Clearly Payments

FEBRUARY 27, 2025

Consumers are shopping smarter, demanding convenience, security, and speed like never before. Consumers are embracing the convenience of online shopping, and businesses are rapidly expanding their digital presence to meet this demand. Global online sales are expected to hit $8.3 trillion, growing by more than 55% since 2021.

BNPL 59

BNPL Payments Small Business PayPal 59

PYMNTS

OCTOBER 23, 2020

Behind the data lie a slew of lifestyle changes and demographic shifts, which may have positive ripple effects for the SMBs that line Main Street, and bode well for consumer spending trends overall. percent in September over August, which equates to a seasonally adjusted, annualized rate of 6.5 million units. The Role of Technology .

Continuity 90

Continuity On-Demand Adjustments Economy 90

PYMNTS

MAY 5, 2020

Retail reopening events continued to draw light foot traffic on Monday, as Florida joined Texas in allowing non-essential stores to reopen. Meanwhile the digital shift momentum continues to draw new infrastructure. It showed that consumers are in no hurry to go back to physical shopping, a trend that is accelerating.

Consumer 82

Consumer Returns Adjustments Continuity 82

The Fintech Times

MARCH 17, 2025

On the final day for submissions, The Financial Data and Technology Association of North America (FDATA), a trade association representing approximately three dozen fintech firms that provide consumers and small- and medium-enterprises with innovative financial products, services, and tools, provided the government with its views.

Government 59

Government Governance Finance Consulting 59

FloQast

MARCH 19, 2025

Furthermore, they adapt to business changes over time, whether its incorporating new data sources, adjusting to process updates, or adapting to changing regulatory requirements. Enhanced compliance : AI agents can be directed to scrape regulations to automatically detect changes and adjust accordingly.

AI 52

AI Accounts Fraud Detection Audit 52

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134

The Fintech Times

MARCH 7, 2025

Rob Basinger , head of product and marketing at Marcus by Goldman Sachs, commented: “Its positive to see that UK consumers are re-assessing how they can manage their money better in 2025. The biggest regret purchases in 2024 include clothes (283), items for their home they didnt need (147) and takeaways or delivery food (205).

Research 59

Research Adjustments Accounts Assessments 59

The Fintech Times

JUNE 26, 2024

Changing consumer demands pose the biggest challenge to profitability for two-thirds of subscription businesses over the next decade, according to a new report by Minna Technologies. The post Minna Technologies Finds Subscription Services Lagging Behind Consumer Expectations appeared first on The Fintech Times.

Technology 64

Technology Consumer On-Demand Consulting 64

The Payments Association

OCTOBER 22, 2024

The FCA’s Consumer Duty and how payments firms must prioritise consumer outcomes in their operations. Payments firms need to close compliance gaps, continuously monitor outcomes, and adapt their strategies, while seeking clearer guidance from the FCA to navigate these requirements effectively. What is this article about?

Consumer 88

Consumer Assessments Compliance Payments 88

PYMNTS

OCTOBER 28, 2020

And tap to pay is continuing to gain ground, with 365 million transactions over the period. Overall, CNP transactions were up 33 percent in the period, indicating that consumers are forming new habits. Consumers, said Kelly, want to spend the money they have and not borrow (i.e. use credit) to make purchases. percent to $5.1

Volume 80

Volume Cross-Border Consumer Visa 80

PYMNTS

APRIL 28, 2020

“As retailers and brands grapple with big questions related to reopening stores, it’s clear from our findings that consumers have varying degrees of comfort within different store environments and formats,” said Greg Petro, CEO of retail testing company First Insight. “As Inventory adjustments will only be part of the post-COVID retail order.

Adjustments 108

Adjustments Checks Returns Consumer 108

Finovate

MARCH 13, 2025

Financial terms of the deal were not disclosed and Banyan will continue to operate independently after the acquisition is finalized. Allowing consumer packaged goods companies to offer targeted rewards when residents purchase specific products at neighborhood merchants.

