Clearly Payments

APRIL 25, 2024

Why the Durbin Amendment Exists Debit card transactions involve a set of players in the payments value chain : the issuing bank (that provides the debit card to the consumer), the acquiring bank (that processes the transaction for the merchant), the payment network (like Visa or Mastercard), and merchant services provider (i.e.

Debit Card 101

Debit Card Federal Reserve Caps Credit Union 101

Fintech Finance

APRIL 24, 2024

Klarna , the AI powered global payments network and shopping assistant, today announced a global partnership with Uber , to offer millions of consumers Klarna’s convenient alternative payment methods across Uber’s ride-sharing and delivery platforms, Uber and Uber Eats.

Alternative Payment Methods 64

Alternative Payment Methods Credit Cards Payment Networks Volume 64

PYMNTS

JUNE 13, 2019

The transactions between businesses are done on an account-to-account basis, as opposed to using the existing correspondent banking network — which, of course, relies on intermediaries. It has also linked with MoneyNetInt on cross-border payment processing in the U.S.

B2B 75

B2B Distributed Ledger Technology (DLT) Cross-Border Cross-Border Payments 75

Clearly Payments

FEBRUARY 12, 2024

At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. As the world’s leading payment networks , Visa and Mastercard play a pivotal role in shaping the landscape of electronic payments on a global scale. UnionPay has 32% of the global credit card market.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

The Fintech Times

SEPTEMBER 26, 2024

Firms using the business platform, Xero can now add ‘buy now pay later’ (BNPL) to their offering as it partners with Klarna , the AI-powered global payments network. Xero’s customers will now be able to offer alternative payment methods to traditional credit using Klarna.

BNPL 69

BNPL Alternative Payment Methods Payments Small Business 69

The Fintech Times

MARCH 11, 2024

TerraPay , the global cross-border payments network, is partnering with Dubai Duty Free , a travel retail operator, aiming to bolster the availability of alternative payment methods in the UAE, by making it possible to make purchases at DDF outlets with telecom digital wallets.

Financial Inclusion 59

Financial Inclusion Cross-Border Payments Cross-Border Alternative Payment Methods 59

The Fintech Times

APRIL 8, 2024

All new offerings will enable merchants to access multi-currency, multi-country, multi-payment network services, and alternative payment methods, supported by a pan-European acquisition platform and personaliszed services.

Multi-Currency 64

Multi-Currency Alternative Payment Methods Value Added Service Payments 64

The Fintech Times

JUNE 14, 2024

The partnership will integrate ViaPlus’ mobility back office, which processes and financially reconciles large volumes of transactions, with the global acquiring and processing reach and capacity of Nuvei to manage a wide variety of digital applications through extensive Alternative Payment Methods (APM) integrations.

Near Real-Time 59

Near Real-Time Alternative Payment Methods Payments Cross-Border 59

Segpay

SEPTEMBER 24, 2024

An answer to our pain has been developing over the past few years through paying with bank payments or transactions. These alternate payment methods are growing in popularity. This is offered by banks and payment service providers (PSPs) in partnership with payment networks or intermediaries.

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105

PYMNTS

NOVEMBER 19, 2020

In the announcement, Rapyd identified a growing number of alternative payment methods, including real-time payment networks, that increase demand for fraud mitigation capabilities without forcing customers to change the method with which they make a payment.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Fintech Finance

MARCH 12, 2024

As e-commerce, travel and FinTech businesses seek to reduce time-to-market and time-to-revenue, as well as offer their customers the best possible payment experiences, Ecommpay’s proprietary full stack payments platform is set up to meet their goals. She also sits on the Advisory Board of the FinTech B2B Marketing Community.

FinTech 52

FinTech Alternative Payment Methods BNPL Fraud Prevention 52

Fintech Review

DECEMBER 3, 2024

Traditional methods like cash are vulnerable to theft, while checks can be forged. Digital payments, despite their advantages, introduce new risks. Cybercriminals often target payment networks to steal sensitive information. Blockchain, for instance, offers decentralised payment systems with increased transparency.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Finovate

AUGUST 6, 2024

Banks, insurance companies, NBFCs, individuals, CXOs, CDOs, CIOs, asset management companies, payment providers, and SMEs. TodayPay TodayPay is the world’s first instant payments network and inventor of Refunds as a Service, giving merchants an alternative payment method to issue instant refunds to customers.

Credit Union 52

Credit Union OFAC Alternative Payment Methods Database 52

PYMNTS

SEPTEMBER 12, 2018

It’s the oldest payments network in the world that you might not be familiar with. In a new PYMNTS interview , CEO Ralph Kaiser talks about those changes and what they mean for airlines and corporate travelers.

B2B 40

B2B Alternative Payment Methods Payments Payment Networks 40

Clearly Payments

FEBRUARY 19, 2024

Consumer Preferences Credit cards maintain their dominance as the preferred online payment method, accounting for approximately 40% of all e-commerce transactions. Alternative payment methods, including digital wallets (25%), buy now, pay later (BNPL) options (10%), and debit cards (15%), are rapidly gaining traction.

Process 102

Process Digital Currency Online and Mobile Banking Payments 102

PYMNTS

FEBRUARY 13, 2019

Through Rapyd’s single API, customers get access to a set of FinTech and payment capabilities enabling them to accept alternative payment methods. “This group represents over 2 billion people and ~72% of online payments today (local bank transfers, e-wallets, and cash).”

