Assessments Credit Limit Credit Risk 
FICO
MARCH 28, 2017
For example, a firm might assess certain qualitative aspects of their clients, say “management capability”, and assign them a grade based on that. For example, many industry sectors have bespoke credit reference agencies (such as Dynamar ) that offer risk grades and recommended credit limits.
FICO
JANUARY 21, 2020
The Empirica Score was developed by predictive analytics software company FICO with the aim of equipping organisations that offer credit to their customers with solid risk assessment when determining an applicant’s eligibility for a credit. Account Origination Analysis Shows Downward Shift in Risk.
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PYMNTS
SEPTEMBER 20, 2018
Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low.
PYMNTS
NOVEMBER 2, 2018
That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low. X Financial’s offerings include a balance transfer credit card product and an unsecured, high-credit-limit loan product.
FICO
DECEMBER 11, 2018
Enhancing Credit Assessment for Existing Customers. LIFECARD, a credit card company with more than 5.7 million accounts, is the first lender in Japan to adopt the FICO® Score to enhance its credit assessment for existing customers. Using the FICO Score, we can do this in a responsible and profitable manner.”.
PYMNTS
MAY 29, 2018
The basic elements of standard consumer credit scoring are well-known: tradeline information like loan balances or credit limits, debt repayment history, and account statuses, as well as information from public records relating to bankruptcies and small claims. They just don’t have a credit history yet.”.
FICO
JANUARY 10, 2017
The “innovation” VantageScore claims can score more people is simply the weakening of credit score criteria. The minimum criteria needed to produce the FICO Score aren’t arbitrary — they are the result of decades of research into risk assessment. A mortgage would be a big leap up the credit ladder.
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