The Finance Weekly

SEPTEMBER 16, 2024

Changing Tides The tech sector really took off during the COVID-19 pandemic, with companies hiring aggressively to keep up with the surge in demand for digital products and services. Pandemic Over-Staffing During the pandemic, many tech companies went on a hiring spree, believing the surge in digital demand would last.

AI 93

AI Federal Reserve On-Demand Returns 93

PYMNTS

SEPTEMBER 2, 2020

Consumers are showing little interest in returning to in-store shopping six months into the pandemic, leading retailers around the globe to double down on their digital capabilities to convert these new digital-first shoppers. The trouble then becomes how to maintain and manage payment systems that use multiple payments integrations at once.

Digital Payments 75

Digital Payments Payment Gateways Gateways Payments 75

The Finance Weekly

JANUARY 19, 2023

By identifying areas of opportunity for departments to increase return on investment and align with business goals, finance becomes a more effective partner to the rest of the organization. Though both have many of the same responsibilities, each type carries different expertise.

Finance 98

Finance Adjustments Correspondent On-Demand 98

PYMNTS

MAY 8, 2020

The stage had been at least partially set to help merchants meet the demands of life lived online and sheltered in place. CFO James “Woody” Woodall noted that merchant solutions , adjusted for the Worldpay acquisition, reported flat organic growth year over year. Possibly even a renaissance. If they can hold on, that is. billion.

PayPal 98

PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98

EBizCharge

JULY 1, 2024

Managing these expenses effectively allows businesses to allocate resources to areas that can yield the most significant return on investment and support long-term strategic goals. Unlike fixed expenses, discretionary spending offers flexibility, enabling companies to allocate resources towards opportunities that can yield high returns.

Adjustments 52

Adjustments Returns Assessments Procedures 52

PYMNTS

APRIL 1, 2020

The biggest drop in demand the company has seen is with the airlines. It is also more complex for companies to prepare for the wave of returning demand than it is to prepare for cancellations. The company can inform businesses that those events will happen, and they can adjust their forecasts for them.

On-Demand 70

On-Demand Mitigation Adjustments Returns 70

PYMNTS

MAY 14, 2020

Prajit Nanu , CEO at Nium , recently told Karen Webster that companies should probably get used to the idea that what was once considered “normal” may never return. But for many businesses, that presents a new chance to pivot or adjust business strategies.

Payment APIs and Integration 69

Payment APIs and Integration Adjustments Facilitators Service Provider 69

PYMNTS

SEPTEMBER 24, 2020

Supply depends on demand; demand depends on supply; supply depends on the supply chain. Pricing depends on supply and demand. Instead, department stores have been hindered by a severe disconnect between product availability and demand, which hurts retailers, designers and customers alike.

On-Demand 64

On-Demand Duplicate Returns Consumer 64

PYMNTS

SEPTEMBER 28, 2016

Its Agile Processing model allows issuers to try new ideas and programs in response to market demands and do so with little risk. Once deployed, programs can be adjusted based on market feedback, returned to the sandbox and then redeployed for rapid scaling. I2c likens the solution to LEGO bricks.

Issuers 76

Issuers Payments Federal Reserve Card Issuer 76

PYMNTS

MAY 6, 2020

As the first round of deposits for fall semesters fast approaches, how will the higher education system adjust its pricing strategies, maintain affordability for struggling families and promote its own cash flow viability (that is sure to be disrupted by changing billing structures and lower enrollment rates)?

Enrollments 64

Enrollments Cost Structure Adjustments Returns 64

PYMNTS

MAY 6, 2020

As the first round of deposits for fall semesters fast approaches, how will the higher education system adjust its pricing strategies, maintain affordability for struggling families and promote its own cash flow viability (that is sure to be disrupted by changing billing structures and lower enrollment rates)?

Enrollments 63

Enrollments Cost Structure Adjustments Returns 63

PYMNTS

AUGUST 4, 2020

4) that showed a drop in origination volume as anticipated, while loan investor demand displayed early indications of recovery. LendingClub said pre-pandemic vintages are forecasted to create internal rates of return (IRR) of 3 percent in aggregate. As for its overall results, LendingClub reported an adjusted net loss of $54.3

Origination 58

Origination Underwriting Adjustments On-Demand 58

FICO

APRIL 22, 2020

I’m talking about scalability to handle virtually any volume of demand and the agility to rapidly change rules, workflows and scripts in dynamic situations.In Agents working from home can do multiple short shifts per day, enabling capacity to flexibly adjust to customer preferences and case volumes. by John McMahon.

