The Fintech Times

SEPTEMBER 22, 2024

Data-driven core banking engine, SaaScada reveals in its Boosting Net Interest Margins: Why Banks Must Not Wait To Innovate report, that 76 per cent of banking innovation heads said it was important or critical to increase the number of banking products on offer. However, they often fail to follow the data. Yet it takes an average of 8.4

Product 59

Product Innovation Consumer On-Demand 59

PYMNTS

SEPTEMBER 8, 2020

So, it should come as no surprise that some financial services workers are also struggling to pay the bills and could benefit from accessing wages as they are earned through an on-demand model. In its absence, we find many individuals may turn to high-interest loan products such as payday loans to cover unexpected expenses as they arise.

On-Demand 68

On-Demand Payroll Credit Cards Risk 68

The Fintech Times

NOVEMBER 18, 2024

Customer expectations are becoming more demanding, not just in Japan, but the whole world. To ensure that they are positioned for sustainable success, insurers need to address critical challenges hindering the ability to cater to customer demands.

Best Practices 59

Best Practices On-Demand Addressing Underwriting 59

Fintech Finance

MARCH 27, 2024

The new products, part of the end-to-end Visa Protect suite, are designed to reduce fraud across immediate account-to-account and card not present (CNP) payments, as well as transactions both on and off Visa’s network. Each product will be available to clients starting in the first half of 2024, with varied launch dates by product and market.

AI 52

AI Product Fraud Prevention Value Added Service 52

PYMNTS

AUGUST 6, 2019

It’s no longer enough just to create a good product,” she told PYMNTS in a recent interview. Shipping is increasingly a significant part of that customer experience, she continued, and in a market in which logistics needs and demands are rapidly evolving, SMBs cannot afford to ignore this factor.

On-Demand 61

On-Demand B2C B2B Addressing 61

PYMNTS

MAY 5, 2020

As hundreds of millions of consumers stay sheltered in place, there’s been an increasing need for Melissa’s core offerings, tied to address verification and data matching, that ensure people reside where they say they do. Now, he said, verification stands as a “preliminary step — and it’s a basic building block of trust.

Addressing 77

Addressing Verification Checks Blocks 77

The Fintech Times

NOVEMBER 18, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022 , and the digitisation of payment flows.

ISO 20022 64

ISO 20022 Technology Real Time Payments ISOs 64

The Payments Association

NOVEMBER 14, 2024

In addition, integrating disparate operating models and technologies, remediating pockets of obsolete or out-of-support technology, and addressing cyber vulnerabilities from historical acquisitions suck resources away from creating new products. Drive better integration Good post-merger integration (PMI) will reduce the complexity.

Due Diligence 88

Due Diligence Payments Addressing Technology 88

PYMNTS

NOVEMBER 14, 2018

However, as awareness grows about the dangers of predatory payday lenders and the costs of bank overdrafts, employees demand better alternatives. Researchers are beginning to explore the potential for on-demand wages to address some of professionals’ personal cash flow challenges.

On-Demand 58

On-Demand Payroll Consumer Financial Protection Bureau (CFPB) Real Time Payments 58

The Fintech Times

FEBRUARY 8, 2024

Here, Anabel Perez , CEO of NovoPayment, the Banking as a Service (BaaS) provider for the Americas, discusses her experience of implementing digital financial products in LatAm – and her view on dealing with the challenges presented by the fragmentation of the region.

Product 69

Product Payment APIs and Integration Due Diligence Small Business 69

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Given typical margins on these products, most platforms have an opportunity to multiply their current revenues by up to three or four times.

Embedded Payments 86

Embedded Payments Embedded Finance Research Finance 86

PYMNTS

NOVEMBER 8, 2016

PetSmart has rolled out its new delivery service, a partnership with on-demand startup Deliv. Silicon Valley–based Deliv, which was founded in 2012, does just what it sounds like: It delivers products from local retailers and eCommerce companies on the same day they’re ordered. Well, certain items.

On-Demand 66

On-Demand Addressing Checks Product 66

EBizCharge

JULY 29, 2024

This article will explore the world of ERP payment solutions and how they fuel business productivity. Today, modern ERP systems are highly versatile, incorporating advanced payment solutions to streamline transactions and boost business productivity. Now that you know what ERP systems are, it’s essential to understand how they operate.

