PYMNTS

SEPTEMBER 2, 2020

Consumers are showing little interest in returning to in-store shopping six months into the pandemic, leading retailers around the globe to double down on their digital capabilities to convert these new digital-first shoppers. The trouble then becomes how to maintain and manage payment systems that use multiple payments integrations at once.

Digital Payments 75

Digital Payments Payment Gateways Gateways Payments 75

PYMNTS

AUGUST 4, 2020

4) that showed a drop in origination volume as anticipated, while loan investor demand displayed early indications of recovery. LendingClub said pre-pandemic vintages are forecasted to create internal rates of return (IRR) of 3 percent in aggregate. As for its overall results, LendingClub reported an adjusted net loss of $54.3

Origination 58

Origination Underwriting Adjustments On-Demand 58

The Finance Weekly

JANUARY 19, 2023

By identifying areas of opportunity for departments to increase return on investment and align with business goals, finance becomes a more effective partner to the rest of the organization. Though both have many of the same responsibilities, each type carries different expertise.

Finance 98

Finance Adjustments Correspondent On-Demand 98

PYMNTS

NOVEMBER 17, 2020

It's going to be a wild year and we're all going to be adjusting on the fly," Atlanta Hawks GM Travis Schlenk said on a conference call on Monday (Nov. Undying Demand. Our sales and survey data tell us fan demand will be there when the time is right. 5 as the company reported its third-quarter earnings. “Our

NOV 52

NOV On-Demand Returns Caps 52

PYMNTS

NOVEMBER 13, 2020

million rise in brand platform GMV from New Guards as a result of its August 2019 acquisition and a formidable demand for merchandise in their brand collection. million rise in brand platform GMV from New Guards as a result of its August 2019 acquisition and a formidable demand for merchandise in their brand collection. million on Dec.

NOV 41

NOV Adjustments Procedures On-Demand 41

PYMNTS

SEPTEMBER 24, 2020

Supply depends on demand; demand depends on supply; supply depends on the supply chain. Pricing depends on supply and demand. Instead, department stores have been hindered by a severe disconnect between product availability and demand, which hurts retailers, designers and customers alike.

On-Demand 64

On-Demand Duplicate Returns Consumer 64

FICO

APRIL 6, 2023

Indeed, with intermittent generation the inaccuracy of generation and net demand forecasts will only grow in coming years. The TERRE system will be able to adjust generation and demand faster, in larger volumes and closer to real time than has ever been done before.

Cross-Border 52

Cross-Border On-Demand Adjustments Security 52

PYMNTS

MAY 6, 2020

As the first round of deposits for fall semesters fast approaches, how will the higher education system adjust its pricing strategies, maintain affordability for struggling families and promote its own cash flow viability (that is sure to be disrupted by changing billing structures and lower enrollment rates)?

Enrollments 64

Enrollments Cost Structure Adjustments Returns 64

PYMNTS

MAY 6, 2020

As the first round of deposits for fall semesters fast approaches, how will the higher education system adjust its pricing strategies, maintain affordability for struggling families and promote its own cash flow viability (that is sure to be disrupted by changing billing structures and lower enrollment rates)?

Enrollments 63

Enrollments Cost Structure Adjustments Returns 63

PYMNTS

APRIL 1, 2020

The biggest drop in demand the company has seen is with the airlines. It is also more complex for companies to prepare for the wave of returning demand than it is to prepare for cancellations. The company can inform businesses that those events will happen, and they can adjust their forecasts for them.

On-Demand 70

On-Demand Mitigation Adjustments Returns 70

PYMNTS

NOVEMBER 2, 2020

The executive noted that demand has stayed elevated in developed markets, while pointing out that the company also saw quarter-over-quarter improvement in emerging markets. z International returned $400 million to investors through cash dividends, according to management, which noted that the firm halted its share repurchase program in March.

CHIPS 56

CHIPS NOV Adjustments On-Demand 56

PYMNTS

MAY 14, 2020

Prajit Nanu , CEO at Nium , recently told Karen Webster that companies should probably get used to the idea that what was once considered “normal” may never return. But for many businesses, that presents a new chance to pivot or adjust business strategies.

Payment APIs and Integration 69

Payment APIs and Integration Adjustments Facilitators Service Provider 69

Clearly Payments

JANUARY 10, 2024

In this type of partnership, the referrer promotes the payment processor’s services to potential clients or customers and receives compensation in return for successful referrals. Capital Requirements: The payments industry demands upfront investments in technology, compliance, marketing, and operational infrastructure.

Processors 105

Processors ISOs Embedded Finance Payments 105

PYMNTS

JUNE 16, 2020

Late last month, PYMNTS reported Uber in India planned to lay off 600 workers amid a severe dropoff in the demand for its services. Last week, its CEO said business was returning to pre-pandemic levels. Reuters reported the company will lay off more than 300 employees. Grab has $3 billion in reserves, according to a source.

Non-Bank 56

Non-Bank Adjustments On-Demand Consulting 56

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 percent growth in June.

Economy 134

Economy Adjustments Consumer Product 134

PYMNTS

APRIL 10, 2020

Corporate clients are increasingly driving FIs’ modernization efforts, with small and medium-sized businesses (SMBs) demanding mobile banking services, and larger corporates seeking bank tools that can seamlessly integrate with their own back-office platforms. Modernizing Corporate Payments.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

JUNE 5, 2020

reported booming demand. Analysts surveyed by FactSet had expected adjusted earnings of 9 cents a share on sales of $230.6 Analysts surveyed by FactSet had expected adjusted earnings of 9 cents a share on sales of $230.6 Slack’s Q1 results came two days after video conferencing app Zoom Video Communications Inc.

Adjustments 52

Adjustments On-Demand Returns Continuity 52

PYMNTS

MARCH 6, 2020

Adjusted same-store sales grew 7.9 February sales benefited from an uptick in consumer demand in the fourth week of the reporting period,” the company said. “We EST Friday, before returning Saturday afternoon. That was the case yesterday as Costco announced Q4 earnings per share of $2.10 on revenue of $39.07 percent with U.S.

Posting 52

Posting Procedures On-Demand Adjustments 52

PYMNTS

JUNE 11, 2020

No less than Sam’s Club, Starbucks and fashion high-flyer Zara have made adjustments to online ordering and purchasing. It is indicative of the adjustments the retail industry can expect to see as consumers shift their buying preferences to digital experiences. Zara’s announcement was the most dramatic. The brand has about 15,000 U.S.

Adjustments 52

Adjustments On-Demand Returns Addressing 52

PYMNTS

AUGUST 6, 2019

Select Plus provides loan applicants with seamless access to credit within the company’s current rate parameters and enables investors to access new opportunities for potentially attractive risk-adjusted returns. The platform aims to grow LendingClub’s customer base as well as the efficiency of its demand generation.

FDIC 43

FDIC On-Demand Adjustments Origination 43

Clearly Payments

NOVEMBER 10, 2023

Synchronizing sales records with actual financial inflows becomes intricate, demanding proactive cash flow management and strategic planning. Ensuring seamless communication is crucial for accurate reconciliation, and disruptions caused by technical glitches or system updates demand meticulous investigation and resolution.

Reconciliation 52

Reconciliation Credit Cards Processors SWIFT 52

PYMNTS

JULY 24, 2020

This indicates demand for the development of apps capable of accomplishing tasks usually handled in branches. Brick-and-mortar banks will need to take proactive, precautionary measures to assure customers are safe to return if they want to keep them. Automated doors are also in demand to help them easily come and go at branches.

Online and Mobile Banking 58

Online and Mobile Banking On-Demand ATM Adjustments 58

PYMNTS

OCTOBER 30, 2019

Revenue growth, coupled with continued operational execution, allowed us to deliver strong margin expansion in the quarter, resulting in double digit growth in Adjusted EBITDA.”. Looking ahead, we are increasingly confident in our ability to leverage our network to deliver profitable growth and strong returns for our shareholders.”.

ATM 40

ATM Zelle Venmo Adjustments 40

PYMNTS

MAY 8, 2020

The stage had been at least partially set to help merchants meet the demands of life lived online and sheltered in place. CFO James “Woody” Woodall noted that merchant solutions , adjusted for the Worldpay acquisition, reported flat organic growth year over year. Possibly even a renaissance. If they can hold on, that is. billion.

PayPal 98

PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98

PYMNTS

NOVEMBER 6, 2019

Also, Fidelity National Information Services (FIS) reported Q3 results that beat expectations for adjusted earnings. While the climb back has been long and at times arduous, LendingClub announced it had finally returned to adjusted net income profitability when earnings dropped. Adjusted earnings of $1.43

Online and Mobile Banking 40

Online and Mobile Banking Adjustments Push-to-Card NOV 40

PYMNTS

MARCH 28, 2019

The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Cross-Border 49

Cross-Border FinTech Risk Management Underserved 49

PYMNTS

MARCH 2, 2020

The rise of the gig economy, heightened customer demands, and business globalization have all introduced new ways that businesses can use outgoing payments as a strategy for growth, profit and customer loyalty. Different Scenarios, Same Demands. Think of a gig worker of a food delivery service.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

AUGUST 26, 2019

Supermarkets are turning to automated solutions to help them meet customers’ demands for rapid in-store shopping and delivery. Other grocery companies, meanwhile, have sought to meet demands for accelerated delivery by making use of fulfillment centers equipped with artificial intelligence tools and robotics for fast order preparation.

Automation 55

Automation On-Demand Adjustments Returns 55

PYMNTS

JULY 17, 2020

But the May and June spikes returned retail sales levels to pre-pandemic numbers. The figures “confirmed the strong snapback in demand as retail sales are now back to their pre-coronavirus levels,” Oxford Economics’ Lydia Boussour and Gregory Daco wrote in a note Thursday, according to Advisor Perspectives. “But Data from the U.S.

Federal Reserve 63

Federal Reserve Bureau of the Fiscal Service Fed Fiscal Service 63

PYMNTS

OCTOBER 18, 2019

He also said the monetary policy could be adjusted to stabilize food price fluctuations, a major cause of inflation. Domestic and global demand has slowed down in freight shipments, factory power generation, employment and entertainment spending, Reuters said. percent year-on-year. China’s second-quarter economic data showed a 6.2

Economy 40

Economy Adjustments On-Demand Returns 40

PYMNTS

MAY 5, 2016

Whole Foods put up adjusted earnings of 44 cents a share on revenues of $3.70 “We produced record sales and operating cash flow, and returned $144 million of capital to our shareholders. The organic grocery chain managed to beat on earnings, but missed on revenue. billion in revenue prediction.

Cost Structure 40

Cost Structure Adjustments Returns On-Demand 40

FICO

APRIL 22, 2020

I’m talking about scalability to handle virtually any volume of demand and the agility to rapidly change rules, workflows and scripts in dynamic situations.In Agents working from home can do multiple short shifts per day, enabling capacity to flexibly adjust to customer preferences and case volumes. by John McMahon.

Automation 85

Automation Volume Returns On-Demand 85

PYMNTS

JULY 20, 2020

By early April, Blue Apron was reporting increases in its customer base and net revenues as demand for its meal-prep boxes spiked among Americans tired of eating peanut butter and jelly sandwiches for dinner. “We Will the industry manage to make itself “sticky” by the time in-person restaurant dining returns?

On-Demand 58

On-Demand Adjustments Consumer Continuity 58

PYMNTS

APRIL 23, 2020

First and foremost, though, individuals and families are examining whether their insurance policies might be in need of adjustments. Preston noted that demand for “per-mile” insurance has gone up, where previously they might have waited for their traditional insurers to investigate risk and return back with (supposedly accurate) premiums.

Risk 82

Risk On-Demand Adjustments Returns 82

PYMNTS

APRIL 10, 2020

Back-end systems able to put customers on payment plans — and then custom adjust them to consumers’ economic services in real time — have gone into this pandemic with a critical advantage, Talaga said. On a good day, healthcare providers do a difficult job.

On-Demand 87

On-Demand Procedures Automation Consumer 87

FICO

JUNE 16, 2022

Taking the insights and converting them into meaningful, appropriate actions means adjusting effective debt collections strategies, recovery treatments, policies, processes and the all-important key performance indicators (KPIs). Effective Debt Collection, Recovery and the Return to Financial Good. Tue, 07/23/2019 - 04:13.

Adjustments 52

Adjustments Assessments Returns APACS 52

PYMNTS

JUNE 4, 2020

Online commerce has soared during the pandemic, prompting retailers of all types and sizes to leverage how they use digital channels to bring back customers while a full return to physical retail remains months away. That reveals the pent-up demand for the company’s unique items. But the biggest innovations are coming to online retail.

Returns 52

Returns Contactless Payments Service Center Checks 52