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How to Improve Your Business Cashflow

The Finance Weekly

Struggling with cash flow forecasting? You're not alone. Many companies face challenges in consolidating data from various sources to create accurate forecasts. According to a survey, less than 25% of organizations rate their cash forecasting maturity as above average.Additionally, 22% of treasurers acknowledge their cash positioning capabilities need development.

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Ally Financial invests in new gen AI use cases

Bank Automation

Ally Financial is exploring new internal use cases for gen AI and investing in client-facing digital capabilities. Digital-first Ally is focused on continued investment in new products to enhance consumers digital experience, Chief Executive Michael Rhodes said today during the $181.4 billion banks first-quarter earnings call. The bank is committed to disrupting the industry with […] The post Ally Financial invests in new gen AI use cases appeared first on Bank Automation News.

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Alvin Tan Urges Clearer Product Disclosures Following Chocolate Finance Incident

Fintech News

Singapores Minister of State for Trade and Industry and Culture, Community and Youth Alvin Tan has called for stronger investor safeguards and clearer product disclosures following the recent Chocolate Finance incident. The fintech saw users tapping its rewards programme in ways that proved unsustainable. In response, the company made changes to its features with limited communication, resulting in user frustration and a sharp increase in withdrawal requests.

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Shopify Launches Affirm Powered Instalment Payment Options to Customers in Canada

The Fintech Times

Affirm , a payment network aiming to empower consumers and help merchants drive growth, is teaming up with Shopify , the internet infrastructure for commerce provider, to enable merchants in Canada to offer customers the option to pay in instalments. Shopify merchants in Canada with early access can now offer Shop Pay instalments, powered by Affirm, to shoppers, marking the products first availability outside the US.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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CurrencyFair Selects tell.money to Enhance Open Banking Capabilities for Seamless Global Money Transfers

Fintech Finance

With demand for faster, more secure international payments growing, CurrencyFair has selected tell.money to support its open banking integration, ensuring customers benefit from a smoother, more efficient way to send money across borders. CurrencyFair provides fast, secure, and cost-effective money transfers to over 150 countries in more than 20 currencies, offering an alternative to traditional banking fees and delays.

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The Top Payment Methods For Small Businesses

Stax

Question: what’s the best way for your business to get paid while satisfying your customer’s need for varied payment options and convenience? Answer: know the top modes of payment your customers prefer, and ensure you accept them. In this guide, well help you do just that by exploring all the major payment methods for small business. Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company.

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How Many Online Stores are in the USA in 2025

Clearly Payments

The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the United States? The short answer: millions. The long answer is more nuanced. In this article, well unpack the real numbers behind U.S.-based online stores, explore how theyre distributed by size and industry, look at the platforms powering them, and examine trends shaping their future.

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ACI Worldwide Survey Shows Nearly 40% of Taxpayers Will Use Refunds for Debt Relief

Fintech Finance

A new income tax survey from ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, developed in partnership with YouGov , shows that nearly 40% of taxpayers would use their tax refund to pay debt (e.g., credit cards, loans, etc.), suggesting that the inflationary economy is eroding disposable income as Americans turn to tax refunds for debt relief.

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Fifth Third sees mobile adoption rise

Bank Automation

Fifth Third Bank is gaining momentum from its tech investment, with an uptick in both digital and mobile adoption. Fifth Third in the first quarter reported 3.14 million active digital users, a 1.6% increase from the previous quarter and up 1.9% from Q1 2024. Active mobile users in Q1 were 2.4 million, up 1.3% sequentially […] The post Fifth Third sees mobile adoption rise appeared first on Bank Automation News.