Product 52

Product Payments Electronic Funds Transfer (EFT) Compliance 52

The Fintech Times

OCTOBER 12, 2024

Speed and agility at the core Nida Sattar, product director for payments at Allica Bank Nida Sattar, product director for payments at Allica Bank , a business-focused challenger bank, stresses the importance of speed in scaling successfully. “The industry and market move fast, and agility is key. .

AI 109

AI Addressing On-Demand Blockchain 109

PYMNTS

DECEMBER 4, 2020

Address verification and validation technologies have emerged to help co mpanies ease these issues. These tools help fix incorrect addresses and autofill data to save time, spare customers frustration and reduce the rate of cart abandonment, for example. Slice Makes The Case For Address Verification. About The Tracker.

Verification 67

Verification Addressing API Procedures 67

Nanonets

SEPTEMBER 23, 2023

Microsoft offers a range of ERP products designed to streamline business operations and improve overall efficiency. By leveraging Microsoft ERP solutions, businesses can enhance productivity, reduce costs, and make smarter strategic decisions. Implementing an ERP system offers numerous benefits to businesses.

Product 52

Product Multi-Currency Best Practices Automation 52

Fintech News

AUGUST 26, 2024

Millennial and gen Z individuals are seeking products tailored to their on-demand lifestyle. This demand has led insurtech companies to develop products that are bite-sized, usage-based, and customizable coverage. Across the region, insurers are rising to the challenge by offering innovative products and services.

On-Demand 142

On-Demand Product Transactions Adjustments 142

Fintech Finance

NOVEMBER 14, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022, and the digitization of payment flows.

Real Time Payments 91

Real Time Payments ISO 20022 Technology Payments 91

Fintech News

NOVEMBER 6, 2024

Brankas’ platform addresses key compliance requirements such as API standardization, authentication, and encryption. The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely.

Compliance 73

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 73

Fintech News

MAY 20, 2024

The webinar will address the underutilization of transactional data by banks and its potential to drive customer engagement, increase customer lifetime value, and enhance business impact. These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences.

FinTech 125

FinTech Embedded Finance BNPL AI 125

Fintech News

NOVEMBER 14, 2024

Fintech Mentor Award Driving AI Adoption in FinTech Present at the SFF for several years, Squirro continues to drive the adoption of precision-engineered AI and data analytics, addressing the evolving needs of financial institutions. I am humbled and honored to have received the Fintech Excellence award.”

FinTech 89

FinTech AI Cross-Border APACS 89

The Fintech Times

OCTOBER 19, 2024

Regulatory pressures and growing consumer demand for responsible practices are driving the strategic direction of digital banking, with sustainability and ESG commitments playing a central role. But the reality is ESG is a way for banks to do business, and must be addressed proactively at the top of every board’s agenda.

On-Demand 106

On-Demand Financial Inclusion Consulting Product 106

The Payments Association

NOVEMBER 14, 2024

However, SMEs face numerous challenges, such as talent shortages, high operational costs and evolving technology demands, meaning many are eager to explore new tools and strategies, including those offered by fintech, to help them overcome these hurdles and fuel their expansion. The embedded finance sector is projected to be pivotal for SMEs.

Multi-Currency 88

Multi-Currency Embedded Finance Push-to-Card On-Demand 88

Fintech News

AUGUST 20, 2024

Insurtech firm Igloo has teamed up with TrueMoney , Thailand’s e-payment and financial services provider, to offer insurance products directly through the latter’s application. For example, critical illness insurance starts at just 70 baht per month, addressing the growing demand for accessible health coverage in Southeast Asia.

Financial Inclusion 89

Financial Inclusion Underserved On-Demand Product 89

Fintech Review

NOVEMBER 20, 2024

Over the past few years, Knot has been quietly building a suite of merchant connectivity products, and Knot AccountUpdater marks the beginning of rolling out these innovative tools to customers. For more information about Knot AccountUpdater and other Knot products, users can visit Knot.

Transactions 52

Transactions Payment APIs and Integration Card Issuer Issuers 52

The Fintech Times

NOVEMBER 4, 2024

Demand for artificial intelligence (AI) expertise is quickly growing, but the number of skilled professionals is not currently high enough, according to technology giant SAP. SAP says these courses are designed with business AI in mind, as it continues to embed AI capabilities across its portfolio of products.

