Fintech Review

OCTOBER 16, 2024

This due diligence helps in assessing whether the high yield rates are likely to be maintained or are a temporary phenomenon. The post Yield Farming and Liquidity Mining: Assessing Risks and Rewards appeared first on Fintech Review.

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Assessments Risk Returns Audit 98

The Fintech Times

JANUARY 6, 2024

The European Central Bank (ECB) has revealed plans to carry out cyber resilience stress tests on 109 of the banks it directly supervises in 2024, to assess how they both respond to and recover from a cyberattack. Supervisors will subsequently assess the extent to which banks can cope under such a scenario.

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Central Bank Assessments Procedures Laws 141

Paystand

OCTOBER 23, 2024

Table of Contents What Are Dues and Assessment fees? What is the difference between a fee and an assessment? What is the Difference Between Acquirer Fees and Dues and Assessments? What is the Difference Between Assessments and Interchange Fees?

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Assessments Non-Bank Acquirers Processors 40

Nanonets

NOVEMBER 11, 2024

• Basic Metrics : Starting metrics for assessing extraction quality. Let’s unpack what makes table extraction so challenging and find the best metrics to assess it! Starting with basic metrics that assess cell matches and row/column alignment, we saw how these provide valuable yet limited insights.

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Assessments Addressing Accounts Rules 52

Finextra

AUGUST 29, 2024

British FinTech, Lemon, which specialises in SaaS finance for SMB’s has announced a strategic partnership with WiserFunding, a leader in alternative data for credit risk assessment.

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Risk Assessment Credit Risk Assessments Risk 52

Seon

APRIL 24, 2024

million households in the United States lack access to traditional financial services, the challenge of assessing creditworthiness is more pressing than ever. This data helps paint a picture of what to expect from customers in different regions, aiding in the detection of potential fraud and assessing loan default risks.

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Assessments Risk FDIC Risk Assessment 52

FloQast

NOVEMBER 20, 2023

One of the first steps in carrying out an effective internal audit is to perform an internal audit risk assessment. What Is an Internal Audit Risk Assessment? In an internal audit risk assessment process internal auditors use to evaluate an organization’s potential risks and vulnerabilities.

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Risk Assessment Audit Assessments Risk 52

The Paypers

JUNE 19, 2024

Lithuania-based regtech provider iDenfy has announced the launch of its AI-enabled Customer Risk Assessment solution, completing its KYC/KYB/AML compliance suite.

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Risk Assessment Assessments Risk AML 41

Finezza

JULY 14, 2024

Typically, such borrowers apply for a line of credit, which allows them to get access to funds […] The post Assessing Line of Credit Applications: Best Practices for Lenders appeared first on Finezza Blog. The funds may be used for a home renovation, expenses after a job lay-off, or to fund business operations.

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Best Practices Assessments Posting Consumer 52

Finextra

OCTOBER 8, 2024

Dr Ranger outlined how nature risks are priced and which methods the Green Finance Institute (GFI) has put forward to assess nature-related risk.

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Assessments Risk Transactions Finance 52

The Paypers

JUNE 19, 2024

The ESA s have announced the publishing of a joint Opinion of the assessment of the Sustainable Finance Disclosure Regulation and a proposition for improvements.

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Assessments Regulations Finance 41

Finextra

JANUARY 22, 2024

National Australia Bank has teamed with Microsoft to deliver a free cyber assessment tool to help Aussie small businesses prepare for and bounce back from a cyber attack.

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Assessments Small Business 53

The Paypers

JULY 24, 2024

Clearspeed , a provider of voice analytics technology for large-scale risk assessment, has partnered with Deloitte's US government and public services practice.

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Risk Assessment Assessments Risk Government 36

Neopay

DECEMBER 20, 2023

1371) will introduce notable changes in the assessment of risks associated with Politically Exposed Persons (PEPs). In the case of customers identified as domestic PEPs or having close associations with domestic PEPs, the initial risk assessment will consider them to present a lower level of risk compared to non-domestic PEPs.

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Risk Assessment Money Laundering Assessments Regulations 52

The Paypers

MAY 23, 2024

Israel-based AU10TIX has launched its new free Risk Assessment Model that enables businesses to assess their exposure to operational, security, and identity fraud risks.

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Risk Assessment Assessments Fraud Prevention Risk 36

Fintech News

FEBRUARY 8, 2024

Assessing Digital Preparedness in Finance appeared first on Fintech Singapore. By focusing on digital transformation while nurturing their workforce’s creativity, adaptability, and collaborative spirit, businesses can navigate the challenges of the digital age, ensuring success and sustainability in the years to come.

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APACS Assessments Finance Blockchain 101

The Paypers

FEBRUARY 12, 2024

The US Department of the Treasury has published the 2024 National Risk Assessments on money laundering, terrorist financing, and proliferation financing.

