The Payments Association

DECEMBER 2, 2024

Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability. The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs). These developments have set the stage for an even more dynamic year ahead as technology continues to reshape how businesses and consumers interact with payments.

Embedded Finance 88

Embedded Finance Payments Fraud Detection AI 88

Payments Next

DECEMBER 2, 2024

By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness The post Global Payouts Orchestration: Driving Payments 3.0 first appeared on Payments NEXT.

Payments 88

Payments Global Payments Posting Cross-Border Payments 88

Payments Dive

NOVEMBER 27, 2024

With credit card interest rates at a historic high, consumers are likely to gravitate to lower-cost alternatives, including potentially buy now, pay later options, industry consultants say.

BNPL 147

BNPL Credit Cards Consulting Consumer 147

Fintech Finance

NOVEMBER 29, 2024

The European Central Bank (ECB) and Norges Bank signed an agreement for Norway to join the Eurosystem’s TARGET Instant Payment Settlement (TIPS) service. This will make the Norwegian krone the fourth currency available for settlement in TIPS, in addition to the euro, the Swedish krona and the Danish krone, which is scheduled to join in April 2025. The inclusion of the Norwegian krone in TIPS, which is part of the Eurosystem’s TARGET Services, is planned for the first half of 2028 and will enable

Instant Payments 117

Instant Payments Central Bank Settlement Agreements 117

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

DECEMBER 2, 2024

Swiss fintech incubator Tenity is expanding its focus on Decentralized Finance though an early-stage fund backing promising startups building blockchain-based services on Ripple's XRP ledger.

Blockchain 98

Blockchain Finance FinTech 98

Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

Credit Cards 148

Credit Cards Federal Reserve Fed Consumer 148

Finovate

NOVEMBER 26, 2024

Agentic AI solutions provider for community banks and credit unions, interface.ai , has introduced a pair of new tools to help fight deepfake fraud. The company has launched two flagship products — device biometric authentication and Generative AI (GenAI) bot training — designed to help financial institutions defend themselves and their customers from fraud and unauthorized access. interface.ai’s device biometrics solution uses device-based fingerprint and facial recognition te

Deepfake 112

Deepfake Bots Credit Union AI 112

Bank Automation

NOVEMBER 26, 2024

Citi Wealth tapped Eric Lordi as head of platform and experience this month and he assumes the new role on Jan. 29, a Citi spokesperson told Bank Automation News. He will be responsible for the digital experience for Citi Wealth clients, advisers and bankers, the spokesperson said. Lordi replaces Julia Carreon who left […] The post Movers and Shakers: Citi Wealth names Eric Lordi head of platform and experience appeared first on Bank Automation News.

Automation 111

Automation Posting Treasury Management Treasury 111

Finextra

NOVEMBER 28, 2024

The fallout from the collapse of Synapse continues, with several partner banks facing a lawsuit alleging mishandling of customer funds, and one of those banks insisting that end user funds it once held were moved by the BaaS platform before it went bankrupt.

End User 115

End User Continuity 115

Payments Dive

DECEMBER 2, 2024

Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.

Credit Cards 113

Credit Cards Consumer 113

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The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future. From safeguarding consumers against fraud to accelerating innovation in digital payments, regulators across the globe have introduced sweeping reforms aimed at address

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

Fintech News

NOVEMBER 27, 2024

Indonesian peer-to-peer (P2P) lending platform Amartha has completed the acquisition of PT Bosowa Multi Finance, a leasing company previously part of the Bosowa Group conglomerate, according to DealStreetAsia. The deal was carried out through PT Amartha Nusantara Raya (ANR), the holding company that oversees Amartha’s operations, including its P2P lending platform and credit scoring unit, Ascore.

P2P 117

P2P Finance Addressing Product 117

The Fintech Times

NOVEMBER 27, 2024

The Financial Conduct Authority (FCA) has unveiled a roadmap outlining key dates for the development of its ‘crypto regime’, as it aims to introduce a clear regulatory framework for the UK’s crypto industry. As of August 2024, around 12 per cent of UK adults own some sort of crypto asset – equivalent to around seven million people – while around 93 per cent have at least heard of them, according to new FCA research revealed on Tuesday.

Regulations 107

Regulations Stablecoins Risk Consulting 107

Finextra

NOVEMBER 26, 2024

As fraudsters gear up to take advantage of the Christmas period, NatWest has launched an advent calendar designed to educate Brits on the threat of common purchase scams.

Scams 119

Scams 119

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Payments Dive

DECEMBER 2, 2024

Payments players charted an increase in spending over the Thanksgiving Day holiday weekend, with e-commerce sales growth outstripping the rise in stores.

Payments 95

Payments 95

Fintech Review

NOVEMBER 27, 2024

Small and medium enterprises (SMEs) are the backbone of emerging economies. In many regions, they create jobs, drive innovation, and stimulate local economies. Yet, they often face financial challenges, struggling to access credit, manage cash flow, and navigate complex financial systems. Fintech solutions are changing this landscape, offering SMEs tailored tools to overcome these barriers.