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POS Systems For Retail Stores: How They Work And How To Select The Best System For Your Business

Stax

There are a few things a business can do withoutand a retail POS system isnt one of them. Its almost impossible to operate a modern business without one. Traditionally, POS was just a collection of hardware used to ring up sales, process simple transactions, and print receipts. Sometimes, the cashier entered the product and quantity manually. Today, POS systems have evolved.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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WorldFirst Rolls Out Mastercard-Enabled Virtual Card for SME Global Payments

Fintech News

Ant International’s WorldFirst has introduced the World Card , a new virtual Mastercard-enabled payment solution aimed at assisting SMEs involved in global commerce. The card is designed to streamline international transactions and help reduce operational costs for businesses. The World Card allows businesses to make payments in over 150 currencies across more than 210 countries and regions where Mastercard is accepted.

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Bank of America Puts $4billion Towards New Tech Initiatives as it Reflects on Success of AI

The Fintech Times

Artificial intelligence (AI) is helping organisations take their offerings to the next level, and reflecting on how it has done so over the last few years for itself, the US based financial institution, Bank of America has revealed that AI is now embedded across multiple business lines and areas including global technology, operations and training. Bank of America spends $13billion annually on technology, of which approximately $4billion will be directed to new technology initiatives in 2025.

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U.S. Bank Introduces Spend Management for Business Owners

Fintech Finance

U.S. Bank today announced a new Spend Management platform to help businesses monitor, track, and control their card-based spending. A leader in business banking and payments, U.S. Bank is introducing the all-in-one spend management platform across its full portfolio of business banking credit cards to give business owners an alternative to using multiple tools.

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Podcast: Banks push for cost-effective, multimodal AI tools

Bank Automation

Financial institutions are moving beyond pilot projects to implement production-grade, explainable and cost-effective AI solutions that can meet operational and regulatory demands. AI has evolved rapidly since fintech Arteria AI was founded in 2020, Amir Hajian, chief science officer, tells Bank Automation News in this episode of The Buzz podcast. The company provides banks with […] The post Podcast: Banks push for cost-effective, multimodal AI tools appeared first on Bank Automation News.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Ramp is trying to get the US government as a customer after seeing a tweet from DOGE

TechCrunch Fintech

Expense management startup Ramp is being considered for a charge card pilot program by the U.S. governments General Services Administration, the company confirmed to TechCrunch on Thursday. The governments internal expense card program, dubbed SmartPay, is a $700 billion program.

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How Merchants Can Calculate Their Credit Card Processing Rates

Clearly Payments

Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and finding the right payments partner. At Clearly Payments, were all about transparency. Heres a straightforward way to calculate your effective credit card processing rate and what it means for your bottom line.

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Instapay Technologies and Mastercard Make Cross-Border Money Movement Simpler in Malaysia

The Fintech Times

Over three million migrant workers living in Malaysia will now be able to remit funds to their home countries in local currencies in near real-time, following a new partnership between Instapay Technologies , the digital payment platform, and payment juggernaut, Mastercard. Rajnish Kumar, co-founder and CEO of Instapay Technologies Mastercard Move has a portfolio of money movement capabilities powering person-to-person and business payments to more than 180 countries worldwide in 150+ currencies

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Valletta Credit Finance Corporation Goes Live with Profile Software’s Core Banking Solution

Fintech Finance

Profile , a leading international financial solutions provider, has announced the implementation of its Core Banking solution, Finuevo Core , at Valletta Credit Finance Corporation Ltd, to automate and streamline payment processes, manage back-office operations and keep up with new technological advancements. The solution enables the institution to provide their existing clientele with the capability to perform credit transfers through their existing accounts with the platform.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Bank of America taps AI to power loan, deposit growth

Bank Automation

Bank of America is reaping the benefits of AI investment to enhance its lending and deposits business. The bank today today reported $2 trillion in deposits in the first quarter, a 2.3% increase from Q1 2024 and its seventh consecutive quarter of deposits growth. Loan balances at the end of Q1 were $1.1 trillion, a […] The post Bank of America taps AI to power loan, deposit growth appeared first on Bank Automation News.

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Currency Risk Management Firm Argentex Partners with French Paytech Numeral

Finovate

Currency risk management and alternative banking specialist Argentex announced French fintech Numeral as its strategic payment technology partner. The partnership will help Argentex optimize payment execution and give the firm advanced reconciliation capabilities. Headquartered in Paris, France, Numeral made its Finovate debut at FinovateEurope 2023 in London.