Alternative Payment Methods 46

Alternative Payment Methods Non-Bank API Debit Card 46

PYMNTS

SEPTEMBER 12, 2018

Universal Air Travel Plan (UATP) is the oldest payments network in the world, 83 years and counting. However, unless one happens to work in a big company and have their travel booked through a managed travel department, chances are they’ve never heard of the network.

Alternative Payment Methods 40

Alternative Payment Methods Payments eWallet Credit Cards 40

Fintech Finance

APRIL 8, 2024

These offerings will enable merchants to access multi-currency, multi-country, multi-payment network services, and alternative payment methods, supported by a pan-European acquisition platform and personalized services.

Multi-Currency 52

Multi-Currency Alternative Payment Methods Value Added Service Payments 52

Fintech Review

APRIL 9, 2025

XDC holders can now convert their tokens into local currencies and alternative payment methods (APMs) across 100+ countries, making real-world utility more accessible than ever.

ISO 20022 52

ISO 20022 ISOs Payment APIs and Integration TPS 52

Fintech Finance

APRIL 16, 2024

Brite Payments enables instant account-to-account (A2A) payments and payouts, leveraging Europe’s open banking infrastructure to build a fully-featured Pay by Bank solution, backed by its own proprietary network – Brite Instant Payments Network (Brite IPN).

Instant Payments 52

Instant Payments Alternative Payment Methods Payments PayPal 52

Clearly Payments

DECEMBER 3, 2023

Wirecard (now Adyen): Global payment company (International). Worldpay (now FIS): Payment processing solutions (International). Zift Payments: Payment solutions for businesses (United States). Zelle: Digital payments network (United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

The Fintech Times

APRIL 25, 2024

By integrating Thredd APIs into its single platform for instant global payments, Nium has been able speed up transactions to 200 milliseconds when issuing and loading virtual cards in nearly 30 countries worldwide.

FinTech 59

FinTech Payment APIs and Integration Alternative Payment Methods Cross-Border Payments 59

The Fintech Times

MAY 4, 2024

In 2014, Stripe announced that it was trialling Bitcoin payments with a select number of users, making it one of the first payment companies in the world to integrate the alternative payment method. However, in making this move, millions of crypto holders will now have access to make payments on the network.

Stablecoins 72

Stablecoins Cryptocurrency Bitcoin Regulations 72

Stax

JANUARY 15, 2024

TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. Encouraging Alternative Payment Methods.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

The Fintech Times

APRIL 30, 2024

The transaction creates a ;B2B payments powerhouse’ whose continued goal is to shakeup payments by expanding the ‘largest, fastest, and most cost-efficient B2B payments network’ Funding and investments Danish-founded Ageras has raised €82million for new acquisitions in an oversubscribed private placement round.

FinTech 64

FinTech Online and Mobile Banking APACS AI 64

PYMNTS

JANUARY 22, 2021

It also had to prepare contingency plans for how to respond should bad actors slip through or should technical difficulties or human errors interrupt smooth use of the faster payments network. There was a lot of risk assessment: ‘What happens if this happens? What if that happens?’ Early Intervention.

RTP 56

RTP Finance Security Real Time Payments 56

Fintech Labs Insights

SEPTEMBER 29, 2016

ACI Worldwide’s live demo and real-time payment integration will show how developers can use ACI’s COPYandPAY , the first SAQ-A compliant JavaScript payment-form solution, to easily add dozens of alternative payment methods and card brands to the checkout page. Why it’s a must-see.

Payment APIs and Integration 22

Payment APIs and Integration Alternative Payment Methods Real Time Payments Payment Networks 22

Stax

APRIL 23, 2024

And one could use that opportunity to help grow other’s business models and payment practices. If you do hit this roadblock after moving your billing to an ACH network, there are several alternative payment methods you can still use that aren’t in the ACH network.

ACH 88

ACH Direct Deposit ACH Network Wire Transfer 88

PYMNTS

OCTOBER 22, 2018

UATP exists as the oldest payments network in the world, having been in service for more than 83 years and serving the global air travel market exclusively. Simply put, he said, these alternative payment methods are fast becoming how consumers believe they should pay and, more importantly, how they prefer to pay.

Payments 55

Payments Point-of-Sale (POS) Credit Cards Finance 55

PYMNTS

JULY 16, 2018

That’s by design, Kaiser noted, because UATP is an entirely B2B-based payments network that very few consumers ever have direct reason to touch. Airlines, he noted, are a unique world in and of themselves when it comes to payments. However, after more than eight decades in business, UATP is a brand that is largely invisible.

Payments 42

Payments Issuers PayPal Point-of-Sale (POS) 42

Stax

JANUARY 10, 2024

Each network will calculate the fee differently, depending on the type of card, the industry, and the merchant’s payment processing volume. Assessment fees An assessment fee is imposed by payment networks in exchange for processing credit card payments. Usually, interchange fees will range between 0.3-2%

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Clearly Payments

FEBRUARY 8, 2024

Moreover, by establishing rules for payment networks and financial institutions, regulation mitigates systemic risks and fosters fair competition, thereby enhancing market efficiency. These state agencies add another layer of regulation, contributing to the complexity of the regulatory landscape.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

Fintech Finance

JANUARY 16, 2025

With over two decades of experience in the payments industry, Natalie brings a wealth of expertise in payment networks and international growth strategies. Her career has spanned both B2B and B2C sectors, where she has built strong relationships with merchant acquirers, alternative payment methods, and financial institutions.

Acquirers 98

Acquirers Alternative Payment Methods Cross-Border Payments Cross-Border 98