VISTA InfoSec

JULY 31, 2023

After completing all the applicable requirements and steps mentioned in the PCI DSS checklist, businesses may engage a Qualified Security Assessor (QSA) to perform a formal assessment of their compliance with the PCI DSS. If any areas of non-compliance are identified during the assessment, the QSA will report their findings to the business.

PCI DSS 130

PCI DSS Security Encryption Compliance 130

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.”

Faster Payments 97

Faster Payments FPC FedNow RTP 97

The Fintech Times

JANUARY 15, 2024

Nearly all (98 per cent) of the UK fintech businesses assessed in the report are actively fuelling productivity. But momentum can’t slow The wider macro-environment continues to be challenging, with end users developing new and ever-evolving needs. This is a call to arms.

FinTech 84

FinTech Financial Crimes Financial Inclusion Crime 84

PYMNTS

OCTOBER 4, 2016

payment system and assess the model according to the criteria developed by the two taskforces. This first part of the report will explain how the consumer can benefit from a faster payments system. Part two of the report should be released in mid-2017. The second part will describe the proposals including a model of a more rapid U.S.

Federal Reserve 73

Federal Reserve Faster Payments Payments End User 73

The Finance Weekly

JUNE 24, 2024

Before adopting Pigment, one user had to build ad-hoc analyses and models to assess business performance by region, product, etc. Cons As Pigment is a relatively new solution in the market, there are a few main cons that users point out: Complex onboarding and complicated system.

Audit 130

Audit AI Automation Finance 130

PYMNTS

NOVEMBER 12, 2020

Even so, as this week's exploration of bank-FinTech collaborations and open banking initiatives reveals, opportunities to add new revenue streams, improve product offerings and enhance the end-user experience are too promising to ignore. Traditional lenders aren't the only ones embracing FinTech collaborations. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

SEPTEMBER 20, 2020

There is a feeling from end users of these platforms that they are too big to care,” he told the newspaper. If approved, the new EU legislation would increase Brussels’ powers to track how these firms gather information on users. Violators would be assessed penalties for non-compliance.

Rules 70

Rules Non-Bank Compliance Regulations 70

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

MARCH 9, 2020

Increasingly, end-users want online and mobile-friendly solutions, with financial institutions looking closely at the broader digital landscape to understand exactly how their customers want to interact with their products. and abroad , the drive toward open banking will only be successful if it keeps the end-user as the priority.

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

PYMNTS

SEPTEMBER 14, 2016

A strong risk management program begins with authentication at the point of initial login, then spotting manipulation or session anomalies, while, at the same time, recognizing and validating established and true end user behavior.

Fraud Prevention 77

Fraud Prevention Faster Payments Push-to-Card Payments 77

Stax

JANUARY 15, 2024

With surcharging, you pass these high interchange fees directly to the end-users. Conduct regular internal audits—preferably on an annual or biannual basis—to assess ongoing compliance with federal regulations. PCI DSS requirements Businesses must complete a self-assessment questionnaire (SAQ) as part of the validation process.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Neopay

DECEMBER 20, 2023

Customer information lacking or refusal to provide details: Including details on banks, shippers, or third parties, as well as information about end users, intended end-use, or company ownership. Significant overpayment for Common High Priority list items: Compared to known market prices.

Due Diligence 52

Due Diligence End User Crime Financial Crimes 52

PYMNTS

JULY 15, 2020

Speaking with PYMNTS, eCapital Corporate President Steve McDonald explained that small businesses can indeed find value in such offerings, but emphasized the importance of SMBs doing their research when it comes to assessing all of their financing options. The Right Fit.

Innovation 54

Innovation Due Diligence End User Small Business 54

Stax

JANUARY 8, 2024

Learn More Mitigating Risks as a PayFac: Key Risk Categories As you may already know, as a payment facilitator, you can enable your software users (or sub-merchants ) to accept payments through your SaaS platform—without having to use a third-party payment gateway or provider. This means PayFacs always need to be vigilant.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

The Fintech Times

JANUARY 18, 2024

However, they first need to gain visibility into what’s in their ‘dark estate’ – or the areas of their IT environments where costly inefficiencies and poor end-user experiences hide. When do we replace devices but also how can we improve the experience for our own end users?

End User 59

End User Non-Bank Addressing Database 59

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

MAY 17, 2017

Its white paper, “ Powering up the value of commercial cards for your bank and your clients ,” underwritten by PayTech analysts, examines how banks can boost ROI on their commercial cards while heightening value for end users. With this in mind, banks must assess SPA stats with card product and industry factored in.

Commercial Card 43

Commercial Card Assessments End User B2B 43

Faster Payments Council

JANUARY 20, 2020

Module III delivers a detailed series of questions and considerations, exploring such important tasks as assembling the right team, developing an environmental assessment, and outlining a tailored strategy. The next module walks FIs through their internal infrastructure and capabilities and evaluates external vendor relationships and more.

Faster Payments 68

Faster Payments Payments Tools FPC NACHA 68

PYMNTS

DECEMBER 26, 2019

It’s not the only piece of the puzzle to successfully elevating AR processes, however, with the user experience of growing importance to corporates investing in these technologies. According to McCarthy, the end-users of AR solutions aren’t the only users that technology providers have to keep in mind, either.

Accounts 53

Accounts B2B End User Payer 53

Fintech Finance

MAY 23, 2024

Many institutions need to urgently assess whether their current payment processing environment can support the expected increase in volumes and the need to operate 24/7,” said Neil Macro, Vice President, Managing Director – EMEA mid-markets, Payments at Finastra.

