The Payments Association

JANUARY 21, 2025

Furthermore, the report takes a forward-looking approach, incorporating forecasts for 2025 and exploring pivotal themes such as artificial intelligence in payments, the evolution of tokenisation and decentralised finance (DeFi), and the adoption of emerging technologies like blockchain, generative AI, and machine learning.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

OCTOBER 30, 2024

Klarna , the AI-powered global payments network and shopping assistant has expanded their partnership with Worldpay , a global industry leading payment services provider, to enable thousands of new merchants to offer Klarna to their customers. Globally, about 30% of the payments Klarna processes are immediate payment.

BNPL 97

BNPL Service Provider Global Payments Payment Networks 97

Fintech Finance

NOVEMBER 19, 2024

Klarna , the AI powered global payments network and shopping assistant, will soon be available on Google Pay. With 85 million active consumers, and over 600,000 merchants, Klarna is a continuously expanding commerce network and the most popular global BNPL provider. Starting next year, Google Pay users in the U.S.

BNPL 98

BNPL Global Payments Payment Solutions Finance 98

Fintech Finance

FEBRUARY 11, 2025

Klarna , the AI-powered global payments network and shopping assistant, has signed an agreement with J.P. Morgan Payments that will, for the first time, make Klarnas Buy Now, Pay Later (BNPL) payment options available to businesses that rely on J.P. Morgan Payments for payment processing. Morgan Payments Commerce Solutions Platform.

BNPL 80

BNPL Agreements Payments Payment Networks 80

Fintech Finance

DECEMBER 23, 2024

Klarna , the AI-powered global payments network and shopping assistant has expanded their partnership with Woo , the flexible, open-source ecommerce solution built on WordPress, by making Klarna a default payment option for merchants using WooPayments. Globally, about 30% of the payments Klarna processes are immediate payment.

Agreements 98

Agreements BNPL Payment Networks Finance 98

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. Digital wallets are already mainstream, but alternative payment methods like BNPL (buy now, pay later) are gaining momentum.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Finextra

APRIL 14, 2024

US and European officials have begun an "informal dialogue" on consumer financial protection issues, focusing on the rise of Big Tech in payments; the use of AI in lending; and the emergence of buy now, pay later.

AI 115

AI Consumer CFPB BNPL 115

Fintech Finance

OCTOBER 9, 2024

Buy now, pay later (BNPL) booms as shoppers turn to flexible payments BNPL payments experienced a remarkable surge as shoppers turned to more flexible payment methods to spread their spending and manage their budgets. In H1 2024, global BNPL transactions skyrocketed by an astounding 237%, nearly tripling in volume.

BNPL 98

BNPL Volume Alternative Payment Methods AI 98

The Fintech Times

NOVEMBER 25, 2024

Klarna , the AI-powered global payments network and shopping assistant, has secured a major global agreement enabling customers of Lenovo , the global technology giant in 15 European countries, to pay for their tech purchases at Lenovo.com using Klarna’s flexible payment methods, including its popular interest-free buy now, pay later (BNPL) options.

BNPL 59

BNPL Credit Cards AI Agreements 59

Fintech News

JUNE 20, 2024

Will Generative AI in payments accelerate financial institutions on their path to increased revenue and cost optimisation? Even more reassuring, 54% of FSIs surveyed in EMEA, USA, and APAC are already embedding AI into their offerings or expanding their initiatives, and 61% plan to use Gen AI in 2024.

Use Case 122

Use Case AI Multi-Currency Payments 122

The Fintech Times

NOVEMBER 16, 2024

To this end, 65 per cent of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. The post Merchants Set to Invest in AI and Fraud Prevention and Compliance Tops the 2025 Agenda, Says payabl appeared first on The Fintech Times.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59

Fintech News

DECEMBER 4, 2024

Take Buy Now, Pay Later (BNPL) services as an example. But it’s not just about BNPL. With advancements in AI, we’ll likely see hyper-personalised financial services. Whether you’re checking out online, booking a flight, or even buying insurance, embedded finance is the engine making it all seamless. What’s Next?