FinTech 103

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 103

Fintech News

DECEMBER 2, 2024

Tenity, a global innovation ecosystem and early-stage fintech investor, is expanding its focus on decentralised finance (DeFi) through its Incubation Fund II. The fund will provide support to startups building on the XRP Ledger (XRPL) across Asia and Europe. Backed by institutions such as UBS, SIX Group, Julius Baer, Generali’s House of InsurTech Switzerland, and Ripple, which is also a strategic partner and Limited Partner, the fund seeks to foster the development of blockchain-based financial

Innovation 85

Innovation Breach Blockchain FinTech 85

The Fintech Times

NOVEMBER 26, 2024

Financial advice can be a sensitive topic – those giving it don’t want to mislead customers, while customers are wary about the level of trust they can place in their advisers. Nonetheless, done correctly, investing can be a very beneficial way for someone to use their funds. This November we are exploring all the aspects of wealthtech and how the industry has developed this year.

Risk Assessment 107

Risk Assessment Accreditation Assessments Financial Inclusion 107

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Finextra

DECEMBER 2, 2024

Digital payroll vendor Deel has acquired Atlantic Money, a UK fintech startup set up to compete against money transfer giant Wise.

Acquirers 109

Acquirers Payroll FinTech 109

Payments Dive

DECEMBER 2, 2024

The Canadian payments software company said it expects the operational overhaul to impact 200 workers and result in savings that can be redirected to its priorities.

Payments 78

Payments 78

Fintech Finance

NOVEMBER 27, 2024

With this year’s Black Friday falling on 29th November and Cyber Monday on 2nd December, aka “Cyber Weekend”, retailers across the UK are gearing up for the year’s biggest spending event in the run-up to the Christmas holiday season. Last year’s Black Friday achieved record sales of £13.3 billion, up 7.6% from 2022. Lloyds Bank Merchant Services, the bank’s card payments processing and acceptance unit, is encouraging retail merchants to ensure that their payment platforms are ready to capitalise

PCI DSS 96

PCI DSS Alternative Payment Methods Payments Data Encryption 96

Finezza

NOVEMBER 29, 2024

The growing demand for credit access among retail consumers and businesses has led to the accelerated growth of alternative lending in India. The key factors driving growth include limited credit access within traditional banking, fintech innovation, and widespread smartphone penetration. The market size of this category is expected to grow from $7.53 billion in 2023 […] The post The Paradox of Alternative Lending: How It Can Both Simplify and Complicate the Lending Process appeared first

Process 91

Process On-Demand Innovation FinTech 91

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech News

NOVEMBER 27, 2024

Global verification provider Sumsub has partnered Elliptic, a cryptoasset risk management firm, to bolster its crypto transaction monitoring and Travel Rule solutions. This collaboration integrates Elliptic’s blockchain analytics into Sumsub’s platform, providing clients with enhanced tools to screen cryptocurrency wallets, identify fraudulent activity, and assess risk in transactions.

Crime 109

Crime Financial Crimes Travel Rule Blockchain 109

Finextra

DECEMBER 2, 2024

A coalition of leading financial institutions and technology companies, led by the UK's Centre for Finance and Innovation Technology, has worked to design a digital company ID to make securing finance and conducting day-to-day business quicker and less vulnerable to fraud.

Finance 91

Finance Innovation Security Technology 91

Payments Dive

DECEMBER 2, 2024

Meet the payment needs of every generation to boost loyalty, satisfaction and on-time payments.

Payments 95

Payments 95

Fintech Finance

NOVEMBER 28, 2024

Serenity , a tech and blockchain solution provider, and IDEMIA Secure Transactions (IST), a global leader in payment and connectivity solutions, announced the launch of sAxess , a biometric security card to improve data access control, security, and recovery. The partnership with IDEMIA Secure Transactions brings its extensive connections and expertise in payment and connectivity solutions, with 1,900 financial institutions and FinTechs clients worldwide, together with Serenity’s knowledge in bl

Security 97

Security Transactions NFTs Blockchain 97

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Fintech Times

NOVEMBER 29, 2024

Financial advice can be a sensitive topic – those giving it don’t want to mislead customers, while customers are wary about the level of trust they can place in their advisers. Nonetheless, done correctly, investing can be a very beneficial way for someone to use their funds. This November we are exploring all the aspects of wealthtech and how the industry has developed this year.

AI 89

AI Advisors Credential Legal Framework 89

Fintech News

NOVEMBER 26, 2024

Singapore Management University ( SMU ) and DBS have partnered to launch the “Sustainable Finance in Action” course. This new programme designed to equip senior executives with the knowledge and skills needed to navigate the complexities of sustainable finance. The four-day intensive course, running from 25-28 November 2024, will cover key areas such as green, transition, blended, and biodiversity financing, utilising a combination of academic and applied learning methods.

Finance 106

Finance Participant Economy Addressing 106

Finextra

DECEMBER 2, 2024

The European Central Bank (ECB) has published its second progress report on the preparation phase of a digital euro, laying the foundations for the potential issuance of the CBDC.

CBDC 88

CBDC Central Bank 88

Payments Dive

DECEMBER 2, 2024

Although early-adopting platforms are already reaping the rewards of embedded finance, crucially, supply has not yet caught up with demand.

Embedded Finance 78

Embedded Finance Finance 78

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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