight management space. These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur.

Addressing 99

Addressing On-Demand Volume Continuity 99

PYMNTS

DECEMBER 10, 2020

But for B2B payment solution providers, the need for speed was coupled with another challenge: Technologies had to be built to address new and emerging use cases as payment scenarios were rapidly altered, perhaps permanently. Balancing Consumerization With Security.

Security 106

Security B2B Use Case Payment Solutions 106

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. It’s now a “global phenomenon” opening up the market to new players that are able to solve problems traditional banks haven’t been able to address. he told PYMNTS.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

DECEMBER 16, 2020

As FinTechs and other financial service providers drive commercial card adoption, virtual card technology becomes an increasingly popular focus of innovation initiatives, particularly as corporates demand solutions to support a remote workforce. Barclaycard Debuts V-Card For Expense Management. Access Bank Taps Visa For SMB Debit Cards.

Innovation 114

Innovation Commercial Card Debit Card Cross-Border Payments 114

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

The Fintech Times

FEBRUARY 27, 2024

James Butland, UK managing director, Mangopay “By 2027, third-party sales via marketplaces will account for 59 per cent of all global e-commerce, and so we’ll see an increased demand for paytech built with marketplaces and platforms at the heart. This lightens the human load, allowing teams to concentrate on more complex and strategic tasks.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

DECEMBER 2, 2020

Speaking with PYMNTS in a recent interview , Jones noted that the mobile-friendly offering not only enhances the end user's payment experience, but can also support enhanced control and visibility for managers who need to keep employee spending in check. On the path to payments innovation, collaboration is key.

Commercial Card 65

Commercial Card FinTech Small Business Visa 65

PYMNTS

SEPTEMBER 8, 2020

As Mack explained, tackling this issue for all types of FinServ providers must revolve around combating fraud risks and promoting compliance — but it also needs to prioritize the customer journey, as businesses increasingly demand the seamless onboarding experience that consumers already have. When the U.S. On Tuesday (Sept.

FinTech 79

FinTech Compliance On-Demand Mitigation 79

PYMNTS

DECEMBER 27, 2019

B2B payments innovation continued to heat up in 2019, with an ecosystem focused on transaction speed and data integration finding new opportunities to build innovative solutions that address some of the biggest B2B payment friction points. But sometimes, technology that solves one problem can introduce another.

B2B 52

B2B Payments Same Day ACH Addressing 52

The Fintech Times

DECEMBER 13, 2023

The first is a continued focus on addressing consumer demand, specifically around frictionless checkout. Partnerships and other collaborations, particularly when thinking about those with payment networks, allow fintechs to be able to scale more efficiently while also delivering greater value to their end users.

FinTech 75

FinTech Payment Networks Research Payments Strategy 75

Faster Payments Council

SEPTEMBER 23, 2023

Foundry Ballroom) This session will highlight faster payments Use Cases focused on real-life case studies from a variety of perspectives such as business end-users and financial institutions that are applying instant payments. Their aim is to educate the industry on the inhibitors to faster payments adoption.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

SEPTEMBER 13, 2016

The company also pointed to the spiking demand for cloud billing solutions, citing research from Agile Monetization Platform that found software is headed for a $102 billion market valuation in 2020. Its small business customers use Fusebill to manage recurring subscriptions with more than 10 million end users, it added.

Security 63

Security End User On-Demand Small Business 63

PYMNTS

DECEMBER 26, 2019

It also evolved into a new focus for innovators and developers of these solutions, enabling these tools to operate in harmony with each other, with data integration and sharing of paramount importance to corporate users. In recent years, especially, AR and AP have begun to converge. Further, that choice must also expand into the area of data.

Accounts 53

Accounts B2B End User Payer 53

Faster Payments Council

MAY 7, 2020

With increased consumer and business demands on efficiency and speed, QR codes check a lot of faster payments boxes. So, that's the intent of the FPC's newly formed End-User QR Code Interface Work Group, chaired by Walmart's Matt Howarter. These are the questions the FPC is uniquely poised to address.

FPC 68

FPC Faster Payments Payments Facilitators 68

PYMNTS

SEPTEMBER 27, 2019

’s broader digitization initiative to address changing customer demands for modernized, efficient services and products. Head of Digital Transformation Jonathan Holman said in a statement, pointing to the “speed, transparency and ease of use” that end users require from their banking services.

Small Business 46

Small Business End User Use Case On-Demand 46

PYMNTS

MARCH 28, 2019

FinTech competition quickly ended banks’ practice of turning a blind eye to a lack of digital offerings. With more options than ever, customers demand better services, and that often cannot be offered without better technology. Yet many traditional FIs continue to live in the past, thanks to legacy IT. Beyond the App.

Payment APIs and Integration 47

Payment APIs and Integration On-Demand API Regulations 47

The Finance Weekly

JULY 10, 2022

To prepare for the direct mail campaign, the addresses must be cleaned up. There are a number of third-party resources that will do a "data append" in order to edit or update these addresses accordingly. #3 Your end-users and clients will demand more as soon as you start improving your analytics. Dashboards.