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Risk Assessment Assessments Treasury Risk 36

Finextra

FEBRUARY 13, 2024

Fairer Finance has launched a Fair Value Report tool to allow financial service firms to assess the value offered by their products by benchmarking them against the wider market, showing how they compare on the comprehensiveness of their product features, the price they charge, and the service they offer.

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Assessments Finance Rules Consumer 45

The Finance Weekly

SEPTEMBER 10, 2023

It helps assess if the business is making a profit. These values should align with historical trends, as the analyst or user has assessed past patterns when creating these assumptions. Important points to remember: It shows a business's earnings and spending. It covers a specific time frame (like a year or a quarter).

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Assessments Finance Accounts Rules 52

FICO

AUGUST 10, 2022

Covid to Cost-of-Living: Assessing Affordability in Uncertain Times. Affordability Assessments and Unrestrained Lending. Reasonable steps to assess and understand a customer’s ability to be able to pay in the future had to be taken, to ensure financial difficulties or adverse consequences were not incurred. by Matt Cox.

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Assessments BNPL On-Demand Origination 52

The Paypers

JULY 28, 2021

CMSPI has released the SCA Economic Impact Assessment June 2021 analysis, featuring data that shows the potential sales at risk and overall readiness of the industry.

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Assessments Risk 68

Finextra

NOVEMBER 7, 2024

Modern credit risk management now leans significantly on predictive modelling, moving far beyond tra.

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Credit Risk Risk Assessment Risk Assessments 59

The Fintech Times

FEBRUARY 19, 2024

The post CRIF ESG Analytics Service Empowers UK Banks in Assessing Suppliers and Customers appeared first on The Fintech Times.

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Assessments Compliance Credential Government 59

PYMNTS

MARCH 10, 2020

Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

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Risk Assessment Assessments Risk Underwriting 52

The Paypers

FEBRUARY 9, 2023

UK-based Shufti Pro has augmented customer verification with the launch of risk assessment and eIDV services, helping tackle identity fraud and meet KYC/AML regulations.

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Risk Assessment Assessments Risk AML 36

Finextra

JUNE 12, 2024

The Bank for International Settlements (BIS) and the Monetary Authority of Singapore (MAS) have developed a blueprint for a platform that integrates regulatory and climate data to help financial authorities identify, monitor and manage climate risks in the financial system.

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Assessments Risk Settlement Authorization 64

FICO

MAY 29, 2020

In the UK alone, it is estimated that more than 80 million affordability assessments are completed each year, most of which are done manually over the telephone. It has taken a long time, but the capabilities are now available to make affordability assessment quick, safe, forward-looking, and intelligent.

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Assessments Mitigation Adjustments Risk 52

PYMNTS

DECEMBER 4, 2019

Federal banking regulators support using alternative methods to assess creditworthiness to help high-risk people get loans, The Wall Street Journal (WSJ) reported on Tuesday (Dec. Consumer advocates have raised concerns that assessing alternative data could lead to discrimination and widen the credit gap.

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Assessments Regulations Federal Reserve Consumer Protection 54

The Paypers

OCTOBER 27, 2022

Sweden-based open banking platform Tink has partnered loan broker Sambla Group to offer lenders access to more accurate affordability assessments.

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Assessments 36

FICO

OCTOBER 11, 2018

The first step in managing risk is quantifying it — and that’s exactly what the Assessment of Business Cybersecurity (ABC) does. Today marks the release of the first quarterly Assessment of Business Cybersecurity, at the Chamber’s Seventh Annual Cybersecurity Summit in Washington, DC. businesses. The ABCs of the ABC.

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Assessments Cybersecurity Data Breach Risk 68

PYMNTS

APRIL 10, 2020

Banks providing loans to small and medium-sized businesses (SMBs) would be a part of a yearly assessment that the China Banking and Insurance Regulatory Commission (CBIRC) will supervise, Reuters reported. A guideline impels commercial lenders to provide SMBs with loans at a rate that is not below the lending growth rate in the industry.

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Assessments Regs Finance Mitigation 60

CB Insights

AUGUST 12, 2021

Moody’s , an integrated risk assessment firm, has acquired RMS , a risk management solutions provider, for $2B. Moody’s: New York-based Moody’s is a global integrated risk assessment firm that provides analytical solutions and insights for risk management. Who are the parties to the deal?

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Risk Assessment Assessments Risk Acquirers 66

Fintech Finance

OCTOBER 24, 2024

Set to go live in early 2025, this premiere payments solution will integrate Plaid’s instant account verification (IAV) and network-powered risk assessment capabilities into Dwolla’s pay by bank platform.

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Risk Assessment Payment APIs and Integration Verification Assessments 103