Trending Articles

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The Impact of Regulatory Frameworks on Fintech Growth in Emerging Markets

Fintech Review

Emerging markets have become a hub for fintech innovation. With their growing economies and youthful populations, these regions present significant opportunities. However, regulatory frameworks in these markets vary widely, influencing how fintech companies evolve and scale. Supportive Regulations: A Catalyst for Growth Supportive regulations can significantly enhance fintech growth.

FinTech 111
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Putin orders Russian bank to cooperate with China on AI

Finextra

Sberbank, Russias largest financial institution, has been told to work with China on the development of AI-based services.

AI 110
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2025: 𝐓𝐇𝐄 𝐃𝐀𝐖𝐍 𝐎𝐅 𝐀𝐈-𝐃𝐑𝐈𝐕𝐄𝐍 𝐂𝐘𝐁𝐄𝐑𝐂𝐑𝐈𝐌𝐄

Finextra

As we step into 2025, the cybersecurity landscape is poised for a dramatic transformation driven by

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Fraud unveiled: Key takeaways from merchant roundtable discussion

The Payments Association

Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. Why is it important? It highlights the necessity of advanced fraud detection and greater industry collaboration.

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The Evolving Retailer's Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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KuCoin Launches KuCoin Pay, a Merchant Solution Leading the Future of Crypto Payments

Fintech Finance

In a significant leap forward for digital commerce, KuCoin has unveiled KuCoin Pay, a pioneering merchant solution designed to catalyze business growth by integrating crypto payments into the retail sector. This innovative system bridges the gap between traditional retail and crypto, offering contactless and borderless transactions. Leveraging KuCoin’s robust infrastructuretrusted globally and serving over 37 million+ users – KuCoin Pay is poised to open new opportunities for merchan

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Merchants, banks spar over Fed’s debit card fee proposal

Payments Dive

Major trade groups for merchants and banks engaged in another round of fighting last week over whether the Federal Reserve should finalize a lower debit card interchange fee rate.

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Combining Ambition with Action: Tracey Davies Talks Money20/20 Middle East

The Fintech Times

Money20/20 , the hugely successful global fintech event, is heading to Riyadh next year for its first-ever Middle East edition. Known for bringing together the biggest names and ideas in financial technology, the event builds on the buzz created by 24 Fintech, which showcased the Middle Easts growing role in shaping the industry. To find out more about how the new Money20/20 edition will blend the brands iconic energy with the Middle Easts unique culture and opportunities, Mark Walker, editorial

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Voice AI Comes to Payments

Fintech Finance

iWallet , the pioneer in digital payment solutions, announces a groundbreaking innovation with the introduction of Voice AI to payments. This revolutionary technology addresses the growing demand for advanced, secure, and user-friendly payment methods. Voice Technology: Bridging the AI Gap in Payments Nearly 81% of American consumers use voice technology daily according to TELUS.

AI 81
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Fiserv swallows gig rival Payfare

Payments Dive

The mega payments processor bought a Canadian digital banking provider after the two jockeyed for business from the delivery company DoorDash.

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The Path to Exit of a Fintech - Maximizing Value for Founders and Investors

Finextra

As a founder launching a Fintech startup, its unlikely youll build it into a multi-generational f

FinTech 91
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Adding eCommerce Payments to your WordPress Website

Clearly Payments

If youve ever thought about selling products or services online, adding eCommerce payments to your WordPress website is an essential step. Its easier than you might think, and with the right tools, you can start accepting payments in no time. Whether you’re launching a new store or enhancing an existing site, this guide will help you understand how to set up and manage eCommerce payments.

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PXP Financial Joins Forces With DisputeHelp to Launch Visa’s Fraud Prevention Framework

The Fintech Times

PXP Financial , a global acquiring, payment, fraud and data analysis service provider, has joined forces with financial dispute management solution provider DisputeHelp, to launch two new Visa solutions to combat first-party fraud and reduce chargeback for merchants. Through a new collaboration, PXP Financial and DisputeHelp are launching Visa’s Compelling Evidence 3.0 and Order Insight, with these solutions looking to serve as a fraud prevention framework.

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Doha Bank Launches Visa Commercial Pay: A Step Towards a Cashless Economy

Fintech Finance

Doha Bank , one of the largest private commercial banks in Qatar is set to be the first bank in the market to officially launch VISA Commercial Pay (VCP) and the first Bank in the CEMEA region to introduce the VCP-Mobile Module, in collaboration with VISA for its Corporate Credit Card clients. This initiative aligns with the Qatari Government’s vision of digitalising payments, enhancing electronic banking services, and advancing the shift towards a cashless society.

Economy 79
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Walmart forced delivery workers to pay ‘junk fees,’ CFPB alleges

Payments Dive

A Consumer Financial Protection Bureau lawsuit alleges the retailer and fintech Branch Messenger illegally opened accounts for drivers, and deposited their pay into accounts without their consent.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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WhatsApp Pay made available to all Indian users

Finextra

Meta-owned WhatsApp has been given the greenlight to roll out its P2P payments service to all of its Indian users.

P2P 72
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What is a Chargeback Rate?