Procedures 52

Procedures Database Addressing End User 52

PYMNTS

MARCH 2, 2020

The rise of the gig economy, heightened customer demands, and business globalization have all introduced new ways that businesses can use outgoing payments as a strategy for growth, profit and customer loyalty. Different Scenarios, Same Demands. Think of a gig worker of a food delivery service.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

MARCH 16, 2018

APIs enable FinTechs to address the particular points of friction in corporate finance, and financial institutions today have begun to understand that they can focus on their own core competencies while collaborating with other companies that have their niche specialties too. It’s a sentiment echoed throughout the B2B FinTech market.

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

FICO

AUGUST 3, 2022

One recent IDC data culture study suggests that less than a third (31%) of data and analytic teams are meeting expectations when it comes to the speed at which they respond to end-user requests. Amid the pressure to deliver results, IT teams continually face challenges in keeping up with the day-to-day demands of the business.

Use Case 52

Use Case AI On-Demand Automation 52

PYMNTS

NOVEMBER 5, 2019

That is to say, as organizations expand on an international scale and reach new customers, those businesses must allow consumers to pay the way they want for the optimal end-user experience. As merchants go global, the pressure grows for payment capabilities to localize.

Cash Management 42

Cash Management Treasury Management Digital Payments Treasury 42

The Fintech Times

APRIL 16, 2024

I’ve been fortunate to lead a number of projects to transform our product assets and ensure that we are continuing to stay ahead as industry trends and customer demands shift. This has allowed us to ensure our product portfolio future proofs client requirements, helping them to address both existing and new business challenges as they arise.

FinTech 59

FinTech Innovation Global Payments On-Demand 59

PYMNTS

APRIL 23, 2019

In the case of accessing capital, the Federal Reserve ‘s latest analysis has suggested that small business demand for financing in the U.S. Accountants and accounting solutions must address this need, too. is on the rise, as companies look to build revenue and boost hiring.

FinTech 61

FinTech Small Business Accounts Federal Reserve 61

The Fintech Times

JUNE 28, 2024

Since Lithuania boasts the 4th largest number of young professionals (ages 24-34) with higher education in the EU, many demanding and highly responsible jobs are held by parents with small children. This June at The Fintech Times, we’re focusing on diversity, equity and inclusion (DEI). However, it doesn’t stop there.

FinTech 64

FinTech On-Demand Finance Financial Inclusion 64

PYMNTS

DECEMBER 14, 2018

When PYMNTS asked cross-border payments experts at the end of last year what they thought the driving trend would be for the industry in 2018, the consensus was all about collaboration , particularly between banks and FinTech firms. ”

Cross-Border Payments 77

Cross-Border Payments Cross-Border Correspondent Bank FinTech 77

PYMNTS

NOVEMBER 4, 2019

Both are key to addressing the modern demands of end-users. While the most highlighted benefit of RTP is the speed with which funds can move, there are add-on benefits that can boost efficiency of banks’ back-end operations. the acceleration of payments, and the adoption of open banking frameworks.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

PYMNTS

APRIL 27, 2017

Its end users were also the most willing to pay. In 2016, cybercriminals demanded an average of $1,077 per victim, compared to $294 in the previous year. The rise makes sense, said Haley, given how end users in the U.S. — At the end of the year, they found that had almost doubled. In the U.S.,

Ransomware 49

Ransomware End User Crime Law Enforcement 49

PYMNTS

JUNE 10, 2020

Nothing spurs a leap to new behavior like a global emergency and for banks there is an urgency to meet the demands of changing consumer expectations while grappling with the limitations of legacy tech infrastructure. “Who led the digital transformation of your company? A) CEO B) CFO C) COVID-19.”.

Online and Mobile Banking 58

Online and Mobile Banking Authentication Message Standards Fraud Prevention 58

PYMNTS

APRIL 2, 2019

The three-way match and other processes like delivery authentication — a capability that enables a business to ensure that products have actually been received before invoices are paid — can address mistakes and cases of fraud, but it’s only the tip of the iceberg in terms of strategies corporates must implement to manage spend.

Email Compromise 59

Email Compromise Scams Phishing Correspondent 59

PYMNTS

FEBRUARY 20, 2018

In addition, innovators the world over are exploring how technologies like blockchain could address payments speeds and efficiency on an international level. Financial literacy is also key, while regulatory initiatives to address a decline in correspondent banking relationships — critical to cross-border payments — may also help.

Cross-Border Payments 43

Cross-Border Payments Cross-Border International Payments Electronic Funds Transfer (EFT) 43

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

DECEMBER 13, 2018

“Customers are demanding something that’s much more interactive and more integrated, and more BI [business intelligence]-like,” said Turner. Despite the data challenge, pressures on CFOs and treasurers continue to mount. Even so, Turner said U.S. As open banking continues to proliferate in the U.S. ”

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

Nanonets

JUNE 5, 2023

Scalability A process that requires scaling up or down frequently due to changes in demand is ideal for RPA as it allows flexibility without additional staffing needs. Book a 30-min live demo to see how Nanonets can help your team implement end-to-end process automation. What is Robotic Process Automation (RPA)?

Automation 85

Automation Process Bots Use Case 85

PYMNTS

MARCH 28, 2018

According to Bloomberg , the fallout of revelations that data firm Cambridge Analytica used information from 50 million Facebook users without their knowledge led to about $73 billion in lost market value in a matter of days for the social media company. Facebook recently came close, though. Compromise Security For Customer Experience.

Security 44

Security Data Breach Account Takeovers Breach 44