Embedded Finance 111

Embedded Finance Finance Payment APIs and Integration BNPL 111

The Payments Association

DECEMBER 18, 2024

” Andy Watson, chief people and transformation officer, notes, “2025 will likely be the year of AI agents. Anthropic launched its AI agent Computer Use in October 2024, and OpenAIs new AI agent, codenamed ‘Operator,’ is set to launch early next year.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

DECEMBER 12, 2024

eBay and Klarna , the AI-powered global payments network and shopping assistant, have announced the expansion of their strategic partnership to key European markets making Klarnas Buy Now Pay Later (BNPL) payment options available to more eBay shoppers. Austria, France, Italy, the Netherlands and Spain, with more markets coming soon.

BNPL 98

BNPL Push-to-Card Authentication Debit Card 98

Clearly Payments

NOVEMBER 6, 2024

Buy Now, Pay Later (BNPL) : BNPL options have gained traction as consumers look for flexible payment options. consumers used BNPL services at least once in 2023, and this number is expected to grow as more merchants offer BNPL options. Nearly 30% of U.S.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

NOVEMBER 2, 2020

Our scale, two-sided network, trusted brand, strong relationships with the regulators around the world and our [artificial intelligence] AI and data modeling capabilities can all be leveraged to ensure our PayPal and Venmo apps are essential parts of our customers' daily lives. Additionally, PayPal reported signing on 1.5 France and the U.K.,

Venmo 105

Venmo PayPal BNPL Volume 105

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moreover, AI fosters the creation of new financial products and services previously inconceivable.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

APRIL 24, 2025

6 Fintech Unicorns in Singapore Singapore’s fintech unicorns consist of companies spanning diverse verticals, including digital payments, insurtech, blockchain and AI-driven finance. Company Valuation ($) Segment Advance Intelligence Group 2 billion AI-driven fintech and digital lending bolttech 2.1 billion payments Coda 2.5

FinTech 128

FinTech Online and Mobile Banking Payment APIs and Integration Finance 128

The Fintech Times

MARCH 9, 2024

Around 2020, buy now, pay later (BNPL) solutions exploded in popularity, as an increasing number of shoppers across the globe turned to online shopping during a pandemic that caused a significant amount of financial uncertainty. It might not just be uncertainty that is impacting BNPL’s success.

BNPL 72

BNPL Risk Management Risk Push-to-Card 72

Finextra

AUGUST 27, 2024

Klarna saw revenue rise 27% in the first half of 2024, buoyed by its aggressive use of AI, which CEO Sebastian Siemiatkowski says could help the BNPL giant halve its workforce.

AI 72

AI BNPL 72

FICO

DECEMBER 1, 2022

4 AI Predictions for 2023: From the Great Correction to Practical AI. A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence. Here are my predictions for Practical AI in 2023: 1. JessicaButalla@fico.com. by Scott Zoldi.

AI 98

AI Government Governance Audit 98

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. AI-driven fraud detection and prevention is becoming the new standard.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

DECEMBER 11, 2024

Cryptocurrency and BNPL : Cryptocurrency use in payments is projected to grow to $250 billion by 2030. Buy Now, Pay Later (BNPL) services also surged, with a 400% increase in usage since 2018. Buy Now, Pay Later (BNPL) What It Is : Allows consumers to make purchases and pay in installments, often interest-free.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Fintech News

SEPTEMBER 18, 2024

Integrating cutting-edge technologies The report emphasizes APAC’s innovative payment landscape, which has evolved from QR code payments in China to the integration of AI and blockchain. For example, Visa has been using AI-based technology for risk and fraud management since 1993. of e-commerce payments in 2022 to 4.4%

APACS 117

APACS Stablecoins Alternative Payment Methods BNPL 117

Finextra

JULY 2, 2024

Klarna, the AI-powered global payments network and shopping assistant, today announced it’s partnered with Adobe Commerce to enable merchants to easily implement Klarna’s Buy Now Pay Later (BNPL) services, along with other flexible payment options.

BNPL 59

BNPL Payment Networks AI Global Payments 59

Clearly Payments

FEBRUARY 27, 2025

The Buy Now, Pay Later (BNPL) trend is surging, with over 60 million Americans using BNPL services, particularly for electronics, fashion, and home goods. Comparing Large vs. Small Online Retailers The dominance of large retailers is driven by their vast logistics networks, AI-driven personalization, and competitive pricing.

