EBizCharge

MARCH 20, 2025

Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance. Reviewing each providers functionality, payment collection tools, payment security, costs, and customer support will enable your business to make the best decision.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

FEBRUARY 19, 2025

Defined Service Level Agreements (SLAs): Look for guaranteed response times to prevent extended downtimes. Phone, Email, and Chat: A reliable integrated payment processing support provider should offer multiple communication channels to accommodate different user preferences.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

NOVEMBER 14, 2024

The cardholder is responsible for paying back that amount in accordance with their credit card agreement. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. Chips uniquely encrypt the card information each time it is used.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MARCH 14, 2024

On the merchant side, B2B cards come with lower processing rates if you qualify for level 2 and level 3 card processing. These levels require you to provide more transactional data and when implemented properly, you can lower your credit card processing costs significantly.

B2B 88

B2B Process B2C Credit Cards 88

EBizCharge

AUGUST 15, 2024

These fees are incurred by merchants for each transaction and are paid to the card-issuing banks as compensation for handling the credit risk and processing the payment. Pass-through fees are essential for merchants since they directly impact overall credit card processing costs. Why do pass-through rates vary by processor?

Credit Cards 52

Credit Cards Processors Best Practices Volume 52

Payment Savvy

OCTOBER 8, 2024

At its most basic level, a direct debit is an agreement between a customer and a business that allows the company to automatically withdraw money from the customer’s bank account. The terms of the agreement determine the amount and frequency of these withdrawals, and the customer authorizes the business to collect payments as they become due.

ACH 52

ACH Credit Cards ACH Network Authorization 52

EBizCharge

JUNE 28, 2024

Credit card networks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower. Consequently, merchants cannot profit from these fees; their purpose is solely to cover processing costs.

Credit Cards 52

Credit Cards Legal Debit Card Disputes 52