PYMNTS

JULY 30, 2019

Mastercard posted results on Tuesday (July 30) that showed continued strength in consumer spending, with tailwinds coming from international transactions and cross-border volumes. In terms of headline numbers , the company said adjusted earnings per share came in at $1.89 a share, which was six pennies better than expected.

Cross-Border 51

Cross-Border Volume Visa Posting 51

PYMNTS

OCTOBER 6, 2020

The deal means MoneyGram ’s services will continue to be available at more than 4,700 Walmart locations in the U.S., In July, the company reported that its online transaction volume grew 106 percent year over year during the second quarter, as the firm capitalized on a digital transformation that began long before the pandemic. .

Cross-Border 113

Cross-Border Adjustments Transactions Volume 113

PYMNTS

JUNE 29, 2020

Across industries and across the globe, industry experts continue to raise concerns about shifting B2B payment habits — often to the detriment of small vendors. Looking ahead, Oarex forecast that digital media companies will see their average payment terms increase t0 64 days next year if current trends continue. ” $1.3

Payments 102

Payments B2B Volume Adjustments 102

PYMNTS

MAY 1, 2019

Mastercard’s results continued a string of double-digit gains in transaction count, growth in card count and, of particular note, continued traction in cross-border activity. In terms of headline numbers, the company’s adjusted earnings per share of $1.78 The company said gross dollar volumes were up 12 percent to nearly $1.5

Volume 49

Volume Visa Cross-Border Credit Union 49

PYMNTS

FEBRUARY 4, 2020

However, the firm posted adjusted earnings of $1.13, which just missed consensus of $1.14. The adjusted revenue was $3.7 Cloud-based point-of-sale (POS) platform Clover continued its “stellar growth” in Q4, increasing its annualized gross payment volume by more than 40 percent year over year. billion expected.

Volume 52

Volume Point-of-Sale (POS) ISVS Adjustments 52

PYMNTS

APRIL 2, 2020

Automation in supplier negotiations is key to managing the volume of contracts for such a large, global organization, but it’s equally important to maintain a human quality in discussions to preserve the buyer-supplier relationship – and to find value for small suppliers, too. Neglecting the Long Tail.

Adjustments 56

Adjustments Agreements Automation Volume 56

PYMNTS

APRIL 25, 2019

In posting earnings results for its fiscal second quarter, which ended in March, Visa showed continued growth in card use across both debit and credit, though slowing from previous periods. in adjusted earnings per share outpaced the $1.24 In India, Visa continues to gain share, and now has 4 million acceptance points in that country.

Cross-Border 50

Cross-Border Volume Distributed Ledger Technology (DLT) Debit Card 50

PYMNTS

JULY 29, 2020

Total payment volume rose 52 percent to $37 billion, while active users grew by 8 million to north of 60 million. Rainey said PayPal is also continuing efforts “around expanding the Pay with Venmo in an eCommerce setting.”. Adjusted earnings per share came in at $1.07 All told, PayPal posted a second-quarter net income of $1.53

Venmo 84

Venmo PayPal Direct Deposit Adjustments 84

PYMNTS

MAY 3, 2018

Mastercard beat estimates on Wednesday (May 2) as the company showed results that reflected higher spending on both credit and debit cards through the first quarter, as well as cross-border volumes that surged by double digits. The company said that worldwide gross dollar volume gained 14 percent to $1.4 The net revenue number of $3.6

Volume 48

Volume Visa Cross-Border Debit Card 48

PYMNTS

MAY 22, 2020

reported results on Friday (May 22) that showed continued pivots to online commerce and mobile shopping, amid lockdowns that have shuttered brick-and-mortar retailers. The company said that its gross merchandise volume (GMV) passed a milestone level of $1 trillion. Alibaba Group Holding Co.

Volume 52

Volume Adjustments Consumer Continuity 52

PYMNTS

OCTOBER 24, 2019

24), with a rise in loan origination volume. “We We had a solid third quarter as origination volume increased, credit quality improved and we commenced our share repurchase program, clearly steps in the right direction as we advanced our strategic initiatives,” Chief Executive Officer Noah Breslow said on a conference call with analysts.

