Assessments Credit Limit Credit Risk 
FICO
JANUARY 21, 2020
The Empirica Score was developed by predictive analytics software company FICO with the aim of equipping organisations that offer credit to their customers with solid risk assessment when determining an applicant’s eligibility for a credit. Account Origination Analysis Shows Downward Shift in Risk.
FICO
MARCH 28, 2017
For example, a firm might assess certain qualitative aspects of their clients, say “management capability”, and assign them a grade based on that. For example, many industry sectors have bespoke credit reference agencies (such as Dynamar ) that offer risk grades and recommended credit limits.
FICO
DECEMBER 11, 2018
Enhancing Credit Assessment for Existing Customers. LIFECARD, a credit card company with more than 5.7 million accounts, is the first lender in Japan to adopt the FICO® Score to enhance its credit assessment for existing customers. Using the FICO Score, we can do this in a responsible and profitable manner.”.
FICO
APRIL 6, 2021
Alongside this, the Financial Conduct Authority’s recent Woolard Review made 25 recommendations for stronger oversight of unsecured credit channels, increased regulation of buy now, pay later (BNPL) schemes, credit masking, improved credit decision-making, prescriptive forbearance and a review of repeat lending practices.
PYMNTS
NOVEMBER 2, 2018
That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low. X Financial’s offerings include a balance transfer credit card product and an unsecured, high-credit-limit loan product.
Nanonets
SEPTEMBER 21, 2023
Importance of Receivables Turnover Ratio The receivables turnover ratio is a crucial financial ratio that helps businesses assess their efficiency in managing accounts receivable. The receivables turnover ratio interpretation can also be used to assess a company's liquidity.
PYMNTS
SEPTEMBER 20, 2018
Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low.
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