Acquirers 52

Acquirers Credit Cards AI On-Demand 52

PYMNTS

DECEMBER 18, 2020

billion in revenue on an adjusted (non-GAAP) basis. billion in adjusted revenue reported for Q2 fiscal 2020. Our strong revenue and earnings growth during the quarter is a reflection of their continued hard work and commitment to our customers,” FedEx Chairman and CEO Frederick W. For Q2 fiscal 2021, FedEx reported $4.83

Volume 105

Volume Adjustments On-Demand Returns 105

PYMNTS

DECEMBER 30, 2020

Consumers are staying at home and as a result paying a lot less attention to their personal style. Consumers did their fair share of shopping this season — home furnishings, home decoration, and home improvement products all had a banner season as consumers set about more perfectly feathering their nests.

Consumer 113

Consumer Adjustments Returns Continuity 113

The Finance Weekly

JUNE 22, 2022

To top it all off, the current market downturn and continued inflation is putting additional strains on companies’ forecasting and planning efforts. There is no longer a need to recreate a whole process for each individual client, yet it’s extremely simple to make adjustments to that existing process when needed.

Automation 264

Automation Process On-Demand Audit 264

PYMNTS

JUNE 29, 2020

The whole world is adjusting to the new normal related to [COVID-19], and we’re seeing our customers adjust their financial behavior and interactions with us accordingly,” said Ben Soccorsy , head of digital payments at Wells Fargo. How Digital Banking Has Adjusted to the New Normal. How Data Aids Seamless Onboarding .

Online and Mobile Banking 126

Online and Mobile Banking IRS Adjustments Checks 126

The Fintech Times

JANUARY 4, 2025

Following the acquisition, Thomson Reuters plans to continue offering SafeSend as a market solution, while also advancing efficiency in workflows for tax preparers and taxpayers across the US. SafeSend’s software aims to resolve pain points for customers by eliminating time-consuming manual tasks.

Acquirers 59

Acquirers Interoperability Audit Adjustments 59

PYMNTS

APRIL 14, 2020

Retail demand has risen sharply for items like home cleaning supplies and groceries, while dropping off in other product categories, leaving companies to adjust to these shifting purchasing patterns. Consumers are changing their shopping habits during the public health crisis. Read the full Feature Story in the Tracker.

B2B 119

B2B On-Demand Adjustments Accounts 119

Fintech News

FEBRUARY 15, 2024

Despite the notable pullback, fintech continued to see traction from investors, with digital lending in particular witnessing an uptake. Among the key trends outlined in the reports, the companies note a sizable decline in tech investment volumes, adjustments in valuations and a shift towards earlier stage startups.

FinTech 109

FinTech Adjustments Volume Continuity 109

PYMNTS

DECEMBER 21, 2020

21) that Acima founder Aaron Allred and his team have created a leading virtual LTO solution for retailers and consumers. “We Acima will help us strengthen our organization, accelerate growth and increase our virtual partner base, allowing us to better serve more consumers with the flexibility of LTO,” Fadel said. billion in 2020.

Federal Trade Commission 105

Federal Trade Commission Acquirers FTC Adjustments 105

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

SEPTEMBER 3, 2020

Cash will always have a place among consumers — but its use is dwindling. Only 26 percent of all consumer payments are made in the U.S. with cash — and consumers are even starting to ditch plastic cards. Of course, large retailers, too, are continuing to invest in accelerating their investments in their digital experiences.

Digital Payments 104

Digital Payments Multifactor Authentication Point-of-Sale (POS) C2B 104

PYMNTS

OCTOBER 12, 2020

Among the more unexpected effects of the COVID-19 pandemic over the last half-year or so is the sudden home improvement boom it set off among consumers. And, as new data released by Security research company Security.org indicates, that upgrade wave among consumers is increasingly extending to making their homes smarter as well.

Consumer 73

Consumer Security Automation Interoperability 73

The Fintech Times

MARCH 5, 2024

Recognising the opportunity in the US market, presented by the world’s largest defined contribution pension market, which represents around 80 per cent of the global total, the pension provider hopes to enable US consumers to consolidate and roll their 401(k) plans into a new individual retired account (IRA).