Origination 40

Origination Volume Adjustments Small Business 40

PYMNTS

NOVEMBER 12, 2018

Online lender Social Finance (SoFi) continues to struggle, recording an adjusted loss of around $12 million during the third quarter before interest, taxes, depreciation and amortization. According to The Wall Street Journal ( WSJ ), the earnings losses follow an adjusted profit of $56 million in Q3 of 2017.

Adjustments 73

Adjustments Volume Continuity FinTech 73

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

PYMNTS

NOVEMBER 8, 2018

Square posted results Wednesday (November 7) that showed double-digit gains in gross payment volumes, continued traction amid a base of larger merchants, and notable growth in subscription and software-based revenues. Further adjusted revenues, said the firm, exclude Weebly and Zesty results, up 56 percent. million, up from $10.1

Volume 72

Volume Adjustments CHIPS Payroll 72

PYMNTS

APRIL 26, 2018

Schulman backed that claim with PayPal’s quarterly and year-on-year increases in transaction volume, active users, mobile transactions, revenue, earnings and its Venmo P2P platform. PayPal’s adjusted earnings per share came in at 57 cents, beating analyst forecasts of 54 cents. By the Numbers. Revenue for the quarter was $3.69

PayPal 47

PayPal Volume Venmo P2P 47

Fintech News

FEBRUARY 15, 2024

Despite the notable pullback, fintech continued to see traction from investors, with digital lending in particular witnessing an uptake. Among the key trends outlined in the reports, the companies note a sizable decline in tech investment volumes, adjustments in valuations and a shift towards earlier stage startups.

FinTech 77

FinTech Adjustments Volume Continuity 77

PYMNTS

NOVEMBER 9, 2017

Square continued its 2017 run of earnings strength with the release of its latest quarterly results on Wednesday (Nov. 8), notching growth in both payments volume and services revenue that came in ahead of analyst expectations. Square’s gross payment volume (GPV) was $17.4 But shares were still down 1.3 The Bigger Picture.

Volume 49

Volume Payments NOV Adjustments 49

FICO

MARCH 14, 2023

To address this disconnect and truly operationalize AI, guardrails must be in place such that the overall Corpus AI continues to perform while components change. The trick is how to select the solution that minimizes behavior impedance mismatches across the dataset, so rules continue to be effective.

AI 52

AI Continuity Rules CHIPS 52

PYMNTS

APRIL 24, 2020

With travel bans in place and work-from-home orders implemented, business trip volume has all but plummeted to zero. But, as Reynolds noted, this doesn’t mean business expense volume has disappeared. Adjusting Oversight.

Volume 82

Volume Adjustments Automation Technology 82

PYMNTS

FEBRUARY 14, 2020

Agility is critical in today’s supply chains, considering the high volume of exceptions that managers must address in the freight management space. Continuous Data. Tied-Up Cash Flow. These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. .

Addressing 99

Addressing On-Demand Volume Continuity 99

PYMNTS

OCTOBER 29, 2019

29) that showed continued traction in new payment flows, especially B2B, core debit and credit spending. In terms of headline statistics, the firm reported adjusted earnings of $2.15, which topped the estimates of $2.01, while net revenue of $4.45 inbound and outbound cross-border volumes are very much in line,” he said.

Volume 40

Volume Visa Cross-Border B2B 40

PYMNTS

JANUARY 30, 2020

PayPal put on a strong finish to 2019, managing to beat analyst estimates nearly across the board in terms of revenue, active usership and total payments volume processed. In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 Revenue came in at $4.96

PayPal 85

PayPal Venmo Volume Cross-Border Payments 85

PYMNTS

APRIL 10, 2020

” It was an effort that Rio Tinto noted similarly required an adjustment to how banks approach their payments operation, which he said are often modernized in a very siloed, vertical fashion. . “The customer should just send the payment without having to think about how to route it.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134

PYMNTS

FEBRUARY 28, 2019

27), showing the continuation of several trends seen in recent quarterly reports. These trends included double-digit gross payment volume (GPV) growth, as measured year on year, double-digit transaction gains and traction in newer technology offerings — such as point-of-sale (POS) financing to help sellers log their own top-line growth.

Debit Card 68

Debit Card Payroll Point-of-Sale (POS) Underserved 68

Fintech Finance

JULY 26, 2024

The independent study outlines a three-year, risk-adjusted present value and ROI for a composite organization comprised of interviewees with significant experience working with Checkout.com. As Black Friday and Cyber Monday fast approach it is notable that the study finds improved reliability during volume surges for the composite.

Gateways 78

Gateways Returns Fraud Detection Volume 78

PYMNTS

OCTOBER 23, 2020

In the current environment, consumers continue to behave cautiously, spending less, saving more and paying down debts. Purchase volume likewise dropped 1 percent year over year to $98.1 in diluted losses per common share after excluding adjusting items on net revenues of $7.4 Capital One reported on Thursday (Oct.

Adjustments 70

Adjustments Consumer Volume Continuity 70

PYMNTS

OCTOBER 25, 2019

Visa posted fiscal Q4 earnings results that topped expectations, driven by high single-digit percentage growth in payments volume and cross-border transactions — and where management said that B2B transactions topped $1 trillion on an annualized basis. Adjusted earnings per share came in at $1.47, above the Street by $0.04.

Volume 42

Volume B2B Cross-Border Point-of-Sale (POS) 42

Nanonets

DECEMBER 13, 2023

In addition, AI can help insurance firms evaluate risk with high accuracy by analyzing large volumes of data. When errors occur, the system can adapt and improve over time through continuous learning, ultimately enhancing the accuracy of future data extractions. What can be this data? This is just the tip of the iceberg.

AI 102

AI Process Fraud Detection Compliance 102

PYMNTS

OCTOBER 1, 2020

Walmart has tested the new concept in select stores, and says it will continue to get customer and associate feedback “and evolve the design accordingly.” Throughout the year, the team has successfully balanced strong demand in our stores with surging digital volume.

Contactless Payments 101

Contactless Payments Adjustments Volume On-Demand 101

PYMNTS

MARCH 4, 2019

The news comes after it was reported that Square‘s fourth-quarter earnings 2018 results displayed a continuation of several trends seen in recent quarterly reports. The payments processing firm reported earnings on an adjusted basis of 14 cents per share, which matched the Street.

Point-of-Sale (POS) 60

Point-of-Sale (POS) Chip Cards Adjustments Volume 60

PYMNTS

DECEMBER 21, 2020

Our strategy is sound, our strategy is working and we’re excited by what we’re seeing as we continue to execute it,” Nike President and CEO John Donahoe said on Friday (Dec. The company said digital sales of its flagship Nike brand (the firm also owns two others) soared by 84 percent during the period without adjusting for currency changes.

NOV 106

NOV On-Demand Adjustments Consumer 106

PYMNTS

NOVEMBER 5, 2019

MoneyGram said it is difficult to predict how the new marketplace will affect volumes and profit margins. Adjusted losses of three cents a share were six pennies worse than expected. The MoneyGram “powered by” white-label Walmart2World product made up about 9 percent of company revenues in Q3 of 2019. On Friday (Nov. Revenues of $324.5

Continuity 40

Continuity NOV Adjustments Agreements 40

PYMNTS

APRIL 21, 2020

The coronavirus pandemic has some organizations playing payment rails musical chairs in their accounts payable (AP) departments as they adjust payment strategies (and methods) to suit their needs in a volatile, remote working environment. percent year-over-year increase in transaction volume for the first quarter of 2020.

NACHA 82

NACHA Correspondent Bank Real Time Payments Push-to-Card 82

Clearly Payments

MARCH 13, 2024

Setting goals that balance both leading and lagging indicators provides a comprehensive framework for measuring progress and driving continuous improvement in business performance. This iterative process enables businesses to track progress over time, identify trends, and adjust strategies as needed to drive continuous improvement.

Best Practices 84

Best Practices Payments Process Accounts 84

PYMNTS

FEBRUARY 10, 2020

“Brewster Home Fashions exemplifies how our continued commitment benefits customers.” ” Fiserv posted Q4 adjusted earnings of $1.13 ” Fiserv posted Q4 adjusted earnings of $1.13 The adjusted revenue was $3.7 The solution also computerizes corporate treasury operations. billion expected.

B2B 67

B2B PCI DSS Payments Adjustments 67

PYMNTS

JULY 2, 2020

The pandemic is continuing to throw typical business operations for many industries into flux, resulting in disastrous financial consequences. The Tracker also examines how these changes will continue to impact the industry in the near future. Government entities in the U.S. Government entities in the U.S.

Adjustments 79

Adjustments Origination Volume ACH 79