AI 69

AI On-Demand Participant Professional Development 69

Fintech Finance

OCTOBER 25, 2024

As consumers make larger purchases – either online or in-store – demand is driving expectations for more flexible payment options that can benefit both consumers and merchants. Collin Flotta, Head of Product, Splitit: “We are thrilled to expand our partnership with Mastercard and support their innovative Installments program.

Visa 96

Visa Issuers Payment APIs and Integration Point-of-Sale (POS) 96

Fintech Finance

JUNE 20, 2024

Designed to address the needs of the crypto banking world, APN helps to facilitate real-time payments to other APN members. AMINA Bank , a licensed and FINMA-regulated digital assets bank, has today announced the launch of the AMINA Payment Network (APN). The APN is currently available to existing AMINA Bank clients.

Payment Networks 87

Payment Networks Cross-Border Real Time Payments Payments 87

The Fintech Times

OCTOBER 31, 2024

We address the serious financial and reputational damage that can result from such an incident. Nuke From Orbit meets this demand by integrating with major banks, card providers, mobile networks and more to offer a user-friendly yet powerful defence against theft. What problem was your company set up to solve?

Data Breach 69

Data Breach Addressing Security Risk 69

Fintech Finance

SEPTEMBER 20, 2024

The new Savings feature marks the first savings product attached specifically to the newly branded DailyPay Visa Card and provides a vehicle for users to begin a true personal savings initiative, jump-starting and cultivating the habit of saving and long-term financial security. On-demand pay requires employer participation in DailyPay.

Direct Deposit 98

Direct Deposit Security Federal Reserve FDIC 98

Fintech Finance

SEPTEMBER 13, 2024

The new guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava , dives deep into the practical considerations FIs must address to successfully implement instant payments, from liquidity management to fraud mitigation, business continuity, and staffing requirements. The post U.S.

Instant Payments 123

Instant Payments Faster Payments FPC Real Time Payments 123

The Payments Association

NOVEMBER 1, 2024

Employee demands have evolved significantly over the past few years, transforming the employee benefits ecosystem and disrupting a field traditionally dominated by standardised packages. Therefore, businesses are shifting away from traditional compensation packages as they no longer adequately address employee preferences.

Payment APIs and Integration 88

Payment APIs and Integration AI Automation On-Demand 88

Fintech Finance

NOVEMBER 12, 2024

Over nine in ten (91%) banks now consider payments modernization a high priority, but research shows most are struggling to meet demands. helps banks address these challenges with the world’s first applied AI tool for payments modernization. The productivity and time benefits are enormous.” AnalystAccelerator.ai

ISO 20022 89

ISO 20022 AI FedNow RTP 89

PYMNTS

JULY 25, 2018

“We’re benefitting our clients by allowing their staffing suppliers and their candidates to respond quickly and intuitively to requests and investors,” PRO Unlimited’s executive vice president of product development, Ted Sergott, explained in a statement. GDP — equal to more than $711 billion in income generated through on-demand work.

On-Demand 40

On-Demand Payroll Economy Addressing 40

The Fintech Times

NOVEMBER 14, 2024

According to new research from payments modernisation firm RedCompass Labs , 91 per cent of banks worldwide are juggling multiple, multi-year, multi-million dollar modernisation projects, however, many are struggling to meet modernisation demands. helps banks address these challenges. The productivity and time benefits are enormous.”

ISO 20022 59

ISO 20022 AI FedNow RTP 59

Fintech News

AUGUST 8, 2024

B2B payments service provider Bottomline ‘s on-demand webinar, “Championing Swift Connectivity for Private Banks and Asset Managers in APAC,” explores these critical developments in depth. Financial institutions are encouraged to consider transitioning to ISO 20022 across various products and services.

ISO 20022 121

ISO 20022 APACS SWIFT ISOs 121

Fintech Review

JUNE 12, 2024

We explore the innovations in personalised insurance products, the role of IoT devices in data collection and risk assessment, and the challenges faced by established insurance companies integrating new technologies. On-Demand Insurance Another innovation is on-demand insurance, which allows customers to purchase coverage when needed.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96