Consumer 59

Consumer Adjustments Technology Innovation 59

PYMNTS

DECEMBER 16, 2020

Experts expect this trend to continue even after the health crisis ends, as SaaS medical apps make it easier for consumers to engage in remote healthcare. One of the keys to helping SaaS companies stay profitable in the future is to adjust their customer strategies. The number of medical telehealth visits in the U.S.

Consumer 74

Consumer On-Demand Origination Privacy 74

The Finance Weekly

MAY 25, 2022

Oftentimes after calculating the details, the mission statement will be adjusted to better reflect reality. For example, if a marketing campaign is going particularly well but the budget is approaching its limit, in this case rigidity holds the company back, as continuing with the campaign is beneficial to the organization.

Adjustments 130

Adjustments Finance Best Practices Consumer 130

Neopay

JANUARY 30, 2025

Conduct real-time screening Implementing continuous checks against the NFD can help firms detect fraudulent activity before it escalates. Refine detection tool thresholds Adjusting fraud detection parameters can help identify mule activity across all stages of fund movement.

Financial Crimes 59

Financial Crimes Fraud Detection Crime Best Practices 59

Fintech Finance

JUNE 18, 2024

Equally, traders will be required to get new BNPL providers so that they can continue providing flexible payment choices meaning that they may also have to enter into fresh deals as well as make system adjustments. There is no doubt there is a consumer demand to service.

BNPL 95

BNPL On-Demand Regulations Underwriting 95

Stax

MARCH 13, 2025

A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. To improve the payment experience for consumers, card networks must innovate and incorporate the latest technologies. However, this convenience comes at a cost, mainly for businesses.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Fintech News

AUGUST 13, 2024

These changes do not affect Wise Business customers, who continue to have unlimited holding and transaction capabilities. Furthermore, the default daily limit for card spending and ATM withdrawals has been set at S$1,000, which customers can adjust as needed.

Caps 111

Caps Cross-Border APACS Phishing 111

PYMNTS

NOVEMBER 23, 2020

These regulations are being crafted in a world where consumers and businesses are now conducting a large number of their daily tasks and transactions virtually. Only 20 percent of these consumers stated they would be comfortable sharing their data with outside sources, the report found.

Privacy 119

Privacy Regulations Verification Laws 119

PYMNTS

MAY 20, 2020

Target reported on Wednesday (May 20) that it had a very busy first quarter as consumers flocked to its website to stock up in preparation for the pandemic. As a result, the company only earned $284 million (59 cents per share on an adjusted basis) during the latest quarter, which ended May 2. That’s down 64.3 percent from the $17.6

Adjustments 89

Adjustments Non-Bank Consumer Accounts 89

PYMNTS

JANUARY 12, 2021

The lending industry was hit hard during the pandemic’s early months, with many banks and traditional lenders rapidly adjusting their standards and rates to accommodate businesses’ and consumers’ shifting needs. The crisis has also increased consumers’ demand for loans in several categories. The Disbursements Expectation Catch.

Instant Payments 95

Instant Payments Non-Bank Payments SWIFT 95

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

The Fintech Times

MARCH 13, 2024

We reached out to the industry to uncover if the move will be as useful as intended or if it will only delay legitimate transactions and negatively impact consumer experiences. The most consumers can get back from a scam is £415,000, with users potentially having to pay up to £100 before making the claim.

Transactions 64

Transactions Consumer Fraud Prevention Laws 64

PYMNTS

DECEMBER 22, 2020

The pandemic has forced businesses to pivot quickly to continue their operations — both domestically and internationally — with relative ease as the health crisis affects everything from supply chains to payment schedules. They will need to continue innovating these processes to stay on top of shifting B2B trends worldwide.

Cross-Border 94

Cross-Border Innovation B2B Automation 94

PYMNTS

OCTOBER 21, 2020

He pointed to “solid demand and a strong pricing environment due to low interest rates and increased interest in vehicle ownership from consumers.” Higher demand and tight inventory should continue into the next year, he said. This individual retail demand is lasting and will continue for the next several years.”

Economy 89

Economy Online and Mobile Banking On-Demand Consumer 89