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Revolut App in Singapore Now Supports 39 Currencies After Adding 5 More

Fintech News

Revolut Singapore has expanded its currency offerings by adding five new currency wallets to its app. Customers can now exchange and hold Chinese yuan (CNY), Vietnamese dong (VND), Moroccan dirham (MAD), Icelandic krna (ISK), and Serbian dinar (RSD). This update increases the total number of currencies available for holding and exchange within the Revolut app to 39.

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From Presence to Performance: Rethinking LinkedIn for Business Growth

The Fintech Times

In fintech, speed is everything but so is visibility. Ive spent years helping fast-growth startups and established players navigate this high-stakes, high-noise industry, and among all the change, one thing stays the same: if youre not showing up, youre falling behind. In a space where challenger banks, SaaS disruptors, and embedded finance platforms are all vying for mindshare, the brands that break through are the ones that play smartest, not loudest.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Paysera Selects iPiD as a Strategical Partner for VoP Compliance and for Global Account Verification

Fintech Finance

Paysera , a financial technology company with 20 years of market experience, has announced a strategic partnership with iPiD, a global provider of payee verification solutions. This collaboration aims to strengthen Paysera’s Know Your Payee (KYP) processes and ensure compliance with new EU regulations requiring financial institutions to verify payee details before processing transfers in euros.

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What is Reconciliation in Payments

Clearly Payments

In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is simply the process of making sure that two sets of financial records match. Specifically in the payments industry, its about confirming that the money that was supposed to be received or paid out has actually been received or paid, and that the records kept by different parties agree with each other.

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Streamly Snapshot: Navigating Reputation Management in the Financial Sector

Finovate

Reputation is both an asset and a liability across every sector. This is especially true for financial institutions, as they rely heavily on consumer trust. However, in an era when the speed of information is accelerating, so is the risk of misinformation, public missteps, or brand erosion. In this Streamly interview, Valentina Kristensen, Corporate Affairs Director at OakNorth , joins us to share how banks and fintechs can strategically manage their reputations amid growing scrutiny from custom

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Top 10 Most Funded Fintech in India For 2025

Fintech News

Despite a clear funding slowdown across global markets , Indias fintech sector continues to command significant capital, ranking as the third-highest funded fintech ecosystem globally after the United States and the United Kingdom. While the overall funding dropped from the 20212022 peaks, the sector remains resilient, with a handful of dominant players consistently attracting investor attention.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Sustainability is a Key Enabler for Business Excellence in the Middle East, Says PwC

The Fintech Times

With national visions such as the Saudi Vision 2030 and We the UAE 2031 looking to drive the integration of environmental and social impact considerations into core business practices, PwC Middle East has revealed how sustainability is emerging as a key enabler of business excellence in its latest report. As governments and businesses across the Middle East drive forward their economic transformation agendas, PwC Middle East is exploring the role of sustainability in shaping future-ready busines

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Pipe Acquires Glean.ai to Add Spend Management to Suite of Embedded Financial Solutions

Fintech Finance

Pipe , a fintech company enabling embedded financial solutions for software platforms, today announced its strategic acquisition of Glean.ai , a leading AI-powered spend management company. With this acquisition, Pipe becomes the first embedded finance company to bring together embedded capital and spend management for small businesses via its partners.

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Bank Digital: The New Standard

Fintech Review

Banking has entered a new era. What was once defined by branches, paper forms, and long queues is now shaped by apps , automation, and 24/7 access. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online.

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Streamly Snapshot: Digital Transformation Challenges Facing Banks

Finovate

Legacy systems, fragmented data, and operational silos have long challenged financial institutions trying to modernize. In this Streamly interview, R34DY CEO Mark Hetnyi shares his perspective on how banks and fintechs can overcome these barriers by building smarter, more connected digital ecosystems. Drawing from his deep experience in financial services and digital transformation, Hetnyi unpacks how to drive real change not just cosmetic upgrades across the industry.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.