Automation 85

Automation Volume Returns On-Demand 85

PYMNTS

APRIL 10, 2020

Back-end systems able to put customers on payment plans — and then custom adjust them to consumers’ economic services in real time — have gone into this pandemic with a critical advantage, Talaga said. On a good day, healthcare providers do a difficult job.

On-Demand 87

On-Demand Procedures Automation Consumer 87

PYMNTS

APRIL 23, 2020

First and foremost, though, individuals and families are examining whether their insurance policies might be in need of adjustments. Preston noted that demand for “per-mile” insurance has gone up, where previously they might have waited for their traditional insurers to investigate risk and return back with (supposedly accurate) premiums.

Risk 82

Risk On-Demand Adjustments Returns 82

PYMNTS

NOVEMBER 17, 2020

It's going to be a wild year and we're all going to be adjusting on the fly," Atlanta Hawks GM Travis Schlenk said on a conference call on Monday (Nov. Undying Demand. Our sales and survey data tell us fan demand will be there when the time is right. 5 as the company reported its third-quarter earnings. “Our

NOV 52

NOV On-Demand Returns Caps 52

PYMNTS

OCTOBER 28, 2020

With the rising demand from small businesses during the pandemic, UPS has reported a third quarter revenue of $21.2 Our results were fueled by continued strong outbound demand from Asia and growth from small- and medium-sized businesses. Diluted earnings per share was $2.24, and adjusted diluted earnings per share was $2.28, up 10.1

On-Demand 46

On-Demand Volume Adjustments Small Business 46

PYMNTS

NOVEMBER 2, 2020

The executive noted that demand has stayed elevated in developed markets, while pointing out that the company also saw quarter-over-quarter improvement in emerging markets. z International returned $400 million to investors through cash dividends, according to management, which noted that the firm halted its share repurchase program in March.

CHIPS 56

CHIPS NOV Adjustments On-Demand 56

EBizCharge

OCTOBER 7, 2024

As the volume of output increases, the marginal revenues can vary depending on several factors, such as the market price, customer demand, and competitive markets. Regularly reviewing marginal revenue can also help you anticipate how changes in market demands or the cost of production will influence revenue increases.

On-Demand 52

On-Demand Adjustments Product Volume 52

PYMNTS

JUNE 16, 2020

Late last month, PYMNTS reported Uber in India planned to lay off 600 workers amid a severe dropoff in the demand for its services. Last week, its CEO said business was returning to pre-pandemic levels. Reuters reported the company will lay off more than 300 employees. Grab has $3 billion in reserves, according to a source.

Non-Bank 56

Non-Bank Adjustments On-Demand Consulting 56

PYMNTS

AUGUST 26, 2019

Supermarkets are turning to automated solutions to help them meet customers’ demands for rapid in-store shopping and delivery. Other grocery companies, meanwhile, have sought to meet demands for accelerated delivery by making use of fulfillment centers equipped with artificial intelligence tools and robotics for fast order preparation.

Automation 55

Automation On-Demand Adjustments Returns 55

PYMNTS

JULY 21, 2017

Retailers are working hard to not only adjust but also enhance the approach to securing and maintaining sales. Even as consumer expectation rises, a mere 25 percent of retailers are confident that they’re meeting the omnichannel demands of the retail industry, according to Boston Retail Partner research.

On-Demand 54

On-Demand Best Practices Consumer Adjustments 54

Neopay

NOVEMBER 25, 2024

Enhanced oversight Monthly regulatory returns to the FCA detailing safeguarding arrangements. Firms must prepare to: Upgrade systems and processes : Enhanced record-keeping and reconciliation will require operational adjustments. These changes aim to address persistent issues in safeguarding practices and enhance consumer protection.

Consumer Protection 52

Consumer Protection Consumer Audit Compliance 52

PYMNTS

MARCH 2, 2020

The rise of the gig economy, heightened customer demands, and business globalization have all introduced new ways that businesses can use outgoing payments as a strategy for growth, profit and customer loyalty. Different Scenarios, Same Demands. Think of a gig worker of a food delivery service.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

JULY 17, 2020

But the May and June spikes returned retail sales levels to pre-pandemic numbers. The figures “confirmed the strong snapback in demand as retail sales are now back to their pre-coronavirus levels,” Oxford Economics’ Lydia Boussour and Gregory Daco wrote in a note Thursday, according to Advisor Perspectives. “But Data from the U.S.