Instant Payments 52

Instant Payments Compliance Regulations Payment APIs and Integration 52

The Fintech Times

APRIL 3, 2024

. “This trend suggests that the coming months may serve as a wakeup call for many payment intermediaries, as embedded finance threatens to disrupt traditional roles, potentially leading to the obsolescence of third-party intermediaries and consequent cost reductions for end users.

Embedded Finance 126

Embedded Finance Finance Non-Bank Embedded Payments 126

PYMNTS

OCTOBER 5, 2016

Software based on these technologies can make predictions on customers’ behavior, assess their potential as repeat purchasers and automate communications that will stimulate buying behavior, or even do it for them. What will be the challenges for Optimove? According to Lee, serving the larger customer can change the ballgame.

CRM 86

CRM Automation Origination On-Demand 86

PYMNTS

SEPTEMBER 25, 2018

Given how young the industry is, it is too early to properly evaluate its impact on end users (i.e. These challenges include ensuring adequate consumer and investor protection, and the timely assessment of overall financial stability and economy-wide risks,” concluded the report.

Risk 68

Risk FinTech Non-Bank Volume 68

PYMNTS

APRIL 19, 2018

The analytics software firm announced news on Wednesday (April 18) that Falcon Assurance Navigator, its solution to help identify fraud and spend waste in the procurement function, is now available on AWS, enabling end users to benefit from both tools, according to Doug Clare, vice president of product management at FICO.

Audit 40

Audit Assessments Underwriting Risk 40

PYMNTS

SEPTEMBER 8, 2020

Having access to information like business addresses and even social media profiles can broaden the scope of assessment and give FinServ providers the best idea of what a business does, and whether it's the right kind of customer for their entity. "It's surprising to me that something like corporate standing is not part of compliance.".

FinTech 79

FinTech Compliance On-Demand Mitigation 79

PYMNTS

JUNE 6, 2019

The APIs are used to share bank data among various financial industry players, and should, ultimately, spur competition and new product development that benefits the end user. Open Banking, which launched in the U.K., That’s where the culture clash can come in.

Participant 81

Participant API Online and Mobile Banking Innovation 81

Finovate

DECEMBER 5, 2023

. “We have assumed a substantial role in championing the shift towards a more sustainable economy, incorporating ESG (Environmental, Social, and Governance) factors in our credit assessment and risk management processes, thus promoting sustainable practices among our corporate borrowers.” billion (QAR 187 billion) this year.

Innovation 59

Innovation Risk Management ATM Risk 59

PYMNTS

NOVEMBER 7, 2016

“We’re looking at identification weaknesses in how to authenticate and ID end users, providers and devices,” Aadland noted, adding that this is crucial for B2B and B2C transactions. “As they move to faster payments, criminals take advantage of the speed and actually circumvent controls at the weakest link.”

Fed 77

Fed Secure Payments Task Force Security Federal Reserve 77

Exact Payments

SEPTEMBER 25, 2023

Improve the end-user experience? Step 2: Partner With Financial Institutions You’ve conducted your assessment, and you’re ready to go the PayFac route. This typically includes a payment gateway, end-user interfaces, merchant management platforms, and merchant dashboards. Do you want to add a new revenue stream?

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

Nanonets

JUNE 5, 2023

Costs Assessing the costs associated with manual labor versus implementing an RPA solution can provide insight into cost savings potential. Robotic Process Automation can help in resume parsing by automating the gathering and reviewing of candidate resumes and profiles and assessing them against job requirements to create a shortlist.

Automation 85

Automation Process Bots Use Case 85

PYMNTS

NOVEMBER 26, 2019

While nearly half of AP departments surveyed said reporting and data analytics are top priority, many teams struggle to accurately assess the return on investment (ROI) of AP technology. But as the latest PYMNTS Next-Gen AP Automation Tracker report highlights, adoption of AP automation technology continues to face challenges.

Accounts 64

Accounts Automation Multi-Currency B2B 64

PYMNTS

NOVEMBER 18, 2020

This has forced a behavior change and adoption of electronic payment methods that might have remained untouched by business users under normal circumstances. Because the RTP network remains relatively young, Ledford noted that it's difficult to accurately assess exactly how businesses are using the technology.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

The Fintech Times

MARCH 6, 2024

Not only are a significant amount wrestling with cumbersome application processes, but they’re also being rejected for loans based on factors that suggest blinkered financial assessments.” And it’s not just benefiting the end user.

Process 59

Process Verification Research Risk 59

PYMNTS

SEPTEMBER 6, 2019

Vyapar, owed by Simply Vyapar Apps, provides invoice, accounting and inventory management solutions for small- and medium-sized businesses, focusing on tax compliance and financial management for end users. Sweden’s Capcito announced this week a $7.7 million funding found for its small business working capital offing.

B2B 62

B2B FinTech Small Business Online and Mobile Banking 62

PYMNTS

NOVEMBER 21, 2018

In a recent report, the Bank of England (BoE), Bank of Canada (BoC) and the Monetary Authority of Singapore (MAS) took advantage of this by presenting a collaborative assessment of key opportunities for cross-border payments, including how corporate payments might be improved.

Authorization 49

Authorization Cross-Border Payments Correspondent Bank Cross-Border 49

PYMNTS

MARCH 23, 2018

With so many options available to financial service providers to implement and offer new technologies, how can they provide a consistent end-user experience while ensuring that products and services are cutting-edge? We’re off to a great start in 2018, securing innovation through globally adopted standards like 3-D Secure 2.0

Innovation 74

Innovation Security Visa Online and Mobile Banking 74

PYMNTS

APRIL 26, 2018

Eximchain will link its business users to the mobile app offered by YOOSourcing to assess suppliers’ profiles. The private testnet aims to enhance privacy and security for end users built on Quorum. “We The platform provides a supplier rating system and crowdsourced factory verification.

Addressing 40

Addressing Risk Blockchain End User 40