Fi911

A chargeback rate is a metric that measures the percentage of transactions disputed by customers and ultimately reversed by the merchant’s bank. It is calculated by dividing the number of chargebacks by the total number of transactions within a specific period. A high chargeback rate can indicate issues like fraud, dissatisfaction with products or services, or misunderstandings in billing.

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Saudi Arabia Welcomes Money20/20: Tahaluf Discusses Its Role in Riyadh’s Fintech Push

The Fintech Times

As Saudi Arabia continues its journey into a fintech powerhouse under Vision 2030, the arrival of Money20/20 Middle East in Riyadh next year reflects the nations expanding influence on the global financial technology scene. Known as the premier event where the global fintech community converges, Money20/20 has established editions across major financial hubs, including Las Vegas, Amsterdam and Bangkok.

FinTech 69
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U.S. Faster Payments Council Publishes International Report on Mitigating Faster Payments Fraud

Fintech Finance

The U.S. Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, have released the latest report from the FPC Fraud Work Group, sponsored by Nasdaq Verafin: International Practices in Mitigating Faster Payments Fraud. The new resource provides an in-depth analysis of global strategies to combat fraud in faster payments, offering valuable insights for enhancing fraud mitigation in the U.S. payments landscape.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Debit card decline issue persists for Affirm

Payments Dive

The buy now, pay later firm has a team working to correct a problem with some customers experiencing debit card declines, the company CFO said in December.

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Dave faces US lawsuit

Finextra

The US Department of Justice and Federal Trade Commission have launched legal action against Dave, the mobile banking app, alleging that it misled customers over its charges.

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Understanding Collateral Valuation Strategies in Corporate Loan Underwriting

Finezza

In corporate loan underwriting, collateral acts as a safety net for lenders, reducing the risk of loss, and making sure that the lender can recover their funds if a borrower defaults. Typically, the size of the loan a lender provides ranges from 70% to 90% of the collaterals value. This significant margin shows the importance […] The post Understanding Collateral Valuation Strategies in Corporate Loan Underwriting appeared first on Finezza Blog.

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KuCoin Launches Merchant Payment Solution: KuCoin Pay

The Fintech Times

Catalysing business growth by integrating crypto payments into the retail sector, cryptocurrency exchange KuCoin has launched a new merchant solution, KuCoin Pay. This new product will improve the digital commerce sector by bridging the gap between traditional retail and crypto. KuCoin Pay will reduce transaction fees and facilitate immediate settlement of crypto payments, aligning with the company’s goal of enhancing the blockchain ecosystem.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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The Majority of Merchants Challenge Fraudulent Chargebacks — But Rarely Win

Fintech Finance

A recent survey conducted by Chargebacks911 , the global chargeback technology leader, revealed that on average, 45% of all chargebacks filed against merchants stem from misuse or outright abusea practice commonly referred to as friendly fraud. Major card networks like Visa and Mastercard say this number can be as high as 75% for some merchants. However, even with up to three-quarters of all chargebacks being reported as illegitimate, merchants only win 18% of cases when appealing chargebacks.

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PAR Technology buys Delaget for $132M

Payments Dive

The food service point-of-sale and payments software provider said it bought the data analytics company to better service restaurant operators.

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Blockchain groups sue US IRS over new DeFi regulations

Finextra

The US Internal Revenue Services (IRS) and Treasury are facing legal action from a number of blockchain trade groups over newly introduced rules for crypto brokers.

IRS 64
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Unmasking the fraudsters: The UK’s Payment System Regulator lifts the lid on the origins of APP scams

BioCatch

The UK Payment Systems Regulator (PSR) recently issued a report that provides critical insights into the origin of APP scams. Take a deep dive into the findings of the report and why the results lend to an urgent need for systemic action and cross-industry collaboration to stop fraud.

Scams 40
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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Mohammad El Saadi, VP at Careem, Discusses Global Expansion and Fintech Growth in the UAE

The Fintech Times

The United Arab Emirates (UAE) still has its sights set on making itself a global centre capital for fintech activity. The likes of Dubai and Abu Dhabi are becoming fintech powerhouses in their own right. At this year’s Abu Dhabi Finance Week (ADFW) in the UAE, The Fintech Times aimed to explore the country’s fintech growth by sitting down with Mohammad El Saadi , VP at Careem , the Dubai-based company aiming to build an ‘everything app’ for the Middle East.

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EMVCo Becomes an Accredited ISO/IEC Certification Body

Fintech Finance

EMVCo , the global technical body for the payment community, has received ISO/IEC 17065 accreditation for its security evaluation processes. Its new status as an accredited certification body recognises the value and quality of EMVCo security product evaluations in enabling the deployment of safe and secure payment solutions. EMVCo Security Evaluations provide a common methodology to assess whether chip and software-based vand solutions meet EMV Specifications, requirements and guidelines for se

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Reduce Average Collection Period: Strategies for Success

Paystand

Table of Contents What is the average collection period? What is a good average collection period?

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Crypto Payment Gateways: Unlocking the Power of Digital Currency

Finextra

Introduction: The Rise of Cryptocurrency in Payments Cryptocurrencies have evolved beyond investment.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.