Federal Reserve 63

Federal Reserve Bureau of the Fiscal Service Fed Fiscal Service 63

PYMNTS

APRIL 16, 2019

Corporate buyers will want to stretch out their payment terms and adjust vendor contracts accordingly. Furthermore, the platform does not allow for returns, which cuts out the risk of chargebacks for vendors. Suppliers won’t want to accept cards because of interchange fees and implementation costs.

B2B 73

B2B Risk Due Diligence Addressing 73

PYMNTS

NOVEMBER 13, 2020

million rise in brand platform GMV from New Guards as a result of its August 2019 acquisition and a formidable demand for merchandise in their brand collection. million rise in brand platform GMV from New Guards as a result of its August 2019 acquisition and a formidable demand for merchandise in their brand collection. million on Dec.

NOV 41

NOV Adjustments Procedures On-Demand 41

PYMNTS

MAY 5, 2016

Whole Foods put up adjusted earnings of 44 cents a share on revenues of $3.70 “We produced record sales and operating cash flow, and returned $144 million of capital to our shareholders. The organic grocery chain managed to beat on earnings, but missed on revenue. billion in revenue prediction.

Cost Structure 40

Cost Structure Adjustments Returns On-Demand 40

PYMNTS

JULY 24, 2020

This indicates demand for the development of apps capable of accomplishing tasks usually handled in branches. Brick-and-mortar banks will need to take proactive, precautionary measures to assure customers are safe to return if they want to keep them. Automated doors are also in demand to help them easily come and go at branches.

Online and Mobile Banking 58

Online and Mobile Banking On-Demand ATM Adjustments 58

PYMNTS

JUNE 5, 2020

reported booming demand. Analysts surveyed by FactSet had expected adjusted earnings of 9 cents a share on sales of $230.6 Analysts surveyed by FactSet had expected adjusted earnings of 9 cents a share on sales of $230.6 Slack’s Q1 results came two days after video conferencing app Zoom Video Communications Inc.

Adjustments 52

Adjustments On-Demand Returns Continuity 52

Clearly Payments

JANUARY 10, 2024

In this type of partnership, the referrer promotes the payment processor’s services to potential clients or customers and receives compensation in return for successful referrals. Capital Requirements: The payments industry demands upfront investments in technology, compliance, marketing, and operational infrastructure.

Processors 86

Processors ISOs Embedded Finance Payments 86

PYMNTS

MARCH 28, 2019

The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Cross-Border 49

Cross-Border FinTech Risk Management Underserved 49

PYMNTS

SEPTEMBER 20, 2016

Could the ripple effects of the current food deflation be the catalyst for change in the agriculture industry, as farmers are forced to adjust their practices to meet the demands of the consumer? The return to a time where food is bought locally, people cook at home and livestock graze. percent to a record 582.52

Fed 68

Fed Economy On-Demand Consumer 68

PYMNTS

APRIL 22, 2019

Those challenges include the costs of investing in and deploying faster payment systems, understanding and meeting the demand for these technologies, and navigating a shifting operational model of payments. FIs have return on investment (ROI) at the center of their faster payment strategies.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

Nanonets

JULY 31, 2023

Now that humanity has succeeded in digitising all forms of information that can be possibly thought of in PDFs, the new challenge that looms on the horizon is "Data-On-Demand"  - making data not just digital, but also immediately and readily accessible at our fingertips. Enter Language Learning Models (LLMs). Look no further!

API 98

API Automation Database Returns 98

PYMNTS

JUNE 11, 2020

No less than Sam’s Club, Starbucks and fashion high-flyer Zara have made adjustments to online ordering and purchasing. It is indicative of the adjustments the retail industry can expect to see as consumers shift their buying preferences to digital experiences. Zara’s announcement was the most dramatic. The brand has about 15,000 U.S.

Adjustments 52

Adjustments On-Demand Returns Continuity 52

PYMNTS

OCTOBER 18, 2018

It is less easy to go out into the market and borrow funds or issue shares, he said — or, with inexorably rising rates, get a good return on those corporate actions. But investors are demanding higher rates of return over time,” so this means lower rates of return on the capital that is deployed.

Cross-Border 62

Cross-Border Risk Returns Federal Reserve 62