BNPL 59

BNPL Payments Small Business PayPal 59

Fintech Finance

SEPTEMBER 10, 2024

UATP , the global payment network that enables organizations to simplify payment processes and expand their payment capabilities, has announced a new partnership with Klarna , the AI-powered global payments network. For UATP, integrating Klarna further strengthens the payment network’s support for BNPL options. billion by 2030.

BNPL 97

BNPL Payment Networks Credit Cards APACS 97

The Fintech Times

SEPTEMBER 26, 2024

Firms using the business platform, Xero can now add ‘buy now pay later’ (BNPL) to their offering as it partners with Klarna , the AI-powered global payments network. The post Xero Merchants Can Offer BNPL Payment Option Following Klarna Partnership appeared first on The Fintech Times.

BNPL 69

BNPL Alternative Payment Methods Payments Small Business 69

Finovate

DECEMBER 11, 2024

Agentic AI You may notice I did not include AI, which is a notoriously hot topic, among the top three trends. That is because the industry has finally moved beyond talking about AI as the technology to implement, and now considers it as the enabling technology that it is.

FinTech 59

FinTech Stablecoins Cross-Border BNPL 59

Fintech Finance

MARCH 13, 2025

Sezzle , a leading Buy Now, Pay Later (BNPL) solution, is kicking off the new year with a suite of features designed to make shopping smarter, simpler, and more transparent. Smarter shopping with AI-powered, personalized recommendations tailored to your interests. What’s New in Sezzle’s Product Marketplace?

On-Demand 69

On-Demand BNPL AI Product 69

The Fintech Times

APRIL 20, 2024

Another buy now pay later (BNPL) firm has decided to call it a day as Laybuy has put itself up for sale. There have been various reports about the struggles of BNPL firms as regulations tighten, so we reached out to the industry to uncover what is needed for firms to survive. Laybuy is not the first BNPL whose value has taken a dive.

BNPL 72

BNPL Regulations On-Demand Checks 72

Finovate

SEPTEMBER 25, 2024

Xero and Klarna have partnered to allow small businesses to offer buy now, pay later (BNPL) options at checkout, giving consumers more flexible payment choices. Under the partnership, Xero’s small business clients will have access to BNPL capabilities that may help boost revenue and enable more large-ticket sales.

BNPL 59

BNPL Small Business Payments Credit Cards 59

Fintech Finance

SEPTEMBER 10, 2024

For this to happen we need to invest further in the product side and with the growing threat of AI-enhanced cybercrime, strengthen our risk infrastructure.” The post PastPay Secures €12 Million Series A, the Largest for a B2B BNPL in CEE to Accelerate Transactions Across Europe appeared first on FF News | Fintech Finance.

B2B 97

B2B BNPL Transactions Security 97

Fintech Finance

JULY 2, 2024

Klarna , the AI-powered global payments network and shopping assistant, today announced it’s partnered with Adobe Commerce to enable merchants to easily implement Klarna’s Buy Now Pay Later (BNPL) services, along with other flexible payment options. This allows Klarna to expand payment flexibility to consumers.

BNPL 111

BNPL Payments Payment Networks Economy 111

The Fintech Times

AUGUST 22, 2024

After acquiring the assets of the now-defunct New Zealand-based buy now, pay later (BNPL) firm, Laybuy , AI-powered global payments network and shopping assistant Klarna has revealed plans to relaunch the service. “We have some truly exciting plans and can’t wait to begin sharing them with consumers and merchants.”

BNPL 64

BNPL Acquirers Returns Accounts 64

The Payments Association

FEBRUARY 11, 2025

49% of companies are exploring new payment methods like digital wallets, account-to-account payments, and BNPL to drive market penetration, particularly in cross-border commerce. Key survey findings: 36% of businesses rank enhanced security and fraud prevention as their top priority when selecting payment partners.

Technology 88

Technology Payments Cross-Border Fraud Prevention 88

Finovate

DECEMBER 4, 2023

And while many of them are insightful, I wanted to see what our AI overlord ChatGPT had to say about the matter. AI-Powered Personalization : Enhanced AI-driven tools for hyper-personalized financial recommendations, wealth management, and banking services. AI-powered personalization This is another win for